Can’t speak highly enough of Charlotte and her team. Nothing is too much trouble. A great professional team that have never failed to deliver for me. Thank you
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Working with this broker was a great experience. They quickly understood my needs and tailored their service to suit my circumstances. Communication was excellent throughout, keeping me fully updated... See more
A great service from start to finish. CMJ were very pro-active in finding the best options for my BTL re-mortgage, explained the pros and cons of each and helped me make an informed decision. Their... See more
Company replied
As a first time buyer, buying a house was a daunting process, From meeting 1 ,Charlotte put us a ease, took control, listened to our situation, as not everyone has 50% deposit. She listened, w... See more
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Company details
Written by the company
We thrive on helping clients with complex circumstances secure mortgage solutions that mainstream lenders often can’t accommodate. Our expertise lies in specialist lending—including portfolio landlords, limited company structures, self-employed income, and non-traditional financial profiles. We're committed to building long-term relationships, supporting our clients as they grow property portfolios, move home, raise capital, or re-mortgage. What sets us apart? A seamless process delivered with in-depth knowledge, genuine enthusiasm, and unwavering support from start to finish
Contact info
82 Bay Avenue, WV14 0TT, Bilston, United Kingdom
- 07508831621
- charlotte@cmjmortgages.co.uk
- cmjmortgages.co.uk
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Great communication and support…
Great communication and support throughout the process - highly recommend

Reply from CMJ Mortgages LTD
My go to when it comes to mortgages
My go to when it comes to mortgages
CMJ Mortgage has been my go to when it comes to mortgages for a few projects now, residential and BTL. I have been recommending them as well. Very flexible and understanding of everyones situation and project, they help you to find the best setup matching your need. And to finish, nice people to work with, very "human" as well in their relationship with you. (no need to fill 20 spreadhsheet and pay a fee before starting to speak to somebody), which makes quite a difference.

Reply from CMJ Mortgages LTD
Excellent people!
Excellent people all around! I had a rapid completion deadline, and changed my lending requirements halfway through the process, all completed; and sorted ahead of schedule.

Reply from CMJ Mortgages LTD
Mortgage Offer
Great service by Charlotte and the team at CMJ Mortgages. I was recommended by a friend to use their mortgage broker services and would highly recommend them. Despite an old default on my account Charlotte manage to get a mortgage offer through a leading high street lender and ensure that we get a best possible offer. Highly recommend them and all the best to the team.
Will definitely using their services in future.

Reply from CMJ Mortgages LTD
We are so pleased we chose CMJ…
We are so pleased we chose CMJ Mortgages to arrange our mortgage.
Charlotte, Jessica and Sabrina are so friendly and helpful and their knowledge and experience is evident throughout, they managed our mortgage application process from start to finish and kept us informed every step of the way and were always available to answer any questions we had.
I would definitely recommend CMJ Mortgages and will use them again in the future.

Reply from CMJ Mortgages LTD

Reply from CMJ Mortgages LTD
Very efficient and great communication…
Very efficient and great communication from the whole team.

Reply from CMJ Mortgages LTD
The team kept in touch throughout and…
The team kept in touch throughout and everyone was so lovely. I always got an instant friendly reply and I would only come back to CMJ. I felt the team were more like friends rather than formal corporate people.
Thank you Charlotte and your whole team. I’m happy my friends recommended me to you and i’ll be doing the same. The process of purchasing can be stressful but you really made the process easy and enjoyable and gave me a great deal. I also feel your pricing is great value for the money in terms of the service provided.

Reply from CMJ Mortgages LTD
Excellent mortgage Advisors
I have been with Cmj mortgages for many years. Charlotte and her team always go above and beyond everytime. Always very professional and super helpful. She have tons of knowledge and experience and she specialises in pretty much all aspects of buy to lets. Always a pleasure to work with them and definitely recommend to all ❤️

Reply from CMJ Mortgages LTD
Great team and excellent service!
A great experience with CMJ. Super efficient, agile, conscientious and friendly people. Thanks again for your support, care and the super job you've done!

Reply from CMJ Mortgages LTD
Every time I think of CMJ……..
Every time I think of CMJ, TIna Turner “simply the best” floods my brain. Charlotte, Jess and Sabrina are peerless- and I say that after investing in property for 18 years with 50+ transactions. I have a low yielding portfolio with lots of issues so I am not able to access the high street. My needs are complex - the team listen very carefully then ALWAYS come up with options for me no matter how tricky the situation seems - they then execute with ruthless efficiency and always with a smile. They are the best

Reply from CMJ Mortgages LTD
Made my dream home possible!
Absolutely stellar service. So responsive and helpful - looked for every single way we could make my house move happen when there were many complex and moving parts, and a very long chain of buyers and sellers. Just completed this week and there is NO chance I could have done it without them.

Reply from CMJ Mortgages LTD
Great communication and support
Great communication and support.
Easy to contact. They replied to messages even when they were off duty.

Reply from CMJ Mortgages LTD
Five Star Service
From start to finish, first class and five star. Charlotte has helped us for years and I am so grateful for her help.

Reply from CMJ Mortgages LTD
Lovely People and Great Professionals
Charlotte, Jessica and Sabrina are absolute lovely ladies and great in their job. My purchase process took 6 months due to the chain for the first house I wanted to buy breaking, finding the second property and finally completion of the purchase. You can imagine how many mortgage-related changes such a process, would require and CMJ Mortgages team really showed extra ordinary patience and were super nice all the way.
While the legals were progressing, they kindly revised my mortgage offer 3,4 times, when lower rates were available, the last time, just a week before my confirmed completion date and this shows how geneuinely they care about people.
I can't recommend CMJ Mortgages enough :)

Reply from CMJ Mortgages LTD
5 Stars
Charlotte and her team have been helpful and responsive throughout our remortgage process. Excellent service and highly recommended.

Reply from CMJ Mortgages LTD
Great team work at CMJ Mortgages
Great team work at CMJ Mortgages, the mortgage process was well communicated and looked after the whole way through to completion, just what you need.
Will be using again.

Reply from CMJ Mortgages LTD

Reply from CMJ Mortgages LTD
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