Car Loans UK Reviews 

2,950
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,010 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff members are exceptionally helpful, patient, and professional throughout the entire car financing journey. Many consumers appreciate how remarkably easy it is to communicate, ask questions, and secure the right vehicle thanks to the dedicated guidance provided. Reviewers often point out that the advisory team goes above and beyond to tailor options to individual budgets and preferences. However, some people mentioned that reaching customer support via phone can sometimes become frustrating due to long waiting times or unanswered calls. A few reviewers also noted that ongoing assistance can occasionally prove difficult to navigate once unexpected issues arise after purchase.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are incredibly helpful,... See more

Service

Clients share positive opinions on service, noting that finding a car is made simple with helpful staff who... See more

Customer service

Reviewers highlight positive aspects of customer service, noting that staff members are consistently polite,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how helpful staff made... See more

Product

Customers expressed great satisfaction with the product, sharing that reviewers found their dream vehicles at... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tyler is the man for getting your next car, Great guy from start to finish, very helpful getting all my finance sorted & finding my new car. 100% highly recommended

Company replied

Rated 5 out of 5 stars

Haseeb was very very helpful he explained everything and answered all my questions top man would recommend for helping with car financing

Company replied

Rated 5 out of 5 stars

From start to finish 10 out 10. First of all i like to say a big thankyou to paul for the outstanding work he has done for me locking for the right car. And understanding my neads. I can not fa... See more

Company replied

Rated 5 out of 5 stars

Umar and Corey were superstars and guided me through the sales process and were also very professional with excellent customer service, they both truly went above and beyond my expectations. Thanks... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. also in
  3. Finance Broker

About Car Loans UK

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score.

Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget, that is local to you.

Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork.

The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important.

If you get your finance from Car LoansUK, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Car LoansUK, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance.

Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.

When you use Car LoansUK as a search tool, you can rest easy knowing you are in safe hands. Because we aim to make finding car finance as quick and easy as possible. We offer you an unparalleled level of service from our specially trained brokers, making the auto finance comparison an easy and smooth process so you can drive away in the perfect car as soon as possible.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 92% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(2,950)

994 reviews in the last 12 months

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Rated 5 out of 5 stars

Very good with information easy to…

Very good with information easy to understand and deal with

August 14, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Anthony,

Great to hear everything was explained clearly and easy to understand. Thanks for taking the time to share your feedback!

Rated 5 out of 5 stars

This company is friendly

This company is friendly, accurate, and realistic. They ascertain your needs and assist in finding the most suitable offers. They are not overly assertive.

August 14, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you Sintija,

It’s great to hear you felt listened to and supported without any pressure. We’re really pleased the team understood what you were looking for and helped find options that suited your needs. Thanks for the lovely feedback!

Rated 5 out of 5 stars

Umar and Corey were superstars and…

Umar and Corey were superstars and guided me through the sales process and were also very professional with excellent customer service, they both truly went above and beyond my expectations.
Thanks guys 5 star service.

August 14, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Christopher,

Really appreciate the kind words! It’s brilliant to hear Umar and Corey went above and beyond and made the whole experience such a positive one. We’ll make sure they both see this

Rated 5 out of 5 stars

Friendly

Friendly, helpful and waited for me to catch up with computer and phone.
I changed my car preference a few times but waited for me to decide.

August 13, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you John,

Great to hear the team gave you plenty of time to look through your options without rushing you. Finding the right car can take a few changes of mind, so we’re glad you felt supported throughout!

Rated 5 out of 5 stars

I honestly can’t recommend Reece…

I honestly can’t recommend Reece enough! From the very beginning, he was so helpful, patient and genuinely listened to what we were looking for. He worked with our budget and never made us feel pressured into choosing something we didn’t like.

We looked at so many different cars, changed our minds a few times and had quite a specific idea of what we wanted, but Reece was always there to help, answer our questions and find options that actually suited us and our family.

He’s now helped us find the right car for us, that we absolutely love! 🚙💙

The whole process has been so much easier and less stressful having someone who genuinely wants to help you get the right car rather than just make a sale.

Thank you so much, Reece, for all your help and for working so hard to get everything sorted within our budget. We really appreciate it! Highly recommend! ⭐⭐⭐⭐⭐

August 13, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Simone,

What a lovely review for Reece! We’re so pleased he took the time to understand exactly what you and your family needed, without making you feel pressured or rushed.

Finding the right car within budget is what matters, and it sounds like Reece really went the extra mile to make that happen. We’ll definitely pass your kind words on to him - enjoy the new car!

Rated 5 out of 5 stars

Amazingly Swift

An amazing, very swift process. Jay was very helpful guiding me all through each step. I would recommend Car Loans UK to all my friends and family.

August 13, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Wayne,

Great to hear everything moved so quickly and smoothly for you! We’re glad Jay was there to guide you through each step. Thanks for the recommendation

Rated 1 out of 5 stars

Extremely disappointing experience

Extremely disappointing experience – be very careful

My experience with Car Loans UK has been nothing but stress from beginning to end.

When I was looking for finance, I was bombarded with calls and there was no shortage of people wanting to speak to me. I was referred to a dealer through the process and purchased a car that has since caused me numerous problems.

Now that I actually need help, the level of communication and support has been completely different. I have spent weeks chasing matters and have been passed around while trying to get problems with the vehicle resolved.

To make matters worse, after purchasing the car I was also contacted repeatedly about an additional warranty. I initially did not want to proceed but continued receiving sales contact and eventually agreed. I am now formally disputing the way that warranty was sold to me and have referred that matter to the Financial Ombudsman Service.

My overall experience has left me feeling that there was enormous enthusiasm when there was money to be made from my purchase, but nowhere near the same enthusiasm when I needed help afterwards.

Buying a car should not result in months of chasing companies, complaints, disputes and unnecessary stress.

Based entirely on my personal experience, I could not recommend Car Loans UK. If you are considering using them, please do your own research, read absolutely everything before agreeing to anything and be extremely cautious about any additional products you are contacted about afterwards.

I certainly would not use them again.

After their invitation to help me after this review. They did nothing!!!! Same outcome. NO HELP!! DONT Believe their reply responses.

May 15, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for taking the time to share your experience. We’re genuinely sorry to hear how stressful the process has been, particularly with the communication and support you received after purchasing your vehicle.

We understand you’ve raised concerns around the vehicle and additional warranty, and we take these matters seriously. We’d like the opportunity to review your experience properly and ensure your concerns are addressed. Please contact us at customercare@carloansuk.co.uk or 0161 768 9497 so our team can look into this further.

Rated 5 out of 5 stars

A amazing company that I have used…

A amazing company that I have used twice now nothing but helpful and there for you when you need them always really nice people they made a stressful situation for me really easy amazing people

August 12, 2026
Unprompted review
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Reply from Car Loans UK

Thank you Ryan,

It means a lot to hear you’ve chosen us twice and had a great experience both times. We’re glad the team could make a stressful situation that little bit easier. Thanks for continuing to put your trust in us!

Rated 5 out of 5 stars

Massive thank you to Nik for his help…

Massive thank you to Nik for his help in finding my new car, couldn’t have been more helpful and friendly, great communication throughout, I am very happy

August 11, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Morgan,

Brilliant to hear Nik was such a big help in finding your new car. Great communication can make all the difference, so we’re really pleased everything went so well. Enjoy the new car!

Rated 5 out of 5 stars

Superb

Superb. The service was excellent and really took our needs into account. Thank you for the service and I'll be v letting people know it's worth using.

August 10, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Laura,

Lovely to hear the service really took your needs into account. Thanks for the kind words, and we’d be more than happy to help again in the future

Rated 5 out of 5 stars

They was super helpful guided me though…

They was super helpful guided me though all the steps made sure I understood everything properly and was super friendly

August 10, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you Nicholas,

Really glad the team guided you through each step and made sure everything was clear along the way. Great to hear you had such a friendly experience!

Rated 5 out of 5 stars

Quick, professional and effective service

The experience with them was really amazing. Super service, quick response, answered all my questions, arranged for finance when I thought I couldn't get any. I can't recommend them highly enough, especially Lauren

August 8, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Howard,

This is brilliant to hear! We’re glad the team were quick to respond, answered all your questions and helped arrange finance when you weren’t sure it would be possible. We’ll make sure Lauren gets a special mention too

Rated 5 out of 5 stars

They were patient with me and are the…

They were patient with me and are the best in searching for a car.

August 8, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you Sulaiman,

Great to hear the team were patient and helped you with your car search. We really appreciate you sharing your experience

Rated 5 out of 5 stars

Brilliant service from start to finish…

Brilliant service from start to finish and very quick and easy.

August 8, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you Tina,

Really pleased to hear everything was quick and easy from start to finish. We appreciate you taking the time to leave us a review

Rated 5 out of 5 stars

Good experience

They were incredibly knowledgeable and took the time to understand exactly what I needed. The information they provided was clear, detailed, and genuinely helpful.

August 7, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Viviana,

It’s great to hear the team took the time to understand exactly what you needed and explained everything clearly. Thanks for sharing your experience with us!

Rated 1 out of 5 stars

I am a car dealer

I am a car dealer, the communication from this company is awful. They ignore my emails and if I call them I can be on hold for 20 minutes and then they cut me off. Do not use them.

August 7, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Tracey,

We’re sorry to hear about the difficulty you’ve had getting in touch with us. We understand how frustrating it is when emails go unanswered or you’re unable to speak to someone when you need an update.

Please contact us at customercare@carloansuk.co.uk or 0161 768 9497 so we can look into what’s happened and get this addressed.

Rated 5 out of 5 stars

Good services

August 7, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Meshack,

Thanks for the 5 stars! We’re really pleased you were happy with the service you received. We appreciate you choosing Car Loans UK!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

So helpful

So helpful . Found our perfect car nothing was to much trouble . Thank you

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Teresa,

Thank you for the lovely feedback! We’re so pleased we could help you find the perfect car and make the process easy for you.

Enjoy your new car!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Tyler is the man for getting your next …

Tyler is the man for getting your next car, Great guy from start to finish, very helpful getting all my finance sorted & finding my new car.
100% highly recommended

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Scott,

What a great review for Tyler! We’re delighted he looked after you from start to finish and helped get both your finance and new car sorted.

Thanks for the recommendation and enjoy the new car!

Kind regards,
Car Loans UK

Rated 1 out of 5 stars

Scam...??!!!

I received a phone call this morning stating the finance company had terminated all dealings with carloans UK as a broker and that I would have to go back to sales to sign to a new agreement and find more finance.

So being duely vigilant I rang the finance company, because my online account shows that they had already released the funds to the broker and I also have that in black and white via email.

So Carloans UK are adamant this is not true, the finance company also are adamant that Carloans UK are in the wrong.

So currently I am in a financial agreement for less than a week with no vehicle, the funds allegedly paid to Carloans UK and Carloans UK allegedly withholding the fund.

I have written an email for formal notification of what Carloans UK alledge, my next job to report this as possible fraud to the Police because withholding of funds is a criminal offence.

If this is genuinely a mistake somewhere in the system then I'm sure it'll work out fine, but to sit here and do nothing when the finance company have proven to me that thr agreement is active and in place would be dumb.

I'll update my review as this situation unfolds....

Key Issues...

Non-Delivery: Autolend paid out the finance funds to Car Loans UK, but I have not received the vehicle.

Unauthorized Cancellation: Car Loans UK claims the agreement is cancelled at my request, which is completely false.

New Deal Pressure: Car Loans UK is now attempting to push a brand-new finance deal while holding the original funds.

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for your feedback, Mark. We appreciate the seriousness of the concerns you’ve raised and understand why this situation has caused you significant concern.

Given the nature of the points raised regarding your finance agreement and the movement of funds, we don’t feel it would be appropriate to discuss the specific details of your account publicly. However, the circumstances described do not reflect our understanding of the situation, and we would welcome the opportunity to clarify this directly with you.

Please contact our Customer Care team at customercare@carloansuk.co.uk or call 0161 768 9497 so the matter can be reviewed fully and the appropriate information provided to you.

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