A great service from start to finish. CMJ were very pro-active in finding the best options for my BTL re-mortgage, explained the pros and cons of each and helped me make an informed decision. Their... See more
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As a first time buyer, buying a house was a daunting process, From meeting 1 ,Charlotte put us a ease, took control, listened to our situation, as not everyone has 50% deposit. She listened, w... See more
Excellent from start to finish, nothing was too much trouble and always quick to answer any questions we had. Explained everything so clearly and made the experience stress free. We didn’t think it wo... See more
Company replied
I have been working with Charlotte for few years now on different cases including remortgages and new Applications. She has always been super nice, friendly and supportive. Handles all the mortgage ma... See more
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Company details
Written by the company
We thrive on helping clients with complex circumstances secure mortgage solutions that mainstream lenders often can’t accommodate. Our expertise lies in specialist lending—including portfolio landlords, limited company structures, self-employed income, and non-traditional financial profiles. We're committed to building long-term relationships, supporting our clients as they grow property portfolios, move home, raise capital, or re-mortgage. What sets us apart? A seamless process delivered with in-depth knowledge, genuine enthusiasm, and unwavering support from start to finish
Contact info
82 Bay Avenue, WV14 0TT, Bilston, United Kingdom
- 07508831621
- charlotte@cmjmortgages.co.uk
- cmjmortgages.co.uk
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Charlotte and the team were brilliant
Charlotte and the team were brilliant. So helpful and patient. Very knowledgeable about our options as well. Highly recommended.
CMJ Mortgages are excellent
CMJ Mortgages are excellent. Always on top of all the rates, continuously look for the best deals, diarise end of tie in periods to prompt a better rate and always highly communicative and super professional. A pleasure to work with.

Reply from CMJ Mortgages LTD
Great team
Great customer service from Charlotte and her team. They were efficient and quick. All questions were answered promptly. I would highly recommend CMJ mortgages.

Reply from CMJ Mortgages LTD
Excellent service
Excellent service. Cannot thank Charlotte and her team at CJM Mortgages enough. Would 100% recommend to anyone to use the team.

Reply from CMJ Mortgages LTD
CMJ Helpful
CMJ Mortgages were so incredibly helpful and thorough through out the whole process I had with them. Kind, thoughtful and considerate of my circumstances.

Reply from CMJ Mortgages LTD
We had a very personalised service
We had a very personalised service, tailored to our specific needs and circumstances at the time. Very prompt and efficient service. They are clearly a very good team that make things happen! Couldn’t recommend anymore

Reply from CMJ Mortgages LTD
Great service by Charlotte and her team
Great service by Charlotte and her team! They kept monitoring rates for us on a re-mortgage of a rental property. Communication was swift and clear. The law firm they recommended could do with a bit more speed and efficiency.

Reply from CMJ Mortgages LTD
Outstanding service
The most wonderful team who took care of my application with the utmost care, professionalism and dedication.
Highly recommend! ☺️

Reply from CMJ Mortgages LTD
Always a great service from the whole…
Always a great service from the whole team at CMJ Mortgages, second time they have arranged a BTL mortgage for us, no hesitation in recommending them.

Reply from CMJ Mortgages LTD
CMJ Mortgages went above and beyond
Working with CMJ Mortgages was the best decision we made throughout this entire purchase.
I feel like even 5/5 stars doesn’t do justice for their reliable and attentive work that went beyond expectations.
Throughout the entire process I felt strongly that CMJ Mortgages were really “in our corner”. We were first time buyers, and found the house-buying process cumbersome and there weren’t enough updates from other parties. Jess, Charlotte and Sabrina were updating us on the entire process, including heads up of what’s to come and they were the only provider to do this.
I felt I could reach out to them any time and when I had questions, the replies came so fast.
I really can’t do justice to how much I appreciated them. I will stick with CMJ Mortgages for everything going forward and have already recommended them to others.

Reply from CMJ Mortgages LTD
** THE BEST **
** THE BEST **
Big Thanks to Charlotte and her team, we manage to get our dream home, if any one looking for good mortgage advice, we highly recommend CMJ, we not only get our Mortgage offer in very short time but the keep an eye on better rates and update us time to time.
throughout the whole process they were always there for us. so Big Thanks to Charlotte, Sabrina and Jessica for all your time and efforts.

Reply from CMJ Mortgages LTD
As always
As always, a professional service and very team approach to dealing with me as a client.
I can only recommend Charlotte and her team 100% in terms of the service they provide.

Reply from CMJ Mortgages LTD
Charlotte's angels 😊
Charlotte and her angels have gone above and beyond to help me get my new mortgage after my previous advisor messed things up, I only wish I would have known about them when I started my purchase. I can not think of a one thing that they have done wrong, communication was excellent, always supportive and happy to help, could not thank them enough.

Reply from CMJ Mortgages LTD
This team are the best
The entire team at CMJ Mortgages have been superb from start to finish. Great communication with extremely helpful advice which has helped me to acheive the best deals on the market and grow my property portfolio. They checked in with me throughout the whole process so at all times I knew exactly what was going on. I definitely recommend CMJ Mortgages.

Reply from CMJ Mortgages LTD
Great communication and support…
Great communication and support throughout the process - highly recommend

Reply from CMJ Mortgages LTD
My go to when it comes to mortgages
My go to when it comes to mortgages
CMJ Mortgage has been my go to when it comes to mortgages for a few projects now, residential and BTL. I have been recommending them as well. Very flexible and understanding of everyones situation and project, they help you to find the best setup matching your need. And to finish, nice people to work with, very "human" as well in their relationship with you. (no need to fill 20 spreadhsheet and pay a fee before starting to speak to somebody), which makes quite a difference.

Reply from CMJ Mortgages LTD
Excellent people!
Excellent people all around! I had a rapid completion deadline, and changed my lending requirements halfway through the process, all completed; and sorted ahead of schedule.

Reply from CMJ Mortgages LTD
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