Commercial TrustReviews 

480
TrustScore 4 out of 5

4.0

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Rated 5 out of 5 stars

Just remortgaged with Commercial Trust and although the fees are quite high for landlords the service you receive is so professional. Melissa, Ellie and at the end Savannah were absolutely incredible.... See more

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Rated 5 out of 5 stars

Thanks for William May sorted my mortgage in principle for commercial property. Definitely recommend well quick finding the right deal from the bank and sending me in email.thanks for hard work.... See more

Company replied

Rated 2 out of 5 stars

OK Lesson learnt. Don't use brokers unless they can provide documents to substantiate what they are claiming to sell. Despite long involved conversations over the phone they charged an application fee... See more

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Rated 5 out of 5 stars

83 BNR - I had the pleasure of working closely with Lottie Tozer on a purchase. All in all, we were teamed up for the best part of 6/7 months. At times when the lenders and solicitors weren't respondi... See more

Company replied

Company details

  1. Mortgage Broker

Information provided by various external sources

We welcome the opportunity to help you find a Buy to Let mortgage, Commercial Mortgage or Bridging Loan, please get in touch today via our website call on the numbers below.


Contact info

4.0

Great

TrustScore 4 out of 5

480 reviews

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4.0

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(480)

8 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent service from the start to finish

Excellent service from the start of my buy to let enquiry through to completion. Particularly impressed with Amy Glayzer as Amy found me the best product & moved very quickly in everything. Never had to chase once and communication second to none. Have used 3 times now and highly recommend!

May 10, 2021
Unprompted review
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Reply from Commercial Trust

Dear Abbi,

Achieving great service and making a good impression is important, but maintaining our high standards is critical. I am very pleased that you valued this in Amy's work and I will be pleased to congratulate her for a job well done.

Thank you for the recommendation, we look forward to ongoing work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

An excellent service from start to…

An excellent service from start to finish.
The standard of service I received from Katie R was second to none. Katie was always efficient and responsive to all my enquiries and questions. As well as this, Katie also managed to get 2 buy to let re-mortgages approved on properties that other brokers ( from other companies) had been unsuccessful on achieving. The whole process from application to mortgage offer was well managed , and communication by the team ( Grace) was excellent.
Highly recommended

May 5, 2021
Unprompted review
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Reply from Commercial Trust

Dear Chandra,

Many thanks for these kind words. What you describe is exactly what we aim to achieve as a specialist broker - both in terms of customer service and practical buy to let mortgage solutions, especially where others have been unable to help.

I will be very pleased to pass on your feedback to the team here and on their behalf and my own, we look forward to future work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Amy was great to deal with and the…

Amy was great to deal with and the whole team were efficient.
Will highly recommend

April 19, 2021
Unprompted review
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Reply from Commercial Trust

Dear Martyn,

I am very pleased that Amy's work on your behalf was well received and scored highly in your eyes.

On her behalf and my own, we look forward to future work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Fantastic service from start to finish

Fantastic service from start to finish. Excellent communication and guidance throughout both by phone and email. Always easy to get hold of by phone and email. Service was personable, polite, informative and supportive. Very efficient. Will definitely be using again and will be recommending to others.

March 12, 2021
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Christian,

Thank you for taking the time to share your feedback on working with your team here.

I am exceptionally pleased that you valued the work done on your behalf so highly. I will ensure your mortgage advisor and account manager see your review and will be congratulating them on a job very well done.

On their behalf and my own, we look forward to working together in the future.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

I could not have been happier with the…

I could not have been happier with the professionalism and service received from Commercial Trust. From my first contact with Lee Cologne to every single team member I will take the time to name them. Millie, Hayden, & Erika. I am sure I have called and others have answered the phone but I cannot remember the names. Every single person I dealt with was on par. These guys are better then two other mortgage brokers I tried to use. Note: I had to go through two mortgage applications to secure this mortgage as it expired twice due to the terrible sellers solicitors and a difficult seller. This company is on the ball and I will use again. Lee, thank you for your recent phone call to check up. Lee is knowledgeable, professional and knows how to speak to his clients and also source the right deal.

February 19, 2021
Unprompted review
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Reply from Commercial Trust

Dear A Ghaly,

Thank you very much for sharing this feedback, I am very pleased that our service made a significant and positive difference to you under difficult circumstances. Our company focus is on delivering excellent customer service, but the proof of success or failure can only be taken from feedback such as yours. I am pleased it was a resounding success. On behalf of us all, we look forward to future work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

I have worked with Hari and Millie

I have worked with Hari and Millie, they are very professional, always available and get the job done very fast. Their industry and product knowledge is second to none. I highly recommend.

February 8, 2021
Unprompted review
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Reply from Commercial Trust

Dear Darren,

Many thanks for taking the time to share your experiences of working with Hari and Millie. I will ensure they see your comments. I know they will be delighted that you value their work on your behalf.

On behalf of us all, we look forward to ongoing work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Very highly recommended

I have now used Commercial Trust for several new mortgages and several re-mortgages. I have throughout every process found every single member of their team so efficient, motivated, helpful and rapid that it almost defies belief. In particular I would like to name Amy Glayzer for her amazing work and general excellence, and also Imogen Sporle, who on a recent purchase went so far above and beyond to help me that I am eternally in her debt - literally without her continued patience and hard work I don't think the sale would have gone through. Generally a brilliant company and I will be back many times in the future. Thanks.

February 7, 2021
Unprompted review
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Reply from Commercial Trust

Dear James,

Many thanks for taking the time to share your feedback. I could not ask for a more glowing review of our service and am exceptionally pleased it made such a difference to you.

Thank you for your ongoing custom, on behalf of us all we look forward to future work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Our buy to let mortgage was coming to…

Our buy to let mortgage was coming to an end in November 2020. We approached Amy who was very helpful. She acted in a professional way through out the whole process and explained to what was required.

We would take this opportunity to thank her including her term for a job well executed.

We got a good deal and we will passing on your details to friends and family.

We will get in touch when the mortgage terms are due for renewal.

Kind regards

Mr & Mrs Bemba-Sempa

December 3, 2020
Unprompted review
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Reply from Commercial Trust

Dear Mr and Mrs Bemba-Sempa,

Thank you very much for sharing such thorough feedback on your experience working with Amy and the team here.

I am delighted that you benefitted from their work on your behalf and, on behalf of us all, we look forward to an ongoing working relationship with you both.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Second time we have used Commercial Trust

This is the second time I have used Commercial Trust for a remortgage of one of our buy to let properties. All the team, including Amy and Bethanie, were friendly, professional and efficient and a pleasure to deal with. They listened and understood our requirements, got us a good deal and then made sure the remortgage proceeded quickly and smoothly.

November 20, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Client,

Thank you for taking the time to share your feedback on Amy and Bethanie's work on your behalf. I cannot ask more from them to exemplify the qualities you describe.

I am very pleased that their diligence has served you well and rendered the remortgage a smooth and quick process for you.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 1 out of 5 stars

Unfortunately writing a warning not to deal with Commercial Trust

Unfortunately, I find myself having to post an extremely negative review of my experience with Commercial Trust along with a warning to others.

I realise that times are hard for all businesses, but it appears that Commercial Trust have taken to lying to customers in order to secure business.

The bottom line for me was that we were told that in the event they were unable to secure a mortgage for us then the fee would be refunded, I had a call yesterday to say they had exhaused the options - when I asked for the return of the fee and that of the application to the building society (which I was also told would be refundable should it not proceed to offer) I was then told in fact 'it was not refundable'.

I've now asked the company for a subject access data request in order to listen to the phone calls, so hopefully that will prompt a proper investigation. My warning is though that I'd suggest you get EVERYTHING in writing from these guys and don't rely on what their sales people tell you.

No doubt I will now be 'reffered to the Ombudsman' to continue my complaint, the real problem for me is these people have strung me along for more than 2 months to then say no. Absolute shambles (appears very professional at all points but beneath the surface there seems to be a money grabbing culture) they bang on about how good their reviews are and the awards they have won, it seems that they are in it for the fees - warning DON'T pay your fees up front!

FURTHER INFORMATION

Following on from the reply that Commercial Trust have entered I have to report that today I received a call from their sales director... this was a pressure call and it seemed that the aim of the call was to get me to back down, which I most certainly will not be.

Thanks for ‘investigating’ but I’ve not yet received the call recordings you mention and are happy to prejudge me, the complaint is still ongoing and asking me to go to the ombudsman - we all know that translates as ‘most people don’t bother going to the ombudsman so let’s refer him there and chances are the complaint dissapears’

I was absolutely mis-sold and commercial trust fail to admit that or even apologise.. they are trying to say we didn’t furnish them with true facts, where in fact their staff lied, exaggerated and led me to believe there was no problem with the offer and strung me along for 2 months while also I was forced into paying for things I’d not have had to had they done a proper job with the fact find and credit checks.

It was all about getting in the fee. I’m sorry if this is going to damage their reputation but people need to know what they are potentially getting into and these guys are slippery!

Loving the reply where they try to put all the blame on us, poor form chaps. I’ll be publishing my findings once I’ve received the information I’ve requested (apparently there are more than 36 phone calls and over 10 hours to listen to)

Anyone thinking of using these, check your other options first, you have been warned.

October 29, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Mr Young,

We take the description of your concerns very seriously. Our process in investigating such matters is very thorough. This is in the hands of our Compliance team and we will be in direct contact with you as to the outcome.

Yours sincerely

Andrew Turner
Chief Executive

Update:

Dear Mr Young

I am writing in response to the comments you have left on our review site because I could not leave them in the public domain unchallenged.

First, to be clear we have had your complaint thoroughly investigated by our compliance team who are independent of our operational teams who handled your mortgage application. Our process of investigation includes reviewing all correspondence, including calls, documents and electronic communications.

Secondly, I am pleased to see that you recognise that we are a professional organisation. In keeping with that professionalism it is part of our process that at the start of every application we verbally explain what fees are payable at each stage of the mortgage. We also explain which of those fees are non-refundable. This is followed up, shortly after, with written confirmation. This is all disclosed prior to gaining consent from a client to submit a mortgage application and processing a payment from a client for it.

Thirdly, in your case our investigation has borne out that you were indeed told that our booking fee was non-refundable and having listened to all the calls between us we can confirm that at no time did we say that these fees were refundable. You have submitted a subject access request to us which we fulfil shortly. When you receive a copy of the calls between us we will draw your attention to the exact points in which our disclosure was made.

Fourthly. as a regulated organisation, within our complaint process, we always provide all clients with their right to refer their complaint to the Financial Ombudsman Service, should they remain dissatisfied with the outcome of our investigations. That option remains available to you although I am confident that any independent assessor of this complaint will come to the same conclusion as us.

Fifthly, you say that we have a “money grabbing culture”. I think that is unfair and unproven. Once you listen back to our calls and review the documentation we sent to you it will be clear that we have been completely open, transparent and honest about our fees in all our dealings with you – as we are with every client.

Lastly, I am truly sorry that we were unable to source the mortgage you were looking for but it was not for want of trying. I am sure you will understand that we do rely on our clients providing us with accurate information in support of their application. Of course, sometimes different information comes to light when an application goes to a lender which we were not privy to at the outset. This can mean a desired outcome is not achieved. Unfortunately if we have been working off erroneous information we cannot be held responsible for that.

Yours sincerely

Andrew Turner
Chief Executive

Update:

Dear Mr Young,

Thanks for your further feedback. We have now provided the calls between you and Commercial Trust and have highlighted the point in the call where fees are discussed and where we explain that the booking fee is non-refundable. Can you now please confirm that you accept we did not lie on this point?

Yours sincerely,

Andrew Turner

Rated 5 out of 5 stars

Friendly Advisors, efficient and responsive. Easy to deal with! 👌

My rating of 5+ stars is based on the mannerisms of all staff I dealt with at CT. Luke Edwards was ever so helpful and friendly, and submitted our application promptly. Following the application stage there was a warm hand-over to James Taylor-Jansens, and he was great! My remortgage case has been going on for 3 months, most likely due to the current climate, and today I got the good news that it's going through. James and Luke have been ever so friendly and helpful and have remained patient even when I had been chasing daily, and I would highly recommend anyone deal with them. Even at times when I couldn't get through to either, other members of the team were quick in getting whomever I needed to call me back, and they too were lovely to deal with. James was chasing our lender for us daily and always got back to us with a response. There are a couple of small issues that I have experienced along the way, but I will email the feedback directly to my advisor as I have no doubt that Commercial Trust and James will resolve these to my utmost satisfaction as they are very professional. I also have no doubt in my mind that they will take the feedback on board and learn from it. CT came highly recommended to me, and irrespective of the issues I wouldn't hesitate to recommend them to anyone looking to remortgage a buy-to-let property or portfolio as they really do have access to a vast panel of lenders and they really do work with you to get the mortgages through. I'm looking forward to a continuous relationship with the company, and also to the response received from my feedback.

October 21, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Mrs Ali,

Thank you very much for your effusive praise and thorough review regarding working with James and Luke.

We absolutely welcome any feedback you have, and I will let them both know you will be sending this over.

I am so pleased you have valued the work done on your behalf, and from us all we look forward to an ongoing and prosperous relationship with you.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Ross gave me excellent service all…

Ross gave me excellent service all round.
Completed now. Many thanks after a few 'hiccups' along the way. He sorted all problems.

October 9, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Mrs Chalmers,

Thank you for sharing this feedback on Ross' work on your behalf. I am glad that he was able to resolve the challenges faced through the process to a successful outcome.

I will ensure he sees your kind feedback.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Broking is a commodity product

Broking is a commodity product. You expect a satisfactory service but satisfactory does not mean that you will not try somewhere else next time. Commercial Trust seems to have an instinctive customer service DNA. I was kept informed at every step of the way, so I never had to contact you. You even kept me informed about what my solicitor was doing, which they never did. I have been impressed and delighted by your service and the difference between satisfied and delighted means that I would never think of using any other firm, even though my next transaction may not be for many years. People who are satisfied have no need to tell you why they have decided to try someone else next time. Why would they? It is not that they are dissatisfied but rather that not enough has been done to hook them. If it takes so little effort to move someone from satisfied to delighted and make them a customer for life, why would you not do it? The fact that most people do not, gives Commercial Trust a sustainable competitive advantage.
Timothy

October 8, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Mr St. Ather,

Thank you for sharing this detailed feedback on your experiences working with your team here. I was pleased to hear, via Samantha, that you had shared positive thoughts on the work done for you with her and I appreciate your taking the time to do so again, in this public forum.

What you describe here exemplifies what I ask for from the team. I am very pleased their efforts have made such a difference to you.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 1 out of 5 stars

Very poor service, They send a lot of spam emails too

Very poor service. I contacted them for buy to let mortgage. They charge (£199) just to receive a quote. When I questioned this, the broker was rude and said i should use my previous broker (which I have now). this company is a complete waste of time and unprofessional.

September 18, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Reviewer,

We take any expression of dissatisfaction very seriously, I would like the opportunity to investigate your comments. If you would be willing to, please share you details via compliance@commercialtrust.co.uk.

For clarity, we do not charge for a quote.

Yours sincerely

Andrew Turner
Chief Executive

Rated 1 out of 5 stars

Avoid - charge you and don't deliver

Avoid. They charged an upfront fee, got me two DIPs that didn't result in an formal offer and now have offered me a "credit on account" rather than a refund. What would be the use of using them again if they can't do the basic thigh which is get me a mortgage. Awful experience. After turning down the property they then came back to me and advised they have another mortgage for me and it will definitely be accepted.

September 8, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Alex,

I take any expression of dissatisfaction from a client very seriously. I have asked the manager overseeing the team involved to contact you, with a view to finding resolution.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Very professional

Spoke recently to Shannon to discuss my options. She was extremely helpful and professional. Even though my circumstances are not ideal currently, as soon as things improve, I will be in contact. Great service.

August 29, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Sir/Madam,

Thank you for sharing this feedback on your discussions with Shannon, I am very pleased to hear that you found her helpful and professional and that we can look forward to working with you, when the time comes.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Excellent Service

This is the third time I have gone through Commercial Trust for my remortgaging needs and I can honestly say that from the very first phone call to the very last email every staff member I have ever dealt with at Commercial Trust has been incredibly helpful, professional, friendly and efficient. At times when there might have been a roadblock in the way, I have been advised immediately and they always keep me abreast daily of what is happening. I will not hesitate to use them in the future when I am in the process of mortgaging or remortgaging a property and would not hesitate in recommending their excellent service. I am most grateful to Katie, Chloe and Alison for all of their invaluable help and assistance along the way.

August 19, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Client,

Thank you for your detailed summary of your experiences working with Katie, Chloe and Alison. I am very pleased that they made such a positive impact through their work on your behalf. I could not ask for more from the team than to achieve this kind feedback. On behalf of us all, we look forward to future work together.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 1 out of 5 stars

Do not use this firm - worst mortgage broker

extremely bad service. The worst broker I ever used. They made wrong application with a high rate for business but put individual name as borrower. When they were asked to correct, they replied then reapplication is needed so they have to charge one more time. And what they did is just trying to get you to pay their fee as soon as possible on phone without any clarification in writing even after silently increase price. Very poor! Strongly avoid them!

August 12, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Julia,

We take any expression of dissatisfaction about our service very seriously. I have checked with the Head of Compliance and I can see we have investigated and responded in full.

Yours sincerely,

Andrew Turner,
Chief Executive

Rated 5 out of 5 stars

Great broker

Glad I found Shannon. She is very good advisor and credit to your company. I have given her number to many associates and will continue to do so

August 11, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Ahmed,

What glowing feedback, I am sure I speak for Shannon when I say she will be delighted. I certainly will be thanking her for demonstrating to you what our company can do for our clients.

On behalf of us all, we look forward to future work together and thank you for recommending us.

Yours sincerely,

Andrew Turner
Chief Executive

Rated 5 out of 5 stars

Thanks for your professional approach…

Thanks for your professional approach and excellent service and I will definitely want to engage with you in the future .

July 2, 2020
Unprompted review
Commercial Trust logo

Reply from Commercial Trust

Dear Sreekant,

Thank you for sharing your feedback and for your kind words. I am glad you benefited from our service and, on behalf of us all, we look forward to our future work together.

Yours sincerely,

Andrew Turner
Chief Executive

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