From start to finish my experience with 55+Co-ownership has been exceptional, and everyone I dealt with have guided me through the process with ease. Without them I wouldn’t be sitting in my new fore... See more
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Co-Ownership is a not-for-profit organisation helping people become homeowners. Since 1978 we've helped over 35,000 people buy their own home in Northern Ireland, and currently have over 11,000 co-owners. We are a registered charity and are regulated and part funded by the Department for Communities.
Moneda House, 25-27 Wellington Place, Belfast, BT1 6GD, Belfast, United Kingdom
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Co-ownership were very helpful and helped make my dream a reality of owning my first home at over 50 years. I was happy to take myself off the council housing list that I've been on for 20 years on a zero award. They made the process seem effortless and the compassion for individual circumstances was evident in the process. All the information is online or at the end of a phone-call or email on how to co-own your home with co-ownership. I would never have afforded my new build home without them. After renting run down homes for 30 years, it was such a joy to get my new build home. Buying a new home is stressful but co-ownership halved the stress because my repayments were far less with co-ownership than with a traditional mortgage. No matter how well you budget and account for buying for your new home, it will always cost more than you anticipated, rarely less. So having someone in the process that has no hidden costs can help enormously. Thank you co-ownership!

Reply from Co-Ownership
Easy to work with very quick at responding to anything enquiries etc .
Would definitely recommend any1 struggling to get on the market to go here
As I'm a very happy lady and happy kids

Reply from Co-Ownership

Reply from Co-Ownership
Very fast and simple process. Any communication was clear and issues solved ASAP

Reply from Co-Ownership
Excellent service for anyone to help them get on the property ladder. Helpful.staff

Reply from Co-Ownership
My wife and I purchased our first home with the help of co-ownership, was a really great experience with no really worries or issues. We enquired online, went in for a meeting to chat about affordability and how co-ownership all worked. Once we applied we were accepted in less than a week (if I can remember correctly), supplied all documents needed which again wasn’t anything unexpected.
Once we had sale agreed, the estate agent took over and with our solicitor co-ownership sorted everything out on their side for us. If we did have any questions we could call and have an answer straight away which was fantastic to see.
Overall it was a great experience, friendly and professional staff and couldn’t recommend them enough. We were finding it difficult to save for a 10% deposit with how high our rent was, and if anyone else is in a similar position I would really encourage you to look into the scheme.

Reply from Co-Ownership
Because of co-ownership I now have my own house. I couldn’t have done it without them. They were with me every step of the way and had my best interests at the forefront always.

Reply from Co-Ownership
Very straight forward application process made it easy to apply. The staff were super friendly and helpful.

Reply from Co-Ownership
I found Coownership very helpful and very efficient. Any time I rang with a query or advice it was dealt with in a professional manner. The whole process from beginning to end was dealt with very professionally and in a timely manner. I would definitely recommend Coownership to anyone who is thinking about buying a house with them.

Reply from Co-Ownership
Was happy with initial contact with yourselves but as time got closer to completion, there was more demand of me. Such as getting a deposit for a mortgage. I was told from the beginning of this process that zero deposit was required. Which give me more money to use when I eventually moved into my new home. Which in my case wasn't to be. Overall was happy with the process but for such a hefty outlay. Thank you.

Reply from Co-Ownership
Impeccable service. Very helpful with any queries I had, and very helpful supporting me in the tasks I needed to perform. Would 100% recommend to anyone to help get on to the property ladder.

Reply from Co-Ownership
Thank you so much for everything, made me feel assured and in good hands when dealing with the purchase of my new house.

Reply from Co-Ownership

Reply from Co-Ownership
Hassle free from start to finish including navigating some issues, Co-Ownership were clear and transparent with everything and helped us get on the property ladder

Reply from Co-Ownership
Amazing experience. Everything was done so quick and easily. A great way to get into the housing market, and we are really thankful for everything.

Reply from Co-Ownership

Reply from Co-Ownership
Communication and clarity on every steps to be taken.

Reply from Co-Ownership
Smooth sailing the whole way. Very helpful and informative. Highly recommend for future applicants :)

Reply from Co-Ownership

Reply from Co-Ownership
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