creditcardGenius Reviews 1,523

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 202 reviews, reviewers had a great experience with this company. Customers are really happy with the discounts and bonus offers they receive, often highlighting that the promised money actually arrives in their bank accounts. Many people appreciate the fast payment of these bonuses, with some receiving their cash within days of card approval. Reviewers also find the service helpful and the system easy to use for comparing credit cards. However, some customers also noted issues with payment and refunds, with a portion of people experiencing delays in receiving their cash bonuses or having to follow up multiple times. Response times were also a point of concern for some, as they found it difficult to get status updates or received slow replies, occasionally from different agents with conflicting information.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers praise the quick and seamless... See more

Refund

Users describe ambiguous interactions with refund. While some customers, for example, received their cash... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers reported significant delays, with... See more

Service

Clients share ambiguous opinions on service. Many customers report positive experiences, praising the... See more

Discount

Reviewers highlight positive aspects of discount. Customers frequently praise the successful promotional... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Use it to apply credit card, was approved by the bank right away but cash genius cannot recognized I was approved even though I followed every step and was approved instantly. I have to wait 4 weeks t... See more

Rated 4 out of 5 stars

I have participated in 2 of their credit card sign up rewards. Both times I had the credit card approved but had to follow up within their specific time period (not too early AND not too late). The re... See more

Rated 4 out of 5 stars

Great cash bonus... if you check it. In the past I had 4 bonus that I didn't received because they expired by themselves because CCGenius had not received the confirmation from the card/bank issuer... See more

Rated 4 out of 5 stars

So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)


Company details

Written by the company

Leading credit card comparison engine that rates 126+ features of over 200 different Canadian credit cards. Now consumers can choose smarter and get rewarded faster.


Contact info

4.2

Great

TrustScore 4 out of 5

2K reviews

5-star
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Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

$150 to get a card.

Fantastic experience as it was the last time I applied. I applied for the Porter MasterCard Elite, zero annual fee for the first year and got $150 on top of that. That's essentially getting pay a $150 to have the card for the first year. A total win.

January 28, 2026
Rated 4 out of 5 stars

Fairly easy

Fairly easy, a bit of a confusing account and dashboard, but received my payment fairly smoothly.

January 28, 2026
Rated 4 out of 5 stars

So far so good

So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)

December 2, 2025
Unprompted review
Rated 1 out of 5 stars

Tangerine MC scam

Been waiting since November 18 of 2025 for a tangerine MasterCard $120 cash promo. All they did was back and forth giving me notes of delays due to the tangerine marketing team department.
I'm starting to feel that this is not the right place to apply for any promotional credit cards in the future. Why can companies be legit and do their job in a timely manner? Instead of telling people lies

November 18, 2025
Unprompted review
creditcardGenius logo

Reply from creditcardGenius

Hello,

Sorry to hear that it's taking longer than expected to receive your GeniusCash.

We deliver GeniusCash to most customers within 30 days of their application date by automatically receiving confirmation from the bank that the application for the Credit Card has been approved and that it meets all the eligibility criteria for GeniusCash.

Sometimes we don't receive this confirmation from the bank automatically, and a manual investigation is required. To do this, we send your application details directly to the bank. There are various things that the bank and/or the affiliate network needs to validate such as approval status, that you're a first time cardholder, that the application was started from our site, etc. Unfortunately, the manual investigation time does depend on the bank and it is outside of our control.

We're working with Tangerine's affiliate marketing team directly, and we will update your ticket as soon as we receive confirmation from them.

We apologize for this delay and thank you for taking the time to leave a review. Every bit of feedback helps us improve our processes to serve our customers better.

Team Genius

Rated 5 out of 5 stars

I found a great credit card I was…

I found a great credit card I was interested in using their helpful indexes. I then applied through their link and was able to easily get my GenuisCash deposited to my account within two weeks of my application. I initiated a support ticket and it was resolved within a few days with no issue. Really helpful service and a great system!

January 9, 2026
Rated 5 out of 5 stars

Amazing from start to end

Amazing from start to end, received the etransfer 3 days after the application was approved. On another note still waiting for the credit card to arrive to the branch!!! I will defiantly be using creditcardGenius in the future again

January 14, 2026
Rated 5 out of 5 stars

Canadian Platform to Save Money

The step by step guide on how to setup, seamless system and geniuscash as promised on time without any issues. The website also includes up to date information to compare what is right for you.

January 1, 2026
Rated 5 out of 5 stars

Simple and quick process

The approval process only takes a few minutes, so you don’t have to wait days or weeks to know if your application is approved. A physical card was received within 2 weeks after the online application, and the promo rebate followed shortly after via e-transfer. The whole process went smoothly with no follow up required. I also like the comparison tools on the website

January 1, 2026

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