Family Credit Management Reviews 

658
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 645 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the supportive, friendly, and knowledgeable staff for providing clear, detailed explanations that make navigating the debt relief process much easier and stress-free. People appreciate how the structured payment plans successfully reduce financial stress by organizing multiple debts into manageable monthly amounts. Consumers note that customer service is truly exceptional, mentioning smooth communication, polite representatives, and consistently helpful guidance from start to finish. Some reviewers were not happy with occasional payment delays, noting specific instances where creditors claimed payments were past due or arrived late.

What people talk about most

Staff

Clients share positive opinions on staff, consistently highlighting their professional, kind, and patient... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful... See more

Service

Consumers find service to be positive and consistently report helpful and efficient experiences. Reviewers... See more

Payment

People report positive experiences with payment plans, highlighting how manageable structures and lower... See more

User experience

Customers report positive experiences with user_experience, highlighting a smooth and stress-free process.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This was a big step for me, trying to stop balancing all of my debt and stay afloat. One big vet bill made everything crumble to the ground. Reaching out for help was terrifying and embarrassing . But... See more

Company replied

Rated 5 out of 5 stars

Actually talking yo a person--not a bot. Jennis was friendly .courteous and well informed.--not like other places that provide conflicting information. and try to tell what you're going to do as oppo... See more

Company replied

Rated 5 out of 5 stars

Family credit debt management is very trustworthy. They explain in great detail to me how payments work, why, and how they are spread out. If I ever call in to give an additional payment, there is nev... See more

Company replied

Rated 5 out of 5 stars

Family Credit Management is by far a blessing. They are so super easy to work with, completely transparent, always available for my loads of questions and advice. Their process of working with your cr... See more

Company replied


Company details

  1. Debt Relief Service
  2. Credit Counseling Service

Written by the company

Debt is stressful. We understand. Family Credit Management is a nonprofit organization that has been helping individuals and families get out of debt and regain financial stability for over 30 years. Our NFCC-certified credit counselors provide personalized, one-on-one guidance to help clients understand their financial situation and take control of their future. We offer a range of solutions tailored to each individual’s needs, including traditional Debt Management Plans (DMPs), debt settlement options for those who may benefit, and our exclusive DualTrack Repayment Plan, which combines structured repayment with strategic settlement when appropriate. For clients who are unable to repay all debts at once, we also offer our Priority Pay Plan, designed to help manage limited resources while addressing the most urgent financial obligations. Our approach focuses not only on resolving debt, but also on long-term financial health through budgeting, education, and behavior-based strategies. As a nonprofit credit counseling agency, our mission is to provide honest, practical solutions that work in the real world. We work directly with creditors to help reduce interest rates and fees when possible, while supporting our clients every step of the way. At Family Credit Management, our goal is simple: help people reduce stress, regain control, and build a more stable financial future.


Contact info

4.9

Excellent

TrustScore 5 out of 5

658 reviews

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4.9

All reviews

(658)

658 reviews in the last 12 months

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Rated 5 out of 5 stars

They were the one company that was able…

They were the one company that was able to take care of me when no other company wanted to help me!!

June 7, 2026
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Reply from Family Credit Management

Thank you for sharing your experience. One of the hardest parts of dealing with debt is feeling like you've run out of options, so we're especially happy we were able to help when other companies couldn't.

For more than 30 years, Family Credit Management has worked with people facing all kinds of financial challenges. We know that every situation is different, which is why our team takes the time to understand each client's unique circumstances and explore solutions that fit their goals.

Thank you for trusting us. We appreciate the opportunity to help and wish you continued success on your journey toward financial freedom and becoming debt-free.

Rated 5 out of 5 stars

Kim is an exceptional professional who…

Kim is an exceptional professional who goes “above and beyond!”

I would highly recommend Kim and Family Credit for their expertise!

June 5, 2026
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Reply from Family Credit Management

Kim cares deeply about the people she works with, and she was so happy to hear that she made such a positive impact. When you're looking for help with debt, having someone who takes the time to answer your questions, explain things clearly, and help you understand your options can make the whole process feel a lot less stressful.

That's what we try to do every day. We want people to have clear information, a structured repayment plan, and confidence that they're making the right decision for their situation.

Thank you for recommending both Kim and Family Credit Management. We really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Jennie was patient and caring

Jennie was patient and caring. She answered all my questions and made me feel comfortable. She gave me the confidence that I made the right decision.

June 1, 2026
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Reply from Family Credit Management

I couldn't wait to show Jennie your review. I can tell it really made her day!

Finding the best way to deal with debt can be stressful, and it's completely normal to have a lot of questions. Honestly, we love questions. This is an important decision, and we want people to understand their options, know exactly what they're signing up for, and feel comfortable every step of the way. I'm glad Jennie took the time to answer your questions, provide clear information, and help you feel confident in the decision you made.

What you described is exactly the kind of experience we want people to have when they reach out to Family Credit Management. Whether someone is looking for debt help, credit counseling, or a debt management plan, they should never feel rushed or pressured and should always feel comfortable asking questions.

Thank you for sharing your experience. We're grateful you chose us, and Jennie and the rest of us will be here whenever you need us.

Rated 5 out of 5 stars

This company is the best

This company is the best. I will be debt free in 20 months. Working with them went so smoothly and quickly. I am so glad I took this route. I have put all my trust into Family Credit Management

June 3, 2026
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Reply from Family Credit Management

Twenty months until you're debt-free. That's awesome.

I'm really glad to hear everything went smoothly and came together so quickly for you. Taking that first step can feel like a big one, but having a debt management plan that provides a structured repayment plan and a clear path forward can make a huge difference. Knowing when you'll be debt-free gives you something tangible to work toward and can bring a lot of confidence and peace of mind.

Thank you for putting your trust in Family Credit Management and for taking the time to share your experience. We appreciate it, and everyone here will be cheering you on as you get closer and closer to that debt-free date.

Rated 5 out of 5 stars

They were fast

They were fast, efficient, and understood exactly what I needed. They more than exceeded my expectations and I am relieved to feel that I'm on the right track to becoming debt free.

June 3, 2026
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Reply from Family Credit Management

Being able to breathe a little easier is a big win, and we're so glad you're feeling that way.
Debt can be stressful, especially when it feels like there's no clear path forward. We're happy our team was able to make the process simple, efficient, and help you find a debt management solution that fit your needs. Having a plan in place can make a huge difference, and it's wonderful to hear you're feeling confident about your journey toward becoming debt-free.
Thank you for sharing your experience and for trusting Family Credit Management. We're honored to be part of your financial journey and look forward to helping you reach your goals.

Rated 5 out of 5 stars

I had used this company before

I had used this company before. I lost my job and left the program with two accounts still open three years later in a panic I called these people, and they help me patiently, kindly and professionally help me with these acc. And a few more . The counselor I talked to on the phone Chris was a godsend. I was having a panic attack when I called him and he was such a professional.🩵🙏

June 2, 2026
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Reply from Family Credit Management

Stories like yours mean a great deal to us. Life can change quickly, and losing a job is stressful enough without having to worry about debt on top of everything else. We're glad you remembered us and reached back out when you needed help.

We're especially happy to hear that Chris was there for you during such a difficult moment. Sometimes people call us feeling overwhelmed, scared, or unsure of what to do next, and taking the time to listen with patience, kindness, and professionalism is every bit as important as the financial guidance we provide. Chris truly has a gift for helping people feel heard and supported when they need it most, and we're fortunate to have him as part of our group.

Thank you for placing your trust in us again. Wishing you calmer days ahead, and please know that everyone at Family Credit Management is here for you as you continue moving forward.

Rated 5 out of 5 stars

Immense gratitude!

We are so relieved to have Family Credit Management in our corner. For the first time in years we feel some hope that we can get out of debt for good. We are very grateful for this organization and the great work they do.

June 1, 2026
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Reply from Family Credit Management

Reading reviews like this is exactly why we do what we do. Debt can feel overwhelming, and when people have been carrying that burden for years, sometimes the biggest change at first isn't the numbers, it's finally having some hope and a plan.

Thank you for trusting Family Credit Management to be in your corner. We're honored to be part of your journey, and if you stay the course, you'll be surprised how quickly those balances start moving in the right direction. Just remember, you're not doing this alone. Everyone at Family Credit Management is here to support you every step of the way as you work toward putting this debt behind you once and for all.

Rated 5 out of 5 stars

Helping me so much

Great customer service. Process was quick and worked out for my benefit

June 1, 2026
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Reply from Family Credit Management

It's always encouraging to hear when someone is already seeing the benefits of the program. One of our goals is to make the process as simple and stress-free as possible while helping people find a realistic path out of debt.

We're also glad to hear you received great customer service. The quality of the people here is one of the things that sets Family Credit Management apart. We've always believed in providing personal attention, honest guidance, and treating people the way we'd want our own family members treated. Thank you for giving us the opportunity to help, and we wish you continued success on your journey to becoming debt-free.

Rated 5 out of 5 stars

Representatives are all very helpful…

Representatives are all very helpful and thorough in answering any and all questions!

February 11, 2026
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Reply from Family Credit Management

Hearing feedback like this means a lot to us. One of the things that makes Family Credit Management different is the quality of our people. We're not trying to be the biggest credit counseling agency, we'd rather provide the kind of personal service and attention that feels a little more boutique. That's why it's so rewarding to hear that our team took the time to answer your questions and make sure you felt informed throughout the process.

We know reaching out for help isn't always easy, and we believe everyone deserves honest answers and people who genuinely care. Thank you for giving us the opportunity to help, and we wish you all the best as you continue working toward your financial goals.

Rated 5 out of 5 stars

Ericka was great to work with

Ericka was great to work with, I felt like she was giving me honest answers. Hopeful that with the help of family credit management, I will soon be out out of debt.

June 1, 2026
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Reply from Family Credit Management

Thank you for sharing your experience. We're so glad to hear that Erica provided honest answers and made the process a positive one for you. We believe consumers deserve straightforward guidance and support, especially when making important financial decisions.

And you're right, if you stay the course, you'll have this debt behind you before you know it, once and for all. Thank you for trusting Family Credit Management to help you get there. We wish you continued success and look forward to being part of your journey to financial freedom.

Rated 5 out of 5 stars

Fast easy and comfortable

Fast easy and comfortable

June 1, 2026
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Reply from Family Credit Management

Thank you for the 5-star review. We love hearing that your experience was fast, easy, and comfortable. We know reaching out for help with debt can sometimes feel intimidating, so our goal is always to make the process as simple, stress-free, and supportive as possible.

Thank you for trusting Family Credit Management. We appreciate the opportunity to help consumers explore their options and work toward a stronger financial future.

Rated 5 out of 5 stars

I am so thankful I stumbled across…

I am so thankful I stumbled across Family Credit Management. It has been hands down the best decision to go with them. Before I came across them, I was getting so many phone calls, texts, emails to the point that it was annoying and felt defeated. The difference with FCM is that I was able to communicate with them by text and email. Which worked best for me so that I could respond when I could during work. The process was throughly explained and was such an easy process. FCM has lifted this heavy burden off my shoulders. I’m looking forward to being debt free! Thank you FCM, you guys are fantastic and wonderful!!

May 27, 2026
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Reply from Family Credit Management

Thank you so much for sharing your experience. Feeling overwhelmed by constant phone calls, emails, and texts can be incredibly stressful, and we're glad we were able to help make the process feel more manageable and give you some peace of mind.

We're also happy to hear that communicating by text and email worked well for your schedule. At Family Credit Management, we believe the best solutions are the ones that fit a person's real life and individual circumstances. Our goal is always to do what is in the consumer's best interest, provide honest guidance, and help people find a realistic path toward becoming debt-free. Thank you for trusting us to be part of your journey, and we wish you continued success as you work toward your financial goals.

Rated 5 out of 5 stars

easy

easy, helpful, knowledgeable

May 29, 2026
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Reply from Family Credit Management

Easy, helpful, and knowledgeable are exactly the experience we hope every client has, so we're thrilled to hear that reflected in your review.

At Family Credit Management, our goal is to make getting out of debt less overwhelming by providing expert credit counseling, personalized debt management plans, and ongoing support from a team that genuinely cares about your success.

We're honored to be part of your journey toward becoming debt-free, and we'll be here whenever you need us.

Rated 4 out of 5 stars

The process was mostly painless

The process was mostly painless. The credit counselor was great, very professional and patient. Some of the paperwork was not as clear as it could have been.

May 29, 2026
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Reply from Family Credit Management

We're glad to hear the process was mostly painless and that your credit counselor provided the professional and patient support we strive for. We know that discussing debt can be stressful, and our goal is to make the process as comfortable and straightforward as possible.

We also appreciate your feedback about the paperwork. As a nonprofit credit counseling and debt management organization, we are always looking for ways to make our documents and enrollment process easier to understand.

Thank you for trusting Family Credit Management to help you reduce interest, repay your debt, and work toward financial freedom. Our counselors, creditor relations group, and client support staff are all here to help throughout your journey.

Rated 5 out of 5 stars

All of my questions were answered…

All of my questions were answered quickly and effectively, the entire process was very simple and I understood completely what to expect.

May 27, 2026
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Reply from Family Credit Management

Having your questions answered quickly and clearly can make such a difference, especially when you're trying to understand all of your options.

We’re glad the process felt simple and that you knew what to expect every step of the way. Your nonprofit debt management plan is designed to provide that same sense of clarity, with a structured path forward that feels manageable and easy to follow. We’re always here whenever you need us along the way.

Rated 5 out of 5 stars

Nothing negative to say

Nothing negative to say. Excellent job

May 27, 2026
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Reply from Family Credit Management

That’s so nice to hear. Knowing everything has gone well enough that you have nothing negative to say is a wonderful compliment.

For more than 30 years, our nonprofit debt management plan has been helping people move forward with a steady, structured path they can rely on. We’re always here whenever you need us along the way.

Rated 5 out of 5 stars

Thanks Family Credit Management

I appreciate the fact that my debt will be gone because of what they are doing for me

May 23, 2026
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Reply from Family Credit Management

It means a lot to hear this. Our entire goal at Family Credit Management is to help people finally see a real path toward becoming debt-free. Between your hard work and the support of our credit counseling, creditor relations, and client services teams, we’re excited to help you put this debt behind you and move toward a more secure financial future.

Rated 5 out of 5 stars

So far we just got started Whitney has…

So far we just got started Whitney has been very helpful so far.

May 23, 2026
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Reply from Family Credit Management

We’re so glad Whitney has been helpful, and we agree she is fantastic. One of the best parts of our program is that you’re not doing this alone. Along with Whitney, you also have our creditor relations group and client support team, all here and working on your side. We look forward to helping you every step of the way as you work toward becoming debt-free.

Rated 5 out of 5 stars

They have been super nice

They have been super nice, and helping me, even when I make mistakes filling everything out lol. Look forward to working together to get me back on track.

May 22, 2026
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Reply from Family Credit Management

We know dealing with debt and paperwork can be a lot; therefore, we want our clients to feel comfortable asking questions and knowing we are there with them every step of the way. At Family Credit Management, our goal is to provide more of a concierge-type service because we know that’s what people dealing with financial stress truly need. We’re here to provide clear guidance, ongoing support, and a plan that helps you get back on track financially. We’re excited to work with you and truly appreciate the trust you placed in us!

Rated 5 out of 5 stars

Great communication and very…

Great communication and very knowledgeable with answering questions!

May 22, 2026
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Reply from Family Credit Management

Thank you for the kind review! We’re so glad you had a positive experience with our team. At Family Credit Management, we work hard to provide clear communication, honest answers, and knowledgeable credit counseling to help clients feel confident about their debt relief options. We truly appreciate the opportunity to help you on your path toward financial freedom.

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