Car Loans UK Reviews 

2,950
•
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,010 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff members are exceptionally helpful, patient, and professional throughout the entire car financing journey. Many consumers appreciate how remarkably easy it is to communicate, ask questions, and secure the right vehicle thanks to the dedicated guidance provided. Reviewers often point out that the advisory team goes above and beyond to tailor options to individual budgets and preferences. However, some people mentioned that reaching customer support via phone can sometimes become frustrating due to long waiting times or unanswered calls. A few reviewers also noted that ongoing assistance can occasionally prove difficult to navigate once unexpected issues arise after purchase.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are incredibly helpful,... See more

Service

Clients share positive opinions on service, noting that finding a car is made simple with helpful staff who... See more

Customer service

Reviewers highlight positive aspects of customer service, noting that staff members are consistently polite,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how helpful staff made... See more

Product

Customers expressed great satisfaction with the product, sharing that reviewers found their dream vehicles at... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tyler is the man for getting your next car, Great guy from start to finish, very helpful getting all my finance sorted & finding my new car. 100% highly recommended

Company replied

Rated 5 out of 5 stars

Haseeb was very very helpful he explained everything and answered all my questions top man would recommend for helping with car financing

Company replied

Rated 5 out of 5 stars

From start to finish 10 out 10. First of all i like to say a big thankyou to paul for the outstanding work he has done for me locking for the right car. And understanding my neads. I can not fa... See more

Company replied

Rated 5 out of 5 stars

Umar and Corey were superstars and guided me through the sales process and were also very professional with excellent customer service, they both truly went above and beyond my expectations. Thanks... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. also in
  3. Finance Broker

About Car Loans UK

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score.

Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget, that is local to you.

Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork.

The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important.

If you get your finance from Car LoansUK, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Car LoansUK, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance.

Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.

When you use Car LoansUK as a search tool, you can rest easy knowing you are in safe hands. Because we aim to make finding car finance as quick and easy as possible. We offer you an unparalleled level of service from our specially trained brokers, making the auto finance comparison an easy and smooth process so you can drive away in the perfect car as soon as possible.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 92% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(2,950)

994 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Do not get car finance with this…

Do not get car finance with this company they charge £2000 starting price added to your finance and set days to go collect your car the worse car finance you can go with avoid fees are ridiculous 😡😡😡😡😡😡😡

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi David, thank you for sharing your feedback. We’re sorry to hear you’ve been left disappointed with your experience. We understand you have concerns around the costs and timescales involved, and we’d like the opportunity to clarify the details of your individual agreement and address any concerns directly.

Please contact our Customer Care team at customercare@carloansuk.co.uk or call 0161 768 9497 so we can review your case with you.

Rated 5 out of 5 stars

First car

When i first applied for car finance for my very first car I was nervous and unable to find a good and reliable car then I spoke to Jack at car loans and he made me right at ease and explained everything clearly to me and helped me find a car for my needs and helped me every step of the way from contacting the dealership to conversing with me to explain things and was very thorough with looking at every possible detail and helping through the process of getting the car loan that i needed to get the car that was found. Very happy with the service and I am looking forward now to getting my very first car Thank you Jack

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Dana,

Thank you for such a lovely review! Buying your first car is a big moment, so we’re really pleased Jack was able to put you at ease, explain everything clearly and help you find the right car.

We’ll make sure Jack sees your kind words. We hope you absolutely love your first car!

Kind regards,
Car Loans UK

Rated 1 out of 5 stars

Terrible company

If I could give it zero I would the worst company very rude people on the phone none of them communicate, they have lost a customer and a garage because of there incompetence, do not go with this company!!!!

August 6, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for taking the time to leave your feedback. We’re disappointed to hear about your experience, particularly the concerns you’ve raised around communication and the service you received over the phone. This isn’t the level of customer experience we aim to provide.

We’d like to understand what happened and have the relevant conversations reviewed. Please contact our Customer Care team at customercare@carloansuk.co.uk or call 0161 768 9497 with your details so we can investigate this properly.

Rated 1 out of 5 stars

Avoid company!!

Where to begin...sitting on the train home from london back to glasgow...a long a wasted day and very expensive day also...

first time round i seen a van that took my fancy,so organised finance and to pick the vehicle up with the garage...turns out it was sold and didn't inform me of another sale.

So i thought fair enough...will pick another van. so i picked another van,called the garage and put down a holding fee,no problem. I was then fully cleared for finance,so was told they only pay out to dealerships on certain days...this happened to be a wednesday,took the day off work and arranged with garage to collect...all comfirmed by dealer and car loans uk.

Travelled down to london to pick van up...no phone call when i arrived at 12pm as promiced by text message to confirm all was ok and was happy with van. i called them and they said that payment goes through once i am happy with vehicle and once i send a picture of myself with the van.

So i send a pic of myself with van and also that im delighted with the van.

1.30pm comes and no payment to garage...i call them and so does the dealership,to see whats going on.

called me to say that finance wont pay out today and that i should make my home. Both the dealership and myself left confused/annoyed and wondering what is going on.

Dealership called them, to be told that they are unsure when payout will happen.

So i head home on the train with no van...

called me around 4.30pm to proceed to tell me that Finance company wont pay out at all. that they will get me in another vehicle and finance deal.

Wild to say the least. want the van ive been approved for and cane down to pick up.

Terrible Company ,alot of lies and given poor and wrong information. Definitely wont be using again. will be contacting the ombudsmen tomorrow.

August 5, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Aaron, we’re sorry to hear how frustrating and disappointing this experience has been, particularly after travelling such a long distance to collect the vehicle.

We understand why you would be upset after making travel arrangements and arriving at the dealership expecting everything to be ready. While there can be circumstances outside of our control that prevent a finance agreement from proceeding, we recognise how important clear and timely communication is when this happens.

We’d like the opportunity to review exactly what happened and address the concerns you’ve raised. Please contact our Customer Care team at customercare@carloansuk.co.uk or call 0161 768 9497 so we can investigate this fully with you.

Rated 5 out of 5 stars

I would recommend them any time

I would like to thank Jay and Reid, the manager, for making the whole car-buying experience so easy and enjoyable.

I wasn’t intending to buy a car straight away, but they were both so professional, knowledgeable, and patient. They took the time to explain everything clearly, answered all of my questions, helped arrange the finance, and found exactly the car I was looking for. At no point did I feel under any pressure.

The customer service from start to finish was outstanding, and I really appreciate all the time and effort they put in to make everything run smoothly.

I wish Jay and Reid every success for the future and would highly recommend them to anyone looking to buy a car. Thank you both!

August 5, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Raymondo,

Thank you for such a thoughtful review. We’re really pleased to hear that Jay and Reid made the whole experience straightforward and enjoyable, and that you felt supported from start to finish.

We’ll make sure your kind words are passed on to them both. Enjoy the new car when it arrives!

Kind regards,
Car Loans UK

Rated 4 out of 5 stars

Not quite on completion yet but service…

Not quite on completion yet but service so far so good

August 4, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Suzane,

Thanks for the feedback! We’re pleased everything has gone well so far and hope the rest of the process is just as smooth.

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Mohammed was very helpful and patiently…

Mohammed was very helpful and patiently guided me all through the right decisions. Really tried the best to get the best deal and right car for us. I wish all agents are like him. ⭐️⭐️⭐️⭐️⭐️⭐️

August 4, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi John,

Thank you for the fantastic feedback! It’s great to hear Mohammed was patient, helpful and really took the time to guide you through your options and find the right car and deal.

We’ll make sure your kind words are passed on to him!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

I had so much help and support from Car…

I had so much help and support from Car Loans, Helen at Customer Care is truly amazing!

August 4, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Carrie,

Thank you so much for your kind words! We’re really pleased you felt supported throughout, and we’ll be sure to pass your lovely feedback on to Helen.

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

First speaking to a young man named Jay…

First speaking to a young man named Jay who was soooo helpful and also brought a little humour to the process, he was very thorough in getting to know what I wanted and what I didn't and then trawling my options and sending me the best of what he could find making what could have been an extremely stressful process so easy and even enjoyable! Then speaking to Danny for the final leg of the process and he too was a pleasure to deal with, many thanks to both of these gentlemen for making it as easy as possible and making sure I was happy with everything every step of the way! Would highly recommend to any of my friends and family, many thanks 😊

August 3, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Jemma,

Thanks for such a lovely review! It sounds like Jay and Danny made the whole experience much easier and more enjoyable for you. We’ll make sure they both see your feedback.

Thanks for recommending us!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Was inquiring about a car today and…

Was inquiring about a car today and didn’t think I’d end up with a car but the lovely salesman I spoke to found my dream car with added ammenties in the car for such a great price! He managed to work around my budget and helped get me the best deal available. It was quick and easy and I would recommend this service! Sahand was gent I was corresponding with!!

August 3, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Jodie,

What a great review, thank you! We’re so pleased the team could find you a car you loved while working around your budget. It’s great to hear the whole process was quick and easy too.

Enjoy your new car!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Very good people and information

Very good people and information

August 1, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Dragao,

Thank you for the great feedback! We’re really pleased you had a positive experience with our team and found the information helpful.

Kind regards,
Car Loans UK

Rated 3 out of 5 stars

Easy process, until I arrived at the Dealership.

The first part of the process was really simple and the staff were great - especially Emily. She found a car I’d been wanting instantly and sorted out the whole process for me. This was excellent.

Unfortunately everything after started to go downhill.

They would constantly ring me, even whilst I was in work and unable to answer (even though I told them my availability). Albeit this is only a minor thing, it’s something to point out.

Once everything had been approved they arranged a meeting time with the dealership. I told them I couldn’t do that time as I was scheduled in for work, but insisted that was the only time available.

So I had arranged to leave early so I could make the 2hr trip to the dealership.

The dealership people were great and I cannot fault them in anyway.

I sorted out the paperwork and handed them the deposit within 10 minutes of being there. Everything was sorted their end…

However it took the lender 3 hours… of unanswered calls, hanging up on me and the dealership(!), delays and lies(!) just to send the money over to them.

So instead of earning an extra 5 hours of pay at work, like I should have done, I had to wait around over 3 hours in Crewe because they wouldn’t send them the money.

Obviously something could’ve been going on their end, but there was no communication between me and them to suggest why it was being delayed so much.

They even said to me an hour or so after being at the dealership that everything was sorted their end and the money would be sent to them shortly.

Shortly actually being another hour and a half.

So yeah… what should’ve been really easy ended up causing so much extra fuss and waiting around.

July 31, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Bradley,

We’re sorry to hear about your experience, particularly the communication and delays around the dealership payment. We understand how frustrating it must have been to spend so much time chasing updates, especially when you had arranged time away from work to collect the car.

We’d like the opportunity to look into what happened and address your concerns properly. Please contact our Customer Care team at customercare@carloansuk.co.uk or call 0161 768 9497 with your details so we can investigate this further.

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Tyler was really helpful throughout the…

Tyler was really helpful throughout the process to help me get my new car and answered any questions I had

July 31, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Harry,

Thanks for the great review! It’s brilliant to hear Tyler was so helpful throughout the process and made sure all your questions were answered.

Enjoy your new car!

Kind regards,

Rated 5 out of 5 stars

Very suportive and informative listened…

Very suportive and informative listened to what we wanted

July 31, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Fran,

Thank you for the lovely feedback! We’re really pleased to hear you felt listened to and supported throughout the process. Thanks for choosing Car Loans UK!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Marvellous

Marvellous. Found me and affordable car so fast, no up front fees. Brightened my day.

July 31, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Rachael,

What a lovely review, thank you! We’re delighted we could help you find an affordable car so quickly and make your day a little brighter.

We hope you enjoy your new car!

Kind regards,
Car Loans UK

Rated 5 out of 5 stars

Vert good experence nice person to tall…

Vert good experence nice person to tall to and helpful indeed

July 31, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi David, thank you so much for your review! We're really pleased to hear you found our team helpful and had such a great experience. Thanks again for taking the time to share this with us.

Rated 5 out of 5 stars

So easy to deal with and very pleasant…

So easy to deal with and very pleasant an easy way to buy ur car would highly recommend … Rick kirk

July 30, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for your review, Richard. We're delighted you found the process so easy and pleasant - that's exactly the experience we aim for. Really appreciate you recommending us!

Rated 5 out of 5 stars

Paula was superb!

Paula was helpful, clear and proactive in helping me find the very best deal on a car that met my needs.
Knowing where to start is overwhelming but Paula navigated every part of the process seamlessly and kept me informed of each stage.

July 30, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for your review, Sarah. We're so glad Paula was able to guide you through every stage and find the best deal for your needs - she really does make a daunting process feel manageable. Thanks for letting us know how she kept you informed throughout.

Rated 5 out of 5 stars

Emily was brilliant

Emily was brilliant. Listened to what i wanted. Went and got it for me. Been looking so long. Emily did it in 30 mins. Excellent service

July 30, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi, thank you for your review! We're thrilled Emily could find exactly what you'd been looking for, and in record time too. It's brilliant to hear the whole experience felt so smooth - enjoy your new car!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look