From start to finish my experience with 55+Co-ownership has been exceptional, and everyone I dealt with have guided me through the process with ease. Without them I wouldn’t be sitting in my new fore... See more
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Co-Ownership is a not-for-profit organisation helping people become homeowners. Since 1978 we've helped over 35,000 people buy their own home in Northern Ireland, and currently have over 11,000 co-owners. We are a registered charity and are regulated and part funded by the Department for Communities.
Moneda House, 25-27 Wellington Place, Belfast, BT1 6GD, Belfast, United Kingdom
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Everyone was very helpful. Online account is user-friendly. Purchasing my first home was seemless. My children and wouldn't have a home without Co-Ownership.

Reply from Co-Ownership
Polite, friendly, knowledgeable and supportive staff made the process less stressful than it might have been. It's a great idea as well.

Reply from Co-Ownership
Everything went smoothly from application to moving in day, no set backs.

Reply from Co-Ownership
Co-ownership made my dream a reality. The entire process was smooth, timely, and handled with professionalism. I'm extremely pleased with the service I received.

Reply from Co-Ownership
It's was a very quick process I couldn't have got a mortgage without it.

Reply from Co-Ownership
It was smooth and painless. They also communicated well with me

Reply from Co-Ownership
Buying a house is one of the most stressful things we can do. One of the over-riding concerns is finance.
Co-Ownership enables people of all ages to buy their first home. I bought my first home through Co-Ownership and now, decades later, I have just bought my final home through them.
My life "bookended", as it were by Co-Ownership.
A company is only as good as its staff and here is where this organisation excels. The staff make a difficult transaction simpler. They treat you with kindness and courtesy and yet utter professionalism.
For those embarking for the first, second or even last house purchase, I would recommend Co-Ownership complete. I will always be grateful to them for smoothing the often rocky road to house- buying.

Reply from Co-Ownership

Reply from Co-Ownership
My experience was great with co-ownership. They helped me a-lot and if I didn't understand something they explained it well

Reply from Co-Ownership
My experience was great. The co-ownership worked so quickly, all the staff were very helpful and if we didn't understand something they explained it well

Reply from Co-Ownership
I found the whole process to be swift, clear and direct.
Couldn't be happier with th3 service I was provided and the extra support when I needed it.

Reply from Co-Ownership
Every one I spoke to about co-ownership were amazing great staff very helpful would highly recommend them all.
Five stars

Reply from Co-Ownership
The experience was great very helpful and very quick it’s helped me get a house and was very informative

Reply from Co-Ownership
It a dream come true, because of co ownership I now have my own home. I couldn't have done this without them. The staff are so friendly and helpful and I would honestly recommend co ownership to anyone who is thinking about buying a house with them.

Reply from Co-Ownership
They are Made my dream finally I got property. It was great experience the journey was amazing and smooth

Reply from Co-Ownership
My partner & I found ourselves in a tight spot in late 2024 when eviction loomed because our landlord had decided to sell.
With rent demand & costs shooting up locally, we decided to look into buying a home - even though saving a deposit wasn’t an easy task.
In the midst of a sellers market, the homes we thought we could afford were all selling way over asking price. Our mortgage broker suggested we explore Northern Ireland Co-Ownership to overcome our lack of a large deposit & lack of time to save.
We decided to give it a go.From the very start, co ownership were really down-to-earth and helpful—giving clear advice on what they could do for us, even though nothing was guaranteed.
We decided to apply and were delighted when we got accepted. With NICOHA’s expert support, we began viewing a range of new build houses and found one that ticked all our boxes,our dream home.
The application process was straightforward, we used a fantastic mortgage broker who took care of this for us and in just five months, the house was built & we had secured our dream forever home.
Overall, Co ownership have simply been brilliant.

Reply from Co-Ownership
Coownership have made it possible for me to buy my first home. The process is well explained at every stage and every customer service representative I spoke to along the way was friendly, helpful and showed genuine empathy regarding how difficult and stressful the housebuying process can be.

Reply from Co-Ownership
It couldn't have been more straightforward. One of my colleagues had bought with Co-ownership and he found it uncomplicated too. Co-ownership were always there at the end of the phone or message chat (actual person) to answer any questions I had. Really happy I decided to buy with Co-ownership.

Reply from Co-Ownership
Everything from the word go was so straight forward. I was applying and going through this process on my own so I was worried everything would be overwhelming and complicated, it was in fact very straight forward and you can’t really go wrong as it has a step by step approach. The application turnaround time was quick which was a relief not to have to wait for the answer for too long. Staff are professional, friendly and honestly all of them were keen to help (and did). The communication and response times are excellent and everything is ran very efficiently. I am very impressed with the overall process and I am 100% happy with the service.

Reply from Co-Ownership
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