Your staff particularly Ines who I dealt with who was absolutely brilliant.professional,very pleasant and friendly manner.very non judgemental and easy to talk to.excellent in every way. Also found y... See more
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With over 35 years of experience, Central Trust is a trusted name in the UK financial services industry, specialising in Homeowner Loans and Second Charge Mortgages. Established in 1988, we have helped thousands of customers across England, Wales, and Scotland find tailored financial solutions to suit their personal circumstances. As a direct lender, we offer a transparent and straightforward service — there are no hidden fees or broker charges. What sets us apart is our commitment to providing a friendly, advice-based approach. Our team of experienced loan advisers take the time to understand your needs before recommending a suitable product, ensuring you feel informed and confident every step of the way. Whether you're looking to consolidate existing debt, fund home improvements, or manage a major purchase, Central Trust offers flexible loan options designed to fit your budget and goals. We work with customers from a wide range of credit backgrounds, and we pride ourselves on making decisions based on individual circumstances — not just credit scores. With a long-standing reputation for integrity, reliability, and customer care, Central Trust is here to help you unlock the value in your home with a second charge loan that works for you. Authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of compliance and customer protection.
Office 1, Building 2, Axis, Rhodes Way, WD17 1AP, Watford, United Kingdom
Replied to 100% of negative reviews
Typically replies within 1 month
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staff where very help full and informative new all the procedures and gave great advice

Reply from Central Trust Limited
From first point of contact everything run very smooth until finishing

Reply from Central Trust Limited
Very friendly, helpful, explain everything, helped us anyway they could

Reply from Central Trust Limited
Very thorough and efficient process everything explained to the letter ..docu sign was simple via Nivo...funds released as wanted..all in all a great experience and recommended.

Reply from Central Trust Limited
From initial enquiry to release of funds 7 days. The team could not have made more sure I understood what I was undertaking and met my 2 specific needs in the product.
Great service using the comms portal where appropriate for speed and phone calls where more detail or understanding was required.
Would recommend if you need advise and support to make the right choice for you.

Reply from Central Trust Limited
Clear concise information, all staff I spoke to were easily understandable.

Reply from Central Trust Limited
Cannot recommend Central Trust enough, they were very easy to deal with and took the stress out of the process. Kept me fully up to date all the way through. The staff were amazing. Brilliant service.

Reply from Central Trust Limited
Such a lovely bunch of people to deal with! They took so much time to ensure I understood everything and made all the financial aspects clear to me. At no point did I feel pressured or under any obligation! From initial enquiry to funds being available took only 48 hrs

Reply from Central Trust Limited
Kept up to date with the process every step of the way and explained fully so understood what should happen next. Friendly and helpful staff.

Reply from Central Trust Limited

Reply from Central Trust Limited
The team were very thorough when making sure we had all the necessary information, reassuring us and answering any questions we had, taking care to make sure we understood every step of the way. They were very easy to talk to, and made what could have been quite a gruelling process relatively stress free, giving friendly and professional service all the way!

Reply from Central Trust Limited
They were very thorough and informative.
They advised us and guided us though the whole process, made sure we knew everything before we proceeded.

Reply from Central Trust Limited

Reply from Central Trust Limited
Brilliant service from start to finish. Such a wonderful team and replies were always very quick and helpful. Highly recommend.

Reply from Central Trust Limited

Reply from Central Trust Limited

Reply from Central Trust Limited
Richard and Stephanie went above and beyond to help us get the product we wanted. Lots of updates and communication throughout. I would recommend to anyone

Reply from Central Trust Limited
Found the staff helpful and reliable. Very patient and understanding re forms etc. Clarified and guided us through this.

Reply from Central Trust Limited
Central Trust were brilliant to deal with. I have a hearing problem and they went above and beyond to get an app that allowed me to communicate effectively. Would highly recommend Central Trust.

Reply from Central Trust Limited
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