CarMoney Reviews 4,220

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,356 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience, highlighting the professionalism and clear communication from the team. However, some people were dissatisfied with the level of support provided when issues arose with vehicle purchases, noting a lack of responsiveness and a focus on technicalities rather than customer care. A few other people also felt that communication could be difficult, with some experiencing long hold times or a change in attitude from staff when problems were discussed.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and... See more

Service

Customers had positive experiences with service. Many reviewers praise the helpfulness and efficiency of the... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and professionalism of... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Response time

Reviewers highlight positive aspects of response time. Many customers praise the quick turnaround and fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very hopefully throughout my application my agent Kai was helpful and helped me secure the right deal and helped me find the right vehicle for my needs Throughout my application all the necessary d... See more

Rated 5 out of 5 stars

Absolutely faultless experience! Firstly Josh who I’m sure was still making calls past closing time to secure the finance for me! And then Mhairi Claire who called me back first thing the following mo... See more

Rated 5 out of 5 stars

Excellent service from all the team at carmoney. Arranged my finance for my van very quickly and with no fuss. All the team are experts in their field and provide a knowledgeable, efficient and frien... See more

Rated 5 out of 5 stars

Many thanks to Ryan, and all the team at Carmoney. Arranged finance for my van, with a very efficient, knowledgeable and friendly service. Will highly recommend without hesitation. Five star plus ser... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 37% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Straight forward, no messing around. Service fantastic. Very polite people and cannot fault them. Highly recommended.
100 stars fits the bill
Fab

April 28, 2026
Unprompted review
Rated 5 out of 5 stars

From first to last excellence

From first contact to the last Conal was simply brilliant. His customer service skills are quite superb.
I am happy to recommend Carmoney to anyone thinking about financing a car purchase.
Thank you for making this so easy and stress free.

April 22, 2026
Rated 5 out of 5 stars

Superb service

This company is absolutley superb i had problems with a dealer on my 1st car and this company bent over backwards to sort it out from sales men jack and diogo to the complaints team kev and ewan highly reccommend them now got a new vehicle

April 28, 2026
Unprompted review
Rated 1 out of 5 stars

This is my 2nd review of this company

This is my 2nd review of this company. Both have unfortunately had to be negative due to the extremely poor after care and complaint responses from them.
Selling a car and arranging finance has been great by them, but I have now had 2 faulty cars with them which has taken months to get rectified or even correspondance correctly from them.
The 1st car I had was eventually returned and yiu can find the previous review on that one.
I am now, currently stuck with another vehicle source by this company which passed an MOT before delivery but had a shaking fault which I noticed immediately with it. I spoke with the actual dealership who supplied the car and they said to have it checked over with a local garage and they will arrange through the warranty for it to be repaired.
I took the vehicle to a local 'trusted' garage which I have used for years and they found just under £2k worth of immediate repairs needed, some of which should not have passed the MOT with and they also pointed out there was accident damage to the front drivers side of the car and this had neither been declared by the dealership upon sale or advertisement, nor by CarMoney themselves.
There was NO advisories on the recent MOT registered on the government website but my local garage found faulty ball joints and steering rack issues.
At 1st I had some communication by CarMoney saying that they had sent emails and made calls to the dealership and have been unable to get any response from them. I have also tried to get through to them on numerous occasions and without any response either.
I have called, emailed and text CarMoney over the last few weeks and am now getting absolutely no response from them either. I have cancelled my direct debit with the finance company and filed a complaint with them 'Again' about this company.
I have now also put in a complaint to the FCA, financial ombudsman and this week i am going to be applying to the small claims court to recover the vast amounts I have had to lay iut over 2 occasions for cars that DO NOT work and legally dangerous!
I also have a health condition which has been massively affected by the stress this company has put me under.

This company does not check over vehicles properly that they are arranging purchase through with them. The MOT issue is also being reported to the DVLA along with all involved.

Please be extremely cautious with this company and do not trust them to check the vehicles they source. You would be much better going to a reputable dealership.

March 26, 2026
Unprompted review
CarMoney logo

Reply from CarMoney

We’re sorry to hear about your experience and appreciate you taking the time to leave a review. We have requested further information from you so that we can look into your concerns. Once received, a member of our team will be in touch to discuss this further.

Kind Regards
Nikki the Ninja

Rated 5 out of 5 stars

Excellent service

Excellent service, quick response, swift agreement in place. Customer service is friendly and professional. Thank you guys all for making it happen!!! I definitely recommend them without a doubt. Use this company and you won’t regret it!

April 12, 2026

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