First Time Finance Reviews 196

Meeting you Ripley was indeed a stress free process in this journey. Your professional skills are top-notch at First time finance. I really appreciate you and your team for their support, clear communication, quick to answer questions and excellent guidance. Highly recommended!!!

The journey to getting a mortgage was made easy by Ripley and his team. Constant clear communication on the progress from start to finish. As a first time immigrant buyer, Ripley has been helpful, supportive and professional. He supports you through the whole process and goes above and beyond.

Huge thanks to Ripley and the team at First Time Finance! As a first-time buyer, I really appreciated their support, clear communication, and expert guidance throughout. Made the whole experience so much smoother. Highly recommend!

I had a fantastic experience as a first-time buyer working with Ripley and his team. They were incredibly supportive, responsive, and knowledgeable throughout the entire process.
As someone on a Skilled Worker visa, I had a lot of questions and wasn’t sure what to expect, but Ripley took the time to explain everything clearly and made me feel completely at ease.
He and his colleagues really went above and beyond to help me find the best mortgage option for my situation. I always felt like I was in good hands.
I highly recommend Ripley and his team—especially if you’re a first-time buyer or navigating the process with a visa. Thank you again for all your support!

It was indeed amazing working down this road with Ripley from the first time I saw his videos on you tube. He so patient and ready to guide just like a baby. He’s got everything packed in one and make the journey so easy. Would recommend him over and over again.

I’m absolutely mind blown by the team and their support in getting me through buying my first home. Couldn’t be any happier

What a fantastic and very supportive mortgage advisor with a solid credible team. Hmmmm words cannot really describe the support they rendered to me in acquiring my first house. Getting mortgage with the bank was very smooth and quick with Ripley’s help.I was shocked because I am just an immigrant 2 years in the uk . With 5% or10% deposit you are good to go with Ripley and the team. They never left me for once , they followed up with the solicitors pushing hard until I get my keys. Thanks so so much to Ripley and the hard working team especially Ibimina. I will forever recommend first time finance to everyone wanting to buy a house in the uk . Their services are excellent and stress free.

I had a great experience working with Ripley at Firsttimefinance. He was incredibly helpful and professional from start to finish. What stood out most was his determination, he truly never gave up, even when things got complicated. He always kept to his word and made sure I was informed at every stage, with clear and consistent communication throughout. I genuinely felt supported the whole way through. Highly recommend!

Ben & Oki

5-Star Review for First Time Finance – Exceptional Customer Service!

I had an amazing experience with First Time Finance, thanks to Ripley who provided outstanding customer service right from our first contact on Instagram. He was incredibly helpful, patient, and took the time to explain everything clearly, making me feel confident that getting finance was possible. His encouragement and professionalism were truly motivating!

I would 100% recommend - First Time Finance to anyone looking for financial assistance—they make the process smooth and stress-free. Five stars without a doubt! ⭐⭐⭐⭐⭐

Thank you, Ripley and the team—you’re the best!

Ripley and his team were fantastic from start to finish. They clearly explained the entire process and how everything would work, which really put us at ease. They also found us a bank willing to accept a gifted deposit from South Africa, which made all the difference. I’d highly recommend them, they really know their stuff and made the whole experience smooth and stress free.

First Time Finance is kind, First Time Finance is empathetic, and First Time Finance is good.

As an immigrant with 3 months left on my visa, Ripley and Ibimina supported me to apply for a mortgage and I received an offer within two weeks!

At every stage of the process, Ibimina kindly provided updates, ensuring my anxiety didn't go through the roof!

I would definitely recommend their service. They are very experienced, straightforward, kind and honest. They look our for your best interest, and take the stress and pressure off you.
-Sandra

Where do I start! Ripley and the team at First Time Finance have been nothing but professional, quick, patient, and extremely meticulous in understanding what you need and how to get the best mortgage offer and get you into your property.

Prior to finding First Time Finance I was in a very difficult position. I reserved a property in February 2025 and was with a broker who was not answering my calls, not providing me with the right information, and was responding to me once a week telling me that he is searching for the best deal.

The broker I was dealing with submitted a Mortgage Application, charged me as he informed he has to charge at point of submission, however the application was rejected.

I asked him what the next steps were and he said he is looking into it. I attempted to call him an every few days to find out never received a call back until maybe about 2 to 3 weeks later. The service I received was very unprofessional from the previous broker. This went on for about two months.

At this point I was under a lot of pressure as I had already reserved the property, instructed the solicitors, and also paid for extras in the property. I was also under time pressure from the developers as everything was taking so long. I honestly thought this was not going to happen and that I had all of the money I put into getting this property.

Low and behold I stumbled across a YouTube post of Ripley having an interview with someone and I thought he really knows what he’s talking about. For some reason the company name just stuck in my head and about two weeks later after my previous broker going completely ghost on me, I just googled first time finance and gave Ripley a call.

BEST DECISION EVER! If this was not done I would not be getting my dream property. Within 2 weeks, I had a mortgage offer. I can’t make this up. I would definitely recommend First Time Finance the whole process was quick and professional. From having no hope to having hope in abundance. Thanks for everything!

Great team with good communication. No awkwardness and we could freely ask questions about the entire process. Thanks Ripley, Ibimina and Allie.

Amazing, honest and a helpful brooker
I came across Ripley through a friend post on instagram when my husband and I had been turndown by many brooker due to our difficult situation.

Ripley is easy to contact, well experience and alway ready to answer any questions not withstanding his busy schedule. His fantastic advice and tireless effort got us our first mortgage after many rejection by others .

Thank you so much Ripley , you are simply the best, honest and well experience.

Fast, efficient and communication is spectacular! Will recommend

We started working with Ripley about a year ago and needed to take a long-term approach due to our circumstances. He was patient, consistent, and genuinely committed — checking in regularly to keep us on track. When it was time to act fast to meet tight visa timelines, Ripley and Ibimina pulled off what others said was impossible!

What’s truly special is that although Ripley isn’t from Africa, he has consistently shown the spirit of Ubuntu — genuine humanity, compassion, and a deep sense of community. He’s supported many in our circle of migrant men with not just financial advice but with settling into life in the UK. For any first-time buyer or migrant, we definitely recommend First Time Finance!

Ripley, Allie & Ibimina throughout this smooth process was really helpful & professional. Modern methods of communication is one highlight for us. Within mintues they answered any questions/queries, if that’s during and/or out business hours.
Great advice Ripley giving us confidence going forward. Thank you to everyone at First Time Finance - fully recommend!

Amazing service , Ripley is the name , an agent whom gave me a hope i lost, delivered what promised, and with his team they were supportive along the way. I cant thank them enough for all the support and advise i received. Im recommend his service along with his team to everyone i know who wish to buy a property

Ripley’s effort in assisting with my home purchase cannot be over emphasised. Despite all odds, he stood his ground to ensure i got a refund from a failed mortgage due to valuation, but finally, i was able to get a mortgage for another property. Thank you Ripley and team.

Ripley and his team are the absolute best in offering the right &expert mortage advise to immigrants.My experience with him was smooth.He answered every single question i asked,he also ensured we got the best available interest rate.Ripley welcomed us to every virtual meeting with a lovely smile.We got our mortage approved in less than two weeks.Ripley and his team are not deserving of 5 stars but the whole GALAXY and SOLAR SYSTEM.My mind was at peace every step of the way,he regularly updated us and gave very realistic timelines for all deliverable which were all met.
He is truly heaven sent to every immigrant in the UK.Based on my personal experience with him&his team,i have now become an ambassador of his good works,everyone deserves to enjoy and not endure the mortage process.Ripley is truly passionate about the services he is rendering.Ibimina is also a superstar who keeps us abreast about all relevant information and timescales.They even continue to follow up after i have received my mortage offer,what more can i ask for?
I recommend Ripley and his team with my full chest!!!!
Choosing Ripley and his team as my mortage advisor amongst the several options available is one of the best decisions of my life.The world needs to celebrate Ripley and his team more for the positive impacts they have made in immigrants lives.Thank you Ripley and team!!!