Easy to set up etc but the amount of proof for this that and the other was a little over whelming to be honest as it was you have 24 hours from the start of the policy to up load proof of NCB then wan... See more
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Collingwood Insurance Services (UK) Ltd. is a UK based insurance intermediary with offices in Newcastle upon Tyne. We have been providing our customer's value and excellent customer service since 2006. As a testament to this, Collingwood has won the Insurance Choice award for Best Specialist Insurance Provider 2018 and holds one of the highest Trustpilot scores for the car insurance sector, both of which are voted for by our customers.
Collingwood House, NE29 6AR, North Shields, United Kingdom
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Be warned!!! £119.05 Policy Cancellation Fee!!!
I am writing to warn others regarding the £119.05 cancellation fee applied following the termination of my son’s learner driver insurance policy.
Having passed his driving test, I cancelled my son’s learner insurance policy with Collingwood promptly and in good faith in order to comply with the agreement. I then had to pay a £119.05 cancellation fee for my son, who is a university student.
Passing a driving test is an expected and foreseeable outcome of holding learner insurance, and the cancellation arose solely as a direct consequence of compliance with my obligation to inform this company of a material change in status. The cancellation was therefore not due to misconduct, misuse of the policy, or any failure on our part.
Furthermore, I was on the phone waiting for 18 minutes before a disinterested ‘agent’ even spoke to me who didn’t apologise for the wait and waste of my time.
I consider the application of a cancellation fee to be disproportionate and inconsistent with the principle of fair treatment of customers.
How employees of this company sleep at night is beyond me. And guess what? They investigate it themselves and judge that it’s all legal. Legal it may be, but ethical? Justified? Fair? It really leaves a bad taste. I hope they are pleased with themselves.
So be warned people, there is a cancellation charge waiting for you when your teenager passes their driving test and it could be as much as £120!!!

Reply from Collingwood Insurance Services UK Ltd
Scam company, charge you £40 to leave at the end of the policy. Reported to FCA

Reply from Collingwood Insurance Services UK Ltd
Great experience. Was talked through the whole policy and got explained how it works, the benefits etc.
Luke was a great help, thanks for helping me setup a policy for my son.

Reply from Collingwood Insurance Services UK Ltd
The monthly prices were clearly too good to be true, as when it came to cancellation as my daughter had passed her test, she was charged £72. Its learner insurance so obviously the end goal is for the policy holder to pass, new young drivers are already robbed with their first year premiums when passing without having to pay to cancel their learner insurance. Needs making clearer when purchasing online! Absolutely disgusting!

Reply from Collingwood Insurance Services UK Ltd
***Warning do not use***
Please do not use this company for new learner insurance. They are all friendly when you take out the policy, but totally different when you cancel or need a claim. Also be aware you pay £40 cancellation charge when you pass your test as policy then becomes void. Wish we used another company our friends used. Thought we had a good deal at the start. Please think twice before using Collingwood

Reply from Collingwood Insurance Services UK Ltd
I bought an annual learner driver policy from Collingwood Insurance for my son for £256. The policy clearly stated that once he passed his driving test, the cover would no longer be valid, which I understood.
My son ended up passing with only a few weeks left on the policy, so I was happy to simply let it run to expiry with no refund due.
However, I was very surprised to receive an email saying I now owed a £40 “cancellation fee” because he had passed his test.
The policy had already been paid in full and, once he passed, it could no longer be used anyway. Charging £40 just to allow the policy to end feels unreasonable.
I can see from other reviews that many customers have experienced the same issue. Something to be aware of before buying.

Reply from Collingwood Insurance Services UK Ltd
Cancellation was smooth, the waiting time was barely even 5 minutes, and thanks to Godwin I was able complete my transaction smoothly, great insurance for learners.

Reply from Collingwood Insurance Services UK Ltd
Just wanted to thank Sarah as she has helped me. She was very informative and straightforward with my query. Thanks again

Reply from Collingwood Insurance Services UK Ltd
Best experience with collingwood as my taxi insurance experience very helpful staff especially Sarah Henderson She was helpful throughout my insurance with collingwood

Reply from Collingwood Insurance Services UK Ltd
Best and cheapest taxi insurance.highly recommended.

Reply from Collingwood Insurance Services UK Ltd
Sarah was an absolute pleasure over the phone, she was very informative and answered all my queries perfectly.
10/10 service I would hope she picks up the phone if I ever have to call again.

Reply from Collingwood Insurance Services UK Ltd
Sarah henderson from Collingwood insurance an absolute gem goes above and beyond a real asset to the company 5 star service totally recommend 😊

Reply from Collingwood Insurance Services UK Ltd
I spoke to a lady called Sarah, she was just an incredible human, polite, kind and easy to speak to.
My issues was resolved and I’m happy with her customer care.

Reply from Collingwood Insurance Services UK Ltd
Sarah Henderson help so much she provide me with excellent service. Would definitely recommend her she’s amazing.

Reply from Collingwood Insurance Services UK Ltd
Unexpected £40 fee when the policy lapsed which was not clear when taking out the policy. Apparently its in the T&C somewhere.....Be wary - cetainly won't be trusting them again....

Reply from Collingwood Insurance Services UK Ltd
⭐⭐⭐⭐⭐
I had an excellent experience with the support I received from Sara Henderson. She was professional, patient, and incredibly helpful from start to finish. Sara took the time to listen carefully to my concerns, explained everything in a clear and easy-to-understand way, and made sure all my questions were answered.
What impressed me most was her friendly attitude and genuine willingness to help. She handled my issue quickly and efficiently, which made the whole process stress-free. It’s rare to receive customer service that is both knowledgeable and compassionate, but Sara delivered exactly that.
I truly appreciate her outstanding support and dedication. She is a real credit to the company, and I would highly recommend her to anyone needing assistance. Thank you, Sara, for making this such a positive experience! Again, Thank you so much Sara

Reply from Collingwood Insurance Services UK Ltd
An unreliable insurance company
An unreliable insurance company. My windscreen replacement was denied and I wasn't informed that I don't have excess on it. Avoid this insurance company by all means as others are better

Reply from Collingwood Insurance Services UK Ltd
Very knowledgeble, very helpful. Explained everything well and im happy with the terms of the policy. Good on Collingwood to change the exit structure to be less of a finanacial pitfall for customers who need to end the policy early!

Reply from Collingwood Insurance Services UK Ltd
Was not clear about the cancellation policy. Stated £40 but once my daughter passed after only 1 month of learner insurance they have charged me £175!!

Reply from Collingwood Insurance Services UK Ltd
I found the premium quoted to insure my learner son to be competitive however, once he passed I used live chat to ask about a change to the policy. They don't insure new drivers and cancelled the policy immediately while I was on on live chat so I as a named driver was also not insured. I asked about a refund for the balance of the premium; there is no refund after month 6 of the policy! Maybe the premium wasn't that competitive after all.

Reply from Collingwood Insurance Services UK Ltd
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