Coya 

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Rated 1 out of 5 stars

Very poor and misguiding customer service. 1 star because it was not an option to give 0. I have suffered the loss of +500 EUR due to inadequate and downright inaccurate customer service... See more

Rated 1 out of 5 stars

They focus only on getting your money. I never received any refund after more than 2 months of waiting. It’s a big SCAM!!! I don’t recommend this company. The customer service don’t even have time to... See more

Company replied

Rated 1 out of 5 stars

Working as a customer success manager over 6 years now, I can easily say that the worst email I have seen in my life was written to me by Coya. It took them to reply me 10 weeks to reject my claim w... See more

Rated 5 out of 5 stars

My bike was stolen and I requested a claim for my bike theft with Coya. First of all, I submitted my claim with an online chatbot, which is so impressive in a way that it was so easy to follow and als... See more

Company replied

Company details

  1. Insurance Agency
  2. Financial Consultant

Information provided by various external sources

Coya ist deine digitale Versicherung. Ganz sicher anders: 0% Verwaltungsaufwand. 0% Papierkram. 100% flexibel & individuell. 100% günstig. Coya – Live more, we’ve got you.


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Rated 5 out of 5 stars

A satisfying service

Although the process took a bit longer than desired, the service Coya provided was amazing and I have no complaints at all. They communicated with me in English, as well on the phone, which I appreciate greatly as a non-fluent German speaker and I received a full refund of what my stolen bike was worth without any problems. I'm glad I decided to use their service and I will definitely sign up again when I get my new bike - hopefully though I won't have to file a claim again ;)

November 10, 2020
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Reply from Coya

Hi Natalia,
we are so happy to read your feedback! :) We know that we are currently have a delay and we are very sorry for this. We are doing everything to be able to offer our usual fast service again soon.
If you have any questions, please don't hesitate to contact us.

Best regards
Your Coya-Team

Rated 5 out of 5 stars

I am extremely happy with how Coya Team…

I am extremely happy with how Coya Team supported me and my family during our two insurance cases. I am with Coya since January and not a minute have I regret this decision. The customer service is responsible, polite and helpful. They take care the claims seriously! I have recommended to three friends telling my stories and how Coya handled the situation and they also are satisfied so far.

November 6, 2020
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Reply from Coya

Dear Agerke,

thanks for your feedback and the review! Appreciated! We wish you a nice weekend :-)

Kind Regards

your Coya-Team

Rated 5 out of 5 stars

Excellent EN customer service + website!

Thanks Justine for amazing customer service in English! Super informative and helpful. And to Coya for having such an easy-to-use, simple website with all the information - available in English. I am grateful that my friend recommended Coya to me.

November 6, 2020
Unprompted review
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Reply from Coya

Hi Anne,
thank you so much for your kind feedback! Always happy to hear that.
We wish you a great weekend.

Best regards
Your Coya-Team

Rated 5 out of 5 stars

I lost my dorm keys during vacation

I lost my dorm keys during vacation

Coya covered all expenditures, and supported in every step. Definitely recommend to everyone.

November 6, 2020
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Reply from Coya

Hi Kerven,
thank you so much for your great review!! We are happy to hear that.

Wish you a great weekend!

Best regards
your Coya-Team

Rated 5 out of 5 stars

The service and assistance provided by…

The service and assistance provided by Coya is simply amazing. They process it really quickly and handle it in simple mannar. I would recommend everyone staying in germnay to opt for Coya for insurance without hesitation.

November 5, 2020
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Reply from Coya

Hi Siddhant,

thanks so much for your great review, we are very happy to hear that! :)
If you have any questions, please don't hesitate to contact us at anytime.

Have a great weekend.

Best regards
Your Coya-Team

Rated 5 out of 5 stars

Very easy and fast

Very easy and fast, Awesome experience

November 5, 2020
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Reply from Coya

Hi Sachin,

thank you very much for your feedback. We are pleased to hear that you are satisfied with our service.

All the best,
Your Coya-Team

Rated 5 out of 5 stars

My bike is secured in no time with very cheap amount

Very quick response from customer support. Everything is clarified. I insured my bike in no time. English language support is my main reason to choose Coya.

October 30, 2020
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Reply from Coya

Hi Muhammet,

thanks for your great review, we are so happy to hear that! :)
If you have any questions, please just contact us.

Best regards
Your Coya-Team

Rated 5 out of 5 stars

Excellent attention, slow process due to Corona

Due to Corona Virus the process was somewhat slow for a phone repair (since the phone could be barely used. The attention from the chat space was amazing, although the communication per E-Mail was a little bit deficient.

October 30, 2020
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Reply from Coya

Hi Al,

thanks so much for your feedback. You are absolutely right - due to the current Corona situation we have a little delay at the moment. We try our best to be able to offer our usual service again soon.

If you have any questions, please just contact us at anytime.

Best regards
Your Coya-Team

Rated 5 out of 5 stars

Coya insurance is the best and very…

Coya insurance is the best and very trust worthy and helpful in your difficult times.
I being a student was very satisfied and would recommend it to all others.

October 27, 2020
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Reply from Coya

Hi Asish,

we are so happy to hear your great feedback! Thank you and if you have any further questions, just contact us again.

Best regards
Your Coya-Team

Rated 4 out of 5 stars

Great insurance for my needs

Received great CS online and phone
Great it's in English
Great rates, and good to have options of cover
Seems to be good thorough cover

October 26, 2020
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Reply from Coya

Hi Jewellery Designer,

thanks for your positive feedback. We are pleased that you are satisfied with our service. :)

All the best,
Your Coya-Team

Rated 4 out of 5 stars

Simple and hassle free but time consuming

This was my first time filing a claim. I accidentally knocked over my friend's laptop causing structural damages. The procedure for filing the claim was very simple. But it took around 15 days to get the whole process done. Nevertheless, amazed by the service of Coya.

October 22, 2020
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Reply from Coya

Hello Aishwarya,

thank you a lot for you honest feedback! We are happy that over all, you are satisfied with our service. We are already working hard on getting back to our old standards regarding the claims processing time. Thank you for our patience and understanding!

All the best,
Your Coya-Team

Rated 5 out of 5 stars

Good site and easy insurance in English

Extremely good site and easy method for setting up 2 x insurance policies. Also feel things are quite well explained.
Not had opportunity to use them and hopefully i never do.
The price is very comfortable.
The fact all of above is offered in English is brilliant.
Wish they did car insurance also :)

October 19, 2020
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Reply from Coya

Hi Aftab,

thanks for your great feedback. We are happy that you like our english service :)

Have a nice weekend!
Your Coya-Team

Rated 5 out of 5 stars

Got overseas home insurance in English

Got overseas home insurance in English, sorted in 5 mins online.
When the time came to leave Germany I simply emailed them and they cancelled the remainder of the policy and issued a refund, no questions asked. Very convenient.

October 12, 2020
Unprompted review
Coya logo

Reply from Coya

Hello Kat,

thank you a lot for your feedback! We are sad that you had to leave Coya, but even happier that you left with a good feeling! 😊 We wish you all the best for your further journey.

Best regards,
Your Coya-Team

Rated 2 out of 5 stars

They speak English which is great in…

They speak English which is great in Germany, However, I sent an email to Coya with all required items for a claim on August 21 and only heard back on September 30. No interim message to keep me posted. If they had done that, i would have given them a higher score.

September 30, 2020
Unprompted review
Coya logo

Reply from Coya

hey Cjavier,

thanks for your feedback, which we take seriously. We understand your frustration. Also we are not happy with the actual situation. We have been unfortunately also hit a bit by the actual covid19 situation and do a lot of efforts getting again back in shape.

Never the less, I understood from our claims team, that your loss was paid, in combination with the unique english service we are offerwing, there are at least two reasons for a good review, but we also understand the time issue here.

Kindest Regards

your Coya-Team

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