London Mutual Credit Union Reviews 

2,811
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 150 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's excellent service and the helpful, professional nature of its staff. Many people highlight the exceptional customer service, noting the team's supportive approach and willingness to assist. Consumers frequently appreciate the quick response times and the clear, straightforward user experience, with regular updates throughout processes. Many customers feel supported and consider the company a reliable source of financial assistance, often describing it as a 'life saver'. People also frequently mention the warm welcome and cheerful demeanor of the staff, making interactions pleasant and reassuring.

What people talk about most

Service

Reviewers highlight positive aspects of service, with many praising the helpfulness and efficiency of the... See more

Customer service

Users describe positive interactions with customer service, highlighting the effectiveness, professionalism,... See more

Staff

Clients share positive opinions on staff, consistently describing them as helpful, professional, and... See more

Response time

People report positive experiences with response times, highlighting the quickness and efficiency of the... See more

User experience

Reviewers mention positive feedback about user experience, with many describing it as smooth, simple, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Admittedly I haven't been happy with Credit Union for quite some time now due to changes with time and new card provider. However having applied for a loan few days ago and getting a speedy informa... See more

Company replied

Rated 5 out of 5 stars

First of all their service to customers is great interms of communication Secondly they are there to help you anytime you are in need is 2nd time I have applied for loan they never refused me or t... See more

Company replied

Rated 5 out of 5 stars

If you are trusted to pay your loans back regularly, this is the best financial institution to borrow money from. Very low interest rates and great customer support. As long as you keep up with your... See more

Company replied

Rated 5 out of 5 stars

I’ve had a relationship with the SOUTHWARK branch for a number of years now. Gone through some traumatic experience and I could only turn to these guys. One thing I will say is, I think... See more

Company replied


Company details

  1. Bank
  2. Credit Union

Written by the company

Savings and loans at the heart of the community with London Mutual Credit Union. We serve Lambeth, Southwark, Camden and Westminster, and members of the UK armed forces. Since 1982.


Contact info

4.8

Excellent

TrustScore 5 out of 5

3K reviews

5-star
4-star
3-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 80% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(2,811)

133 reviews in the last 12 months

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Rated 5 out of 5 stars

Easy application and prompt

Easy application and prompt, friendly and helpful service.

September 15, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Sharon,

Thank you for your positive feedback! We're delighted to hear that you found our application process easy and our service prompt, friendly, and helpful.
If you have any questions or need assistance in the future, please don't hesitate to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Always great customer service!

Always great customer service and very friendly! Great organisation!

I have been using your services for almost 20 years and the staff are always helpful and pleasant.

Keep up the excellent work.

September 15, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Phyllis,

Thank you so much for your wonderful review and for being such a loyal member for nearly 20 years! We're thrilled to hear that you've consistently experienced great customer service and found our staff helpful and pleasant. Your kind words about our organisation mean the world to us.
We truly appreciate your continued trust in our services, and we're committed to maintaining the high standards you've come to expect. If you ever have any questions or need assistance with anything, please don't hesitate to contact us - we're always here to help.
Thank you again for taking the time to share your positive experience!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Simple Process

The online form was simple enough to fillout,
Response was quick, also was kept informed on the progress and was also able to track progress via msg
The whole process with straight forward and not stressful as filling out forms can sometimes be.
Thank you LMCU.

September 12, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Melissa,

Thank you for your positive feedback! We're delighted to hear that our online form was simple to use and that you found the entire process straightforward and stress-free. We're glad our quick response, progress updates, and tracking system made everything smooth for you.
If you have any questions or need assistance in the future, please don't hesitate to contact us.
Thank you for choosing LMCU!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

I applied for a loan and to my surprise…

I applied for a loan and to my surprise it was approved within hours. That was great service.

September 11, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Herve,

Thank you for sharing your experience! We're thrilled that your loan was approved so quickly and that you were pleased with our service.
If you have any questions or need assistance in the future, please don't hesitate to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Effecient and good

September 11, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Edelmira,

Thank you for your feedback! We're pleased to hear you found our service efficient and good.
If you have any questions or need assistance, please don't hesitate to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Brilliant was really quick and helpful

Brilliant was really quick and helpful

September 10, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Laurence,

Thank you for the kind words! We're so glad Brilliant was quick and helpful. If you ever need anything else, don’t hesitate to contact us — we're here to help!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

The communication was excellent

The communication was excellent, I was kept informed at different stages of the application.

September 10, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Rasak,

Thank you for your feedback! We're happy to hear the communication met your expectations. If you have any further questions or need assistance, feel free to reach out to us anytime!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Am always have a warm welcome anytime…

Am always have a warm welcome anytime l went to the office for anything

September 9, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Faosat,

Thank you for your lovely feedback! We're glad to hear you always feel warmly welcomed. If you ever need anything, don’t hesitate to get in touch!

Best Wishes,
London Mutual

Rated 5 out of 5 stars
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Denese,

Thank you so much for your feedback! We're glad to hear you were pleased with how quickly we handled things. Providing prompt and efficient service is a top priority for us, and it's great to know it made a positive impression. If there's anything else we can assist you with, we're always here to help!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Excellent service,very efficient and…

Excellent service,very efficient and very prompt to respond

September 9, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Queenette,

Thank you for your kind words! We're thrilled to hear that you were happy with our service and found us efficient and responsive. Delivering excellent service is what we strive for, and your feedback means a lot to the team. We look forward to helping you again in the future!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Quick response and hopeful answers

Quick response and hopeful answers

September 5, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Franca,

Thank you for your feedback! We’re glad to hear you found our responses quick and helpful. If you ever need more support, please don’t hesitate to reach out.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Easy access and no stress

September 5, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Dotun,

Thank you for your feedback! We’re so pleased to hear you found the process easy and stress-free. If you need any further help, feel free to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Very quick decision and reliable

Very quick decision and reliable

September 3, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Fatmata,

Thank you for your feedback! We’re glad you found our service quick and reliable — that’s always our goal.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

It is good and I’m really happy the…

It is good and I’m really happy the most important thing for me is it went I need help LMCU come through for me thank you very much.

August 26, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Stacey,

Thank you for taking the time to share your positive experience! It's wonderful to hear that LMCU was there for you when you needed help most. Having a financial institution you can count on during important moments makes such a difference. Your feedback about their reliability and support is valuable and will likely be appreciated by both LMCU and other potential members considering their services.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

They where very helpful and respond…

They where very helpful and respond back to you , and very pleasant team .with good communication.

September 2, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Best Wishes,

Thank you for the positive feedback! It's great to hear the team was helpful, responsive, and communicated well. That kind of professional and approachable service really makes a difference.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Quick and east to apply

Quick and east to apply. Jay from customer services responded to my emails within a few minutes and helped me though uploading documents.

September 2, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Tracy,

Thank you for the positive feedback! It's great to hear the application was quick and easy, and that Jay provided such prompt, helpful support with document uploads.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Great and quick service I received.

Great and quick service I received.

August 22, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Zaliwe,

We appreciate your feedback and are delighted to learn about your positive experience with our services.
Our team takes pride in providing a service that is both friendly and professional, with a commitment to placing our members at the forefront of our efforts. If there's anything else we can assist you with, please feel free to reach out to us at info@creditunion.co.uk.

Kind Regards,
London Mutual

Rated 1 out of 5 stars

Horrendous process this time

I submitted an application on 15 July 2025.

On 29 August 2025 I was still waiting for this to be paid, despite it being approved and despite me continually being asked for the same information I’d already supplied.

This is unacceptable and am really disappointed given that I’ve had such an amazing experience previously by LMCU.

August 29, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Robert,

Thank you for sharing your experience with us. To ensure we can provide you with the most detailed information about your specific situation and address your concerns thoroughly, I'd like to invite you to send your feedback directly to feedback@creditunion.co.uk. This will allow us to investigate the matter fully and provide you with a comprehensive response tailored to your circumstances.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Very helpful and friendly organisations

Very helpful and friendly organisations

August 28, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Gloria,

We sincerely appreciate your generous 5-star rating! The dedication of our team is evident as we strive to provide outstanding service to our valued members. Our goal is to make your interaction with us as seamless and uncomplicated as can be, ensuring a pleasant and professional experience. If you have friends or family who could benefit from our services, we would be grateful for your kind recommendation. Thank you for choosing us!

Kind Regards,
London Mutual

Rated 3 out of 5 stars

I find the gaps in communication very…

I find the gaps in communication very long to be honest. My only issue.

August 28, 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Sean,

Thank you for your feedback, and I truly apologize for the delays in communication. I want to assure you that the loan was approved within 10 working days. However, if you need a more detailed update on the processing or have any concerns, please don’t hesitate to reach out to us directly. We’re here to ensure everything is clear and moving forward smoothly.

Best Wishes, 
London Mutual

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