Very poor and misguiding customer service. 1 star because it was not an option to give 0. I have suffered the loss of +500 EUR due to inadequate and downright inaccurate customer service... See more
Coya
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See what reviewers are saying
They focus only on getting your money. I never received any refund after more than 2 months of waiting. It’s a big SCAM!!! I don’t recommend this company. The customer service don’t even have time to... See more
Company replied
Working as a customer success manager over 6 years now, I can easily say that the worst email I have seen in my life was written to me by Coya. It took them to reply me 10 weeks to reject my claim w... See more
My bike was stolen and I requested a claim for my bike theft with Coya. First of all, I submitted my claim with an online chatbot, which is so impressive in a way that it was so easy to follow and als... See more
Company replied
Company details
Information provided by various external sources
Coya ist deine digitale Versicherung. Ganz sicher anders: 0% Verwaltungsaufwand. 0% Papierkram. 100% flexibel & individuell. 100% günstig. Coya – Live more, we’ve got you.
Contact info
Ohlauer Str. 43, 10999, Berlin, Germany
- +493058849400
- hello@coya.com
- coya.com
Super happy customer
Honestly, it was so easy to get my claim resolved. My landlady can be a difficult person to deal with and Coya did all on my behalf, fast and efficient.
Finally the parquet floor I accidentally damaged will be repaired and all happy.
Thank you Coya CS for such an amazing job.

Reply from Coya
I opened 3 claims and they rejected every single one of them
I opened 3 claims and they found reasons to not give me any reimbursement. Liability and personal insurance does NOT cover anything. If you break windows, that’s a GLASS so you’ll need a glass add-on to get that reimbursed. If your friend comes to your place and destroys an entire 3m size bookshelf, they WILL NOT reimburse any of the damages because it’s done by your friend even though it was at your home and you have BOTH liability and private insurance. Paid premium coverage for 1 year and let’s see if they want to give me reimbursement if i want to cancel it after they rejected everything that I asked for.
THE WORST insurance ever. Spend some more money and get a legitimate coverage from other reliable insurance providers. Please don’t get this insurance.

Reply from Coya
Great product
Great product, with lots of information to make an informed decision that isn't confusing. Secure and practical sign up process. Great experience!

Reply from Coya
Easy, friendly, fast
This was one of the easiest processes I have ever gone through. It took me five minutes to pick my insurance. For somebody like me, with poor German language skills, to encounter a service such as Coya's in English, with all the information clearly displayed and with such a friendly approach, is something really important. I definitely recommend Coya.

Reply from Coya
I had a really good experience
I had a really good experience with Coya Customer Service, they were super quick and helpful. I did not even need to activate my insurance at the end. Great stuff!

Reply from Coya
The claim was resolved quick and easy.
The claim was resolved quick and easy.
Thank you Coya team!

Reply from Coya
Easy to understand
Easy to understand, easy to buy. And... very cost effective!
So far it has been great
So far it has been great, very easy to select the insurance I needed, all communication is simple and in English...no infinite amount of complicate documents to go through. I haven't had the need to use the insurance (and hopefully won't ;-)) to evaluate how the service would be, but so far, I am happy.
fast customer service
The over experience including GUI was…
The over experience including GUI was simple and easy to understand.
Very easy to sign up and to know…
Very easy to sign up and to know exactly what you are getting in your policy. Coya needs to set up in the UK (I have just moved to Munich).
Thanks for help fast.
The Best
The Best, easiest, paperless and expat friendly insurance you can find.
BESIDE BEING EASY TO GET AND…
BESIDE BEING EASY TO GET AND COMMUNICATE THERE IS NOTHING ELSE.
GET A SERIOUS INSURANCE DO NOT GET FULLED BY COYA,THEY FOUND A REASON NOT TO COVER 1200EUR.I DON’T WANNA IMAGINE WHAT WOULD HAPPEN IF THEY HAD TO COVER SOME SERIOUS AMOUNT.
LEAVING THEM IMMEDIATELY !!!!
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