CarMoney Reviews 4,218

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,356 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience, highlighting the professionalism and clear communication from the team. However, some people were dissatisfied with the level of support provided when issues arose with vehicle purchases, noting a lack of responsiveness and a focus on technicalities rather than customer care. A few other people also felt that communication could be difficult, with some experiencing long hold times or a change in attitude from staff when problems were discussed.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and... See more

Service

Customers had positive experiences with service. Many reviewers praise the helpfulness and efficiency of the... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and professionalism of... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Response time

Reviewers highlight positive aspects of response time. Many customers praise the quick turnaround and fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very hopefully throughout my application my agent Kai was helpful and helped me secure the right deal and helped me find the right vehicle for my needs Throughout my application all the necessary d... See more

Rated 5 out of 5 stars

Absolutely faultless experience! Firstly Josh who I’m sure was still making calls past closing time to secure the finance for me! And then Mhairi Claire who called me back first thing the following mo... See more

Rated 5 out of 5 stars

Excellent service from all the team at carmoney. Arranged my finance for my van very quickly and with no fuss. All the team are experts in their field and provide a knowledgeable, efficient and frien... See more

Rated 5 out of 5 stars

Many thanks to Ryan, and all the team at Carmoney. Arranged finance for my van, with a very efficient, knowledgeable and friendly service. Will highly recommend without hesitation. Five star plus ser... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 37% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

They were very polite

They were very polite, efficient and helped me understand and feel comfortable with the decision I was making. Would highly recommend and would use them again.

April 22, 2026
Rated 5 out of 5 stars

Ninja David was very good with…

Ninja David was very good with explaining everything to me,he was also very patient after a showing him a few cars i had shortlisted. The communication was was amazing from start to finish.
Car money dealt with the process swiftly from start to finish no hustle at all.

April 29, 2026
Rated 1 out of 5 stars

I’m extremely disappointed with Carmoney

I had a very frustrating experience with Carmoney after buying a car through their finance.

Within 6 months of purchase, the car broke down and I reported the issue immediately to the warranty provider, Warrantywise, on the same day. The process with them dragged on for weeks with little to no progress, which left me stuck without a proper resolution.

When it became clear nothing was moving forward, I contacted Carmoney directly for support. By that point, it was just over the 6-month mark — purely because of the delays in the process — but instead of helping, they focused on the technicality that I had contacted them “after” 6 months.

This was extremely disappointing, especially considering the issue itself was reported well within the 6-month period to the relevant parties. To make matters worse, the garage confirmed that the car required a completely new engine due to severe engine failure.

Overall, I feel let down by the lack of support and the unwillingness to look at the situation fairly. The focus on technicalities rather than customer care made an already stressful situation even worse. I wouldn’t recommend based on this experience.

March 19, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

Thank you for your feedback.

We’re sorry to hear about your experience and would like the opportunity to assist further.

Please contact us directly so we can look into this for you.

Kind regards,
Nikki the Ninja

Rated 5 out of 5 stars

Very Helpful and easy to do buisness with.

Looking for a new car and looked around with finance options. Car Money couldn't do enough for me, helping me locate cars, Happy to give me quotes on any vehicle I was interested in. Always just a text or call away. Got a great car, on a great finance deal ....Will definitely use again in the future 5*****

April 27, 2026
Rated 5 out of 5 stars

Agent rob

The agent i spoke to named Rob, was really good quick and precise and done everything he could to help me, which I appreciated very much. A few unlucky episodes for me but he always came up with something and always txt me to keep me in the loop so congrats to him. Service was excellent and I think i got value for my money, and would recommend people to car money

May 5, 2026
Unprompted review
Rated 5 out of 5 stars

Legends

Very good customer service, really put the time in to answer all questions and explained everything when needed.
Connal was a legend the whole way through and was always great to talk to.
Definitely recommend

May 5, 2026
Unprompted review
Rated 1 out of 5 stars

I’m not happy at all—the money was…

I’m not happy at all—the money was transferred to the seller three days before delivery, which I find completely unethical.

April 29, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

Thank you for your feedback. We’re sorry to hear you’re unhappy and understand your concerns around the timing of the payment to the seller.

While this follows our standard process, we appreciate this may not have been clearly communicated and apologise for any frustration caused.

Kind regards,

Nikki the Ninja

Rated 5 out of 5 stars

Excellent service

Excellent service, Darren was really helpful and the speed at which the transaction was completed was exceptional.
Thank you

May 4, 2026
Unprompted review
Rated 5 out of 5 stars

My experience with CarMoney was…

My experience with CarMoney was brilliant. I had a guy called Cruz assisting me and he made the whole process were easy and straightforward. He went out of his way to get everything sorted for me with as little hassle as possible. I would highly CarMoney and Cruz.

April 30, 2026
Unprompted review
Rated 1 out of 5 stars

My advice to avoid at all costs!

My advice to avoid at all costs!

My knowledge with cars is poor and I got a vehicle on finance through car money, upon delivery if the vehicle through a dealership I will not name, I noticed cosmetic issues they told me had fixed, the coolant level was below the low indicator and the centre armrest felt insecure. I tried to reject but the delivery driver wanted £250 in cash and pressure from my partner made me keep the vehicle.

Within two weeks of having the vehicle the coolant system went pop and coolant was dripping under the car, in hindsight I realised there was a slow leak that has eventually given way. Now there were other issues with the car that led to it becoming uninsurable due to a discrepancy with the gearbox (manual / auto), car money asked IVIS to come assess the vehicle but due to IVIS wasting my time it would take three weeks so I had a mechanic come assess the vehicle, the bottom half of the engine was cleaned to find the source of the leak and traced it to the thermostat housing and he told me it’s been like that for a while with the amount of calcium deposits and that someone and been using tap water to top it up. But IVIS disagreed as they couldn’t find the evidence as the engine had been cleaned to find the source and I wasn’t there to explain the situation to them.

So my advice is to carmoney. I will be going to the finance ombudsman as factually speaking the IVIS report is not factual and is missing crucial information, plus the photos don’t even show the crack or issues in hand which I find to be hilarious

May 1, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

Thank you for your review.

We are sorry to learn of your dissatisfaction with your experience.

We take all customer feedback seriously and regret that on this occasion we did not meet your expectations.

Should you wish to discuss your concerns further, please do not hesitate to contact our team directly.

Yours sincerely,

Nikki the Ninja

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