DivideBuy Reviews 3,902

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 184 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, finding the application process straightforward, fast, and easy to understand. Many appreciate the quick decision-making process and the clarity of information provided, especially regarding payment plans and account management. The service is frequently described as excellent, with many highlighting the efficiency and ease of their overall experience. However, some people were dissatisfied with aspects of the payment process, including issues with specific payment methods like Monzo or difficulties with 3D bank checks. Additionally, a few customers reported frustration with the staff, citing unhelpful chatbot interactions or a lack of flexibility when dealing with unique situations like changing addresses.

What people talk about most

User experience

Users describe positive interactions with the user experience. Many customers found the application process... See more

Payment

Consumers find payment to be ambiguous. While some reviewers praise the helpful staff and easy setup for... See more

Service

People report positive experiences with service. Many customers praise the quick response, excellent... See more

Response time

Reviewers mention positive feedback about response time. Many customers praise the quick responses, with some... See more

Staff

Clients share ambiguous opinions on staff. Many customers praise the staff for being helpful, professional,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Well, having Octopus Energy as my supplier for many years we thought it time to look into Solar Panels, this is backed by DivideBuy making it really easy to finance over a number of years. We wen... See more

Company replied

Rated 5 out of 5 stars

We decided to use Divide to spread the cost of our new mattress as it was pretty expensive. Was easy to do, and gave different options that suited you on check out. Also like the idea you have y... See more

Company replied

Rated 5 out of 5 stars

I was faced with a very expensive veterinary bill not covered by insurance and was panicking about where to find the money. Usual lenders won’t give me a loan because I am too old. The decision was in... See more

Company replied

Rated 5 out of 5 stars

I spoke to Becky on their online chat system and she helped me log into my online account and update my expired card details and make a payment. She was super friendly and helpful, quick to respond an... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Established in 2014, DivideBuy is a UK based consumer retailer credit provider, offering interest free finance in a simple, straightforward way for retailers and consumers. Our customers can spread the cost of their purchases from 2 to 12 months with hundreds of shops to choose from. Monthly instalments are chosen by you to suit your budget, all interest free and with no hidden fees. Plus, with your online account, you can see the status of your orders, make early repayments, and manage your personal information, all without having to contact us. Now that's smart.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
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Rated 5 out of 5 stars

Becky on the online chat was great!

I spoke to Becky on their online chat system and she helped me log into my online account and update my expired card details and make a payment. She was super friendly and helpful, quick to respond and offered to wait on the chat until I had successfully logged in and updated my details. Great service! :)

July 5, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review, Abigail.

This is excellent to hear! Providing excellent customer service is very important to us, so we’re delighted to hear you had such a positive experience with our team!

Best wishes,
The DivideBuy Team

Rated 5 out of 5 stars

Easy to use

Easy to use, very clear explanations

July 1, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Sarah.

We love to hear when customers find shopping with us so easy!

We hope to see you again soon,

The DivideBuy Team

Rated 5 out of 5 stars

Exceptional Shopping Experience with…

Exceptional Shopping Experience with DivideBuy

From start to finish, DivideBuy made my online purchase absolutely seamless. Their clear, interest-free payment plans meant I could spread the cost without hidden fees or surprises.

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Transparent and Flexible Payment Plans

- Quick eligibility check with no impact on credit score.
- Multiple repayment options tailored to my budget.
- Zero hidden charges or unexpected interest.

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User-Friendly Platform

Navigating the DivideBuy website was a breeze. The application process took under two minutes, and I had instant confirmation of my approval. I loved how every step was clearly explained, keeping me informed and confident.

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Outstanding Customer Support

Whenever I had a question, their support team responded promptly and courteously. They guided me through the payment schedule, offered helpful reminders, and ensured I always felt supported.

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Why I Recommend DivideBuy

1. Fair and transparent terms that put the customer first
2. Lightning-fast approval process—no lengthy paperwork
3. Flexible repayment periods to suit any budget
4. Friendly, knowledgeable customer service staff

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I’ve used DivideBuy for several purchases now and each time they exceed my expectations. If you’re looking for a trustworthy, no-nonsense way to split payments on big-ticket items, DivideBuy is the perfect partner.

July 1, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Neil.

We’re pleased you had a hassle-free experience setting up DivideBuy from the start and were able to use our service to spread the cost of your purchase. We appreciate all the feedback you have provided regarding our services.

Best wishes,

The DivideBuy Team

Rated 5 out of 5 stars

Simple and straightforward

June 30, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review, Sean.

We love it when customers find shopping with us so convenient, simple, and straightforward.

We hope to see you again soon!
The DivideBuy Team

Rated 3 out of 5 stars

Trying to purchase via their 12months…

Trying to purchase via their 12months interest free. No where does it explain there is a minimum spend. Contact the store but they say it’s because of the financial regulations. Strange because this is an unregulated transaction.

June 30, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for taking the time to leave us a review, James.

We're sorry to hear about your experience regarding a minimum spend. If you would like to discuss this further, we would be more than happy to assist you. So that we can do so, please contact us on our live chat facility that is accessible on our website: https://dividebuy.co.uk/help/ or send our team an email to customerservice@dividebuy.co.uk, and they will be happy to help.

We hope this helps. All the best,
The DivideBuy Team

Rated 4 out of 5 stars

Instructions were very clear with one…

Instructions were very clear with one minor blip. But overall very good

June 30, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Richard.

We love to hear when customers find shopping with us clear overall, and we are sorry to hear that you may have experienced an issue. If you still require assistance with this, please contact us on our live chat facility that is accessible on our website: https://dividebuy.co.uk/help/ or send our team an email to customerservice@dividebuy.co.uk and they will be happy to help.

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Easy & quick

June 29, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review.

We love to hear when customers find shopping with us so easy!

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Good service👍

June 27, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Angela.

We’re delighted you had such a positive experience shopping with DivideBuy!

Take care,
The DivideBuy Team

Rated 5 out of 5 stars

Quick and easy!

June 26, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Ana.

We love to hear when customers find shopping with us so easy!

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Gave me the option to spread the costs…

Gave me the option to spread the costs of my new matress over 12 months, interest free

June 23, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review, Michelle!

This is excellent to hear! We’re pleased to have been able to assist you in placing your order for a new mattress using our services.

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Fast friendly service

Fast friendly service

June 23, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, John.

We’re delighted you had such a positive experience shopping with DivideBuy and the service.

Take care,
The DivideBuy Team

Rated 5 out of 5 stars

Very smooth transaction

Very smooth transaction, easy to navigate - would highly recommend.

June 23, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Robert.

We’re delighted you had such a positive experience shopping with DivideBuy!

Take care,
The DivideBuy Team

Rated 5 out of 5 stars

Excellent service

Easy ordering and found what I wanted, stress free with options that suited me payments wise.

June 23, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Anthony.

We’re pleased you had a hassle-free experience setting up DivideBuy and were able to use our service to spread the cost of your purchase.

Best wishes,
The DivideBuy Team

Rated 5 out of 5 stars

Quick and seamless process

Quick and seamless process. Excellent!

June 23, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Christopher.

We love to hear when customers find shopping with us so easy and seamless!

We hope to see you again soon,

The DivideBuy Team

Rated 5 out of 5 stars

Good experience

Ease of use, speed of transaction

June 18, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Mark.

We love to hear when customers find shopping with us so easy!

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Interest free finance

The process was easy from start to finish with Dividebuy.
I was able to afford the garden sofas I wanted due to the interest free instalments.
Would highly recommend.

June 16, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Shadi.

We love to hear when customers find shopping with us so easy to spread the cost of their order!

We hope to see you again soon,
The DivideBuy Team

Rated 5 out of 5 stars

Divide Divine!!

I was able to afford the 2 sofas I wanted due to the interest free instalments you granted me, thank you!!

June 11, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you, Sue.

We’re pleased you had a hassle-free experience setting up DivideBuy and were able to use our service to spread the cost of your purchase.

Best wishes,

The DivideBuy Team

Rated 5 out of 5 stars

Simple to apply once I got the email

Simple to apply once I got the email, very quick reply. absolutely straightforward.

June 10, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review, Morag.

We love it when customers find shopping with us so convenient, simple, and hassle-free.

We hope to see you again soon!

The DivideBuy Team

Rated 5 out of 5 stars

A great fast easy to use service and…

A great fast easy to use service and very quick response

June 8, 2025
Unprompted review
DivideBuy logo

Reply from DivideBuy

Thank you for your review, Andrew.

We love it when customers find shopping with us so convenient, simple and hassle-free.

We hope to see you again soon!
The DivideBuy Team

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