Use it to apply credit card, was approved by the bank right away but cash genius cannot recognized I was approved even though I followed every step and was approved instantly. I have to wait 4 weeks t... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I have participated in 2 of their credit card sign up rewards. Both times I had the credit card approved but had to follow up within their specific time period (not too early AND not too late). The re... See more
Great cash bonus... if you check it. In the past I had 4 bonus that I didn't received because they expired by themselves because CCGenius had not received the confirmation from the card/bank issuer... See more
So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)
Company details
Written by the company
Leading credit card comparison engine that rates 126+ features of over 200 different Canadian credit cards. Now consumers can choose smarter and get rewarded faster.
Contact info
200 Champlain St., Suite 210, E1A 1P1, Dieppe, Canada
- 5068007997
- hello@creditcardgenius.ca
- creditcardgenius.ca
4.2
Great
2K reviews
Replied to 100% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I received the card and promised cash…
I received the card and promised cash bonus from creditcardGenius. It works.
March 18, 2026
Great way to apply for credit cards
Great way to apply for credit cards. No hassle and great rewards
March 18, 2026
I find your service very prompt and…
I find your service very prompt and professional with excellent customer care.
March 18, 2026
Every credit card promotion requires me…
Every credit card promotion requires me to submit a ticket.
March 18, 2026
Reply from creditcardGenius
Hello,
Sorry to hear that it's taking longer than expected to receive your GeniusCash!
We strive to deliver GeniusCash to most customers within 30 days of their application date by automatically receiving confirmation from the GeniusCash partner that the application for the product has been approved and that it meets all the eligibility criteria for GeniusCash.
Sometimes we don't receive this confirmation from the GeniusCash partner automatically, and a manual investigation is required. To do this, we send your application details directly to the GeniusCash partner when you open a ticket with us. There are various things that the GeniusCash partner and/or the affiliate network needs to validate such as approval status, that you're a first time card or account holder, that the application was started from our site, etc. Unfortunately, the manual investigation time does depends on the GeniusCash partner and it is outside of our control.
Please keep in mind that each card/account application is reviewed separately based on the specific Terms and Conditions for that offer. We've checked on our end, were able to confirm that GeniusCash for the BMO Ascend World Elite Mastercard offer was sent on 2026-03-18 via Interac.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Reply from creditcardGenius
Hello,
Sorry to hear you’re having trouble depositing your GeniusCash.
Our records show that your GeniusCash was sent to your account on March 18, 2026, but it hasn't been deposited yet.
We previously sent instructions on March 19 and again today, March 23, showing how to find your password and deposit your funds. Since you’ve now set up autodeposit, your GeniusCash will be resent during the next round of fulfillment.
If you don’t see the e-transfer by the end of this week, please let us know.
If you are having any other issues with this, please reach back out to the email we sent and we can take a deeper look into this.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Quick response and receive fund quickly
March 9, 2026
Basically they said I would be rewarded…
Basically they said I would be rewarded by availing myself of financial services.Folloed directions and got paid
March 11, 2026
Quick turnaround in rewards
Quick turnaround in rewards. Smooth experience in getting new Amex Card
March 11, 2026
Extremely fraudulent and scammy
Extremely fraudulent and scammy that does not honour original terms and conditions of offers.
Kraken bonus for $200 CAD deposit was changed to USD after the promotion period, then as people complained, they said they don’t know the reason.
Read all about it here on RedFlagDeals forum thread entitled: “Anyone know what happened to the GeniusCash/Kraken deal?”
No wonder the poster of the deal got banned.
UPDATE (Apr. 7): GeniusCash has resolved and made us whole, so I updated my rating.
March 12, 2026
Unprompted review
Reply from creditcardGenius
Hello,
Thank you for reaching out regarding your recent GeniusCash offer.
We want you to know that we've heard your feedback and we're currently looking into the situation. We appreciate your patience while we work through this with Kraken, and we'll be in touch with an update as soon as we have more information to share.
We genuinely appreciate your patience and support.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Smooth integration of banking platform…
Smooth integration of banking platform into the application and loved the GC.
March 9, 2026
Was baited into opening a Kraken…
Was baited into opening a Kraken account for a new account promotion. Terms said buy 200CAD worth of Bitcoin. At the moment of getting my bonus $ from the promo, I am told the terms were originally buy 200USD worth of Bitcoin. This condition was NOWHERE to we found in the original offer. Kraken and Credit Card Genius are modifying terms post-promo launch and are legit scamming customers out of their trust.
AVOID AT ALL COSTS
December 31, 2025
Unprompted review
Reply from creditcardGenius
Hello,
Thank you for reaching out regarding your recent GeniusCash offer.
We want you to know that we've heard your feedback and we're currently looking into the situation. We appreciate your patience while we work through this with Kraken, and we'll be in touch with an update as soon as we have more information to share.
We genuinely appreciate your patience and support.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Liars
This company will lie about offer terms to avoid paying rebates.
During the holidays, I signed up for a $140 offer with Kraken. The offer terms stated that you need to open an account with Kraken and make a $200 trade within 30 days, which I did.
It is now 3 months later and Credit Card Genius rejected my rebate saying that I had to complete a trade of $200 USD. This is a complete lie, I still have a screenshot of the offer terms, and it did not specify a USD requirement.
Stay far, far away from them!! There's way better options out there that CCG.
March 3, 2026
Unprompted review
Reply from creditcardGenius
Hello,
Thank you for reaching out regarding your recent GeniusCash offer.
We want you to know that we've heard your feedback and we're currently looking into the situation. We appreciate your patience while we work through this with Kraken, and we'll be in touch with an update as soon as we have more information to share.
We genuinely appreciate your patience and support.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
This company will bait and switch with…
This company will bait and switch with their promotions.
December 30, 2025
Unprompted review
Reply from creditcardGenius
Hello,
Thank you for reaching out regarding your recent GeniusCash offer.
We want you to know that we've heard your feedback and we're currently looking into the situation. We appreciate your patience while we work through this with Kraken, and we'll be in touch with an update as soon as we have more information to share.
We genuinely appreciate your patience and support.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Awful experience with GeniusCash
I signed up for GeniusCash specifically for a promotion with Kraken. The promotion clearly stated that I had to trade $200 worth of crypto on Kraken to qualify which I did ($200 Canadian). GeniusCash now claims it had to be $200 USD to qualify for the promotion even through it said nothing about USD and this is a Canadian company used by Canadians who transact in Canadian dollars.
March 3, 2026
Unprompted review
Reply from creditcardGenius
Hello,
Thank you for reaching out regarding your recent GeniusCash offer.
We want you to know that we've heard your feedback and we're currently looking into the situation. We appreciate your patience while we work through this with Kraken, and we'll be in touch with an update as soon as we have more information to share.
We genuinely appreciate your patience and support.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
They make it very challenging to get…
They make it very challenging to get the bonus you are entitled to. You may eventually get it, but after much effort and time.
February 26, 2026
Reply from creditcardGenius
Hello,
Sorry to hear that it's taking longer than expected to receive your GeniusCash!
We strive to deliver GeniusCash to most customers within 30 days of their application date by automatically receiving confirmation from the GeniusCash partner that the application for the product has been approved and that it meets all the eligibility criteria for GeniusCash.
Sometimes we don't receive this confirmation from the GeniusCash partner automatically, and a manual investigation is required. To do this, we send your application details directly to the GeniusCash partner. There are various things that the GeniusCash partner and/or the affiliate network needs to validate such as approval status, that you're a first time card or account holder, that the application was started from our site, etc. Unfortunately, the manual investigation time does depends on the GeniusCash partner and it is outside of our control.
Please keep in mind that each card/account application is reviewed separately based on the specific Terms and Conditions for that offer. We've checked on our end, were able to confirm that GeniusCash for the BMO CashBack World Elite offer was sent on 2026-02-26 via Interac. We also see that you submitted a ticket for the Tangerine offer on February 19th, this has been sent over to Tangerine for review, and once we receive confirmation from them regarding your application, we can move forward with the next steps.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
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