Credit Acceptance has taken my dealership to the next level. Mostly, by being able to approve more clients than any other bank. Also, because of the level of ease it is to upload stips and get respons... See more
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Review summary
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Reviews shaping this summary
It is the easiest system to use for credit challenged customers. It used to be so hard back in the day to get 2nd chance finance deals approved but Credit Acceptance has made the process very easy.
Credit Acceptance has allowed me to take BHPH to a higher level. There are some things I see coming that I’m in disagreement with… The ability for customers to use CA portal and get approved is not... See more
The regional rep and VP are awesome! They're very in tune with our dealership and inventory. They are very constructive on helping grow our business. They're definitely an asset to your company. A... See more
Company details
Written by the company
At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history. As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations. Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success. Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Contact info
25505 W 12 Mile Rd, 48034, Southfield, United States
- (800) 634-1506
- connect@creditacceptance.com
- creditacceptance.com/dealers
Say "Yes" to Every Customer
4.6
Excellent
611 reviews
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For us at Aranda auto sales is been a pleasure working with Carina she does everything easy and clear for us
I like the attention from credit acceptance to us to help us to get deals done clear and simple thanks
May 31, 2026
ower
I had very positive experience working with Credit Acceptance the process was a strong word the stuff was professional and hopefully all of my question answer clear the payment option for experienced well and everything was handled effectively appreciated the customer service and supportI'm so glad now you guys accept the frame damage
June 2, 2026
Lightening fast approval and payment
Lightening fast approval and payment, I can literally be paid in same day!
June 2, 2026
Absolutely love working with the…
Absolutely love working with the company. I highly recommend to enroll if you haven’t yet. We were skeptical at first but proof is in the pudding. They are easy to work with, will answer any questions and will help you through everything. Alejandro is are rep and he is awesome and provides the best service. Again I couldn’t say it enough but thank you credit acceptance for providing such a great experience.
May 30, 2026
The regional rep and VP are awesome
The regional rep and VP are awesome! They're very in tune with our dealership and inventory. They are very constructive on helping grow our business. They're definitely an asset to your company. Also, the team in funding is GREAT!
June 1, 2026
Great Service
May 29, 2026
Excellent financing
Excellent financing. James, our local rep, is a great guy. I enjoy working with the team at Credit Acceptance.
June 1, 2026
Great bank and Kit is a wonderful Rep
May 29, 2026
You never know until you try.
Great experience. When people think that they’re not going to get approved because of Credit and other issues, Credit acceptance doing the details.
We are very happy with Credit acceptance.
May 28, 2026
CAC is with the 21st Century when it…
CAC is with the 21st Century when it comes to stips! The portal is very user-friendly! I love how quickly our deals get funded! The funding team is excellent! My MAM is excellent, as well! Shout out to the CAC Team and Jay Kasper, too!
May 10, 2026
best customer service
May 27, 2026
CA Experience
Been with CA since 2008. My MAM responds quickly whenever we need anything. The only thing keeping this from a 5 star review is that some analysts at The DSC are not pleasant or very helpful at times
May 24, 2026
Always quick when I call and never have…
Always quick when I call and never have had an issue.
May 24, 2026
Mark our rep does a fantastic job
Mark our rep does a fantastic job. Very informative on new programs and always picks up his phone no matter what day or time. He is a true professional
May 26, 2026
Great company to do business with top…
Great company to do business with top to bottom.
Great people who are there to help. No bank does a better job utilizing their own data to create better products and policies than Credit Acceptance.
May 26, 2026
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