Use it to apply credit card, was approved by the bank right away but cash genius cannot recognized I was approved even though I followed every step and was approved instantly. I have to wait 4 weeks t... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I have participated in 2 of their credit card sign up rewards. Both times I had the credit card approved but had to follow up within their specific time period (not too early AND not too late). The re... See more
Great cash bonus... if you check it. In the past I had 4 bonus that I didn't received because they expired by themselves because CCGenius had not received the confirmation from the card/bank issuer... See more
So far so good, except there are 2 hicups due to their system, or maybe somewhere between their system and refferal site. It has many good referral. wish more are available. :)
Company details
Written by the company
Leading credit card comparison engine that rates 126+ features of over 200 different Canadian credit cards. Now consumers can choose smarter and get rewarded faster.
Contact info
200 Champlain St., Suite 210, E1A 1P1, Dieppe, Canada
- 5068007997
- hello@creditcardgenius.ca
- creditcardgenius.ca
4.2
Great
2K reviews
Replied to 100% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
You are reliable and great!
January 28, 2026
Always have the best deal
February 11, 2026
Great company to compare credit card…
Great company to compare credit card deals and when applied credit card during the promotion I got the credit automatically within 2 days without chasing them. Seamless experience as always.
February 11, 2026
Reply from creditcardGenius
Hello,
Thanks for reaching out!
Just double checked on our end, and the e-transfer was sent to the email you set up within your accounts payment setting on February 18th, and is still waiting to be deposited. Please make sure to double check your junk/spam folder for this email, and follow the steps in the email to deposit your GeniusCash.
When depositing the e-transfer, please make sure to use the correct e-transfer password, which you can find in your Interac section within the payment preferences. Make sure you're logged in to the correct creditcardGenius account where you claimed the offer.
If you are unable to locate this email on your end, please reach out to us via email at hello@creditcardgenius.ca, and we can take a deeper look into this and provide you with next steps.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
Good to use!
February 18, 2026
I applied for a credit card
I applied for a credit card, was approved and should have received a $150 genius cash credit. I waited several months only to find out they denied it. When asked why they said they have no control over it and that it was up to the bank to decide whether the credit should be approved. Neither the bank or credit card genius gave me an explanation as to why I didn’t receive the genius cash despite meeting every single one of the terms and conditions.
December 17, 2025
Unprompted review
Reply from creditcardGenius
Hey Kevin,
As per our Terms and Conditions, we need to receive a confirmation directly from the bank that the application for the credit card has been approved and that it meets all the eligibility criteria for GeniusCash. For most of our customers, we receive this confirmation from the bank automatically. When we don't, manual investigation is required, and we send the customer's information directly to the bank for a manual approval.
We have received confirmation from the bank that the reference number you provided is associated with that application that was not approved. Please check your ticket to make sure you have provided that correct application reference number.
There are various things that the bank needs to validate such as approval status, that you're a first time cardholder for that card, that the application was started from our site, the correct information was provided, that the application isn't linked to another affiliate partner, among other eligibility criteria. So aside from being approved for the card, there are other application eligibility requirements that the bank considers, and there’s a variety of reasons why an application may not be eligible for GeniusCash.
Thanks for taking the time to leave a review! Every bit of feedback helps us improve our processes to serve our customers better.
Team Genius
My New Credit card has arrived!
With creditcardGenius I was able to get the best card for the most payback for me.
Thankyou!
February 5, 2026
Got cash back on time.
February 5, 2026
Card recommendations are top tier and…
Card recommendations are top tier and getting an additional bonus when approved is a great feature. I’ll use them in the future.
February 5, 2026
Will strongly recommend
I didn't have high hopes using this platform, but I was pleasantly surprised. They sent me a $100 e-transfer once my credit card application was approved by Scotia Bank. Will strongly recommend.
February 11, 2026
As soon as I got approved I got my…
As soon as I got approved I got my genius cash... awesome service
February 11, 2026
This site made it so simple to see…
This site made it so simple to see which card actually earned me the most rewards. The GeniusCash reward was sent directly to me by e-transfer shortly after approval, which is a fantastic bonus I haven't seen elsewhere. I highly recommend creditcardGenius to anyone looking to maximize their wallet's potential with total transparency
February 11, 2026
Horrible company, do not trust!
Never received my bonus. Followed up so many times, poor communication. And not just me, but my friends too. I asked my friends and they got the EXACT same copy-and-paste email. The company is so cold and brutal. They don't care about their customers.
February 9, 2026
Unprompted review
Reply from creditcardGenius
Hello James,
Sorry to hear that it's taking longer than expected to receive your GeniusCash!
We strive to deliver GeniusCash to most customers within 30 days of their application date by automatically receiving confirmation from the GeniusCash partner that the application for the product has been approved and that it meets all the eligibility criteria for GeniusCash.
Sometimes we don't receive this confirmation from the GeniusCash partner automatically, and a manual investigation is required. To do this, we send your application details directly to the GeniusCash partner. There are various things that the GeniusCash partner and/or the affiliate network needs to validate such as approval status, that you're a first time card or account holder, that the application was started from our site, etc. Unfortunately, the manual investigation time does depends on the GeniusCash partner and it is outside of our control.
If you haven't received your GeniusCash once it's been 2 weeks since your application date, please make sure to head to your dashboard and create a ticket. This way, we can get your info sent directly to the GeniusCash partner for a manual investigation as soon as possible.
If you have any other questions regarding your GeniusCash applications, please reach out to us via email at hello@creditcardgenius.ca, and we can take a deeper look and do our best to answer them.
Thank you for taking the time to leave a review. Every bit of feedback helps us improve our processes to serve our customers better!
Team Genius
Never disappointed in the payout
February 5, 2026
Free money!
Their referral programs for applying to credit cards/accounts where they payout after approval are great
Can’t complain about free money!
January 28, 2026
Clear messaging & good communication
January 28, 2026
Reply from creditcardGenius
Hello,
Sorry to hear you’re having trouble depositing your GeniusCash.
Our records show that the GeniusCash for this offer was sent to your account on January 28, 2026, and is still waiting to be deposited.
Please make sure you’re signed in to the same GeniusCash account where you claimed the offer, and that the email address linked to your account can receive our emails. You may need to add noreply@creditcardgenius.ca to your safe sender list. We also sent an email with steps on how to whitelist the email address on your end.
You can also update your payment options in the Payment Preferences section of your account.
To make things easier, you can turn on auto-deposit with your bank so you won’t need a password for e-transfers. The auto-deposit email must match the email listed in your payment preferences, and it can be any email address you have access to.
If you are having any issues with this, please reach back out to the email we sent and we can take a deeper look into this.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.