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creditcardGenius Reviews 1,523

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TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 202 reviews, reviewers had a great experience with this company. Customers are really happy with the discounts and bonus offers they receive, often highlighting that the promised money actually arrives in their bank accounts. Many people appreciate the fast payment of these bonuses, with some receiving their cash within days of card approval. Reviewers also find the service helpful and the system easy to use for comparing credit cards. However, some customers also noted issues with payment and refunds, with a portion of people experiencing delays in receiving their cash bonuses or having to follow up multiple times. Response times were also a point of concern for some, as they found it difficult to get status updates or received slow replies, occasionally from different agents with conflicting information.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers praise the quick and seamless... See more

Refund

Users describe ambiguous interactions with refund. While some customers, for example, received their cash... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers reported significant delays, with... See more

Service

Clients share ambiguous opinions on service. Many customers report positive experiences, praising the... See more

Discount

Reviewers highlight positive aspects of discount. Customers frequently praise the successful promotional... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Use it to apply credit card, was approved by the bank right away but cash genius cannot recognized I was approved even though I followed every step and was approved instantly. I have to wait 4 weeks t... See more

Rated 4 out of 5 stars

I have participated in 2 of their credit card sign up rewards. Both times I had the credit card approved but had to follow up within their specific time period (not too early AND not too late). The re... See more

Rated 4 out of 5 stars

Great cash bonus... if you check it. In the past I had 4 bonus that I didn't received because they expired by themselves because CCGenius had not received the confirmation from the card/bank issuer... See more

Rated 4 out of 5 stars

So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)

Company details

Written by the company

Leading credit card comparison engine that rates 126+ features of over 200 different Canadian credit cards. Now consumers can choose smarter and get rewarded faster.

Contact info

4.2

Great

TrustScore 4 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Excellent!

Excellent!!
Isn’t a scam and actually had money deposited in my account!

April 30, 2026
Rated 5 out of 5 stars

Straightforward and legit

Fantastic website to compare credit cards in Canada. Lots of details and helpful calculators. I received my free genius cash in under a week e-transfered into my bank account without hassle.

April 2, 2026
Rated 5 out of 5 stars

Good information and free cash

This was my second time using credit card genius to apply for a credit card. The review of the card and details of what was being offered in terms of perks were very helpful in making the decision to apply for the card. My bonus cash was sent within a week.

April 2, 2026
Rated 4 out of 5 stars

Not Seemless but it works

I have used credit card genius about four times now for credit card offers and I've received the cash back every time. I've had to provide additional information and open tickets most of the time but in the end it works and I got my cash.

March 25, 2026

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