CarMoney Reviews 4,218

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 2,356 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience, highlighting the professionalism and clear communication from the team. However, some people were dissatisfied with the level of support provided when issues arose with vehicle purchases, noting a lack of responsiveness and a focus on technicalities rather than customer care. A few other people also felt that communication could be difficult, with some experiencing long hold times or a change in attitude from staff when problems were discussed.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and... See more

Service

Customers had positive experiences with service. Many reviewers praise the helpfulness and efficiency of the... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and professionalism of... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Response time

Reviewers highlight positive aspects of response time. Many customers praise the quick turnaround and fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very hopefully throughout my application my agent Kai was helpful and helped me secure the right deal and helped me find the right vehicle for my needs Throughout my application all the necessary d... See more

Rated 5 out of 5 stars

Absolutely faultless experience! Firstly Josh who I’m sure was still making calls past closing time to secure the finance for me! And then Mhairi Claire who called me back first thing the following mo... See more

Rated 5 out of 5 stars

Excellent service from all the team at carmoney. Arranged my finance for my van very quickly and with no fuss. All the team are experts in their field and provide a knowledgeable, efficient and frien... See more

Rated 5 out of 5 stars

Many thanks to Ryan, and all the team at Carmoney. Arranged finance for my van, with a very efficient, knowledgeable and friendly service. Will highly recommend without hesitation. Five star plus ser... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 37% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Response to nikki from car people…

Response to nikki from car people please check your records as i have everything logged and accounted , Dave from car money was notified on 14th may as was perrys , as its the end of the day on 19th may i have still had no contact from carpeople despite that i have told them i will cancelling the direct debit i encouraged carpeople to put the finance on hold while they did the investigating still had no response from carpeople. It could be resolved the evidence is clear, perrys of doncaster used AI on the advertisement of pictures of van as when i received the van it had lots of scratches around it perrys told me its a van and its not unusual to have scratches despite it coming up to 3 years old, perrys told me to try using T- cut on the scratches. As for the service history missing a major service and no record of a service being done on over 30,000 miles those are my genuine reasons of declining the van. Mike hughes

May 14, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

Thank you for your review. We’re sorry to hear about your experience.

We can confirm that your complaint has been received and is currently under review. A dedicated case handler has been assigned and will be in touch with you in due course to provide an update.

We appreciate your patience while we look into this matter.

Nikki the Ninja

Rated 5 out of 5 stars

Sit back and relax

Didn't mess about, Did all the hard work while I sat back, Once a vehicle was selected they drove in. Swooped it up. Made sure everything was above board and settled the agreement.

May 19, 2026
Unprompted review
Rated 5 out of 5 stars

car money honestly provided the best…

car money honestly provided the best communication. coming from someone who always relies on others to help i managed to deal with this finance by myself as the support they provided was superb and i wasn’t left with any questions. Alan Aidan and Amy were absolutely brilliant at assisting me

May 18, 2026
Unprompted review
Rated 5 out of 5 stars

First my experience started with…

First my experience started with Douglas who was nothing but professional helped me find a car however after problems came to light with the car from the dealership I was handed over to the complaints team and Kevin was in charge. He helped me through the whole process of the repair for the vehicle the service was absolutely expectational very professional back and Kevin was still by my side helping me step-by-step

May 18, 2026
Unprompted review
Rated 1 out of 5 stars

CAR MONEY sold be bad warranty using to warranty wise

I still waiting for a response, As I said I will putting this review on trust pilot about how I was treated, by all parties involved.

I was sold a car on HP by yourselves. CAR MONEY from a car dealer call VERTUS Motors in good faith and put on a warranty plan that was incorrectly setup.

But you put me to a warrantywise car company just 2 even before the car arrived at my address, that was not fully cover under warranty guidelines and not under FCA.
The car I bought was arrange to be put under warranty wise warranty you introduced me to .
The warranty company guidelines stated they would not put a car under the warranty without full service history including specific Audi parts, this I was not aware.i was told that was not
Between yourselves and warranty wise they ignore their own guidelines and put my car under warranty without requesting a 40,000 miles service history of a major Audi part called the Mechatronics unit as well the normally service history .

So when I claimed a warranty repair for the same Mechatronics unit I was told by warranty wise there’s not service history for the part that need repair ,so they declined the request, even though at the beginning of setting up my plans they the only asked for the annual service history for car that I produce for the past 4 years.
When I chose the car through yourself you did inform me you put the car under the plan with making me aware of what was cover. My Warranty wise claim was decline then had to pay £5400 out my pocket leaving mr financially in difficulties.
I would like a good will redress and gesturer to be discussed for the mental stress I have suffered compensation , including repair cost I endure for having to pay for the car repair even though I
was Made to believe I purchase a warranty package that cover this Major. Repair.
I email all three parties and nobody took any responsibility for I had to endure since I purchased the car .

June 20, 2025
Unprompted review
CarMoney logo

Reply from CarMoney

We’re sorry to hear of your dissatisfaction and appreciate you bringing this to our attention.

A member of our Complaints Team will be in touch with you shortly to discuss this matter in more detail and work towards a resolution.

Nikki the Ninja

Rated 1 out of 5 stars

Still waiting on my finance agreement…

Still waiting on my finance agreement to be cancelled as CarMoney have not returned funds to lender which has now been going on for the past week

May 3, 2026
CarMoney logo

Reply from CarMoney

Thank you for your review.

We’re really sorry to hear that you feel this way, as this is not the experience we want for our customers.

We take all feedback seriously and are committed to resolving any concerns raised.

If you would like to discuss this further, please don’t hesitate to get in touch with us directly, as we would welcome the opportunity to assist and work towards a resolution.

Nikki the Ninja

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look