Frost Reviews 67

TrustScore 2.5 out of 5

2.6

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Rated 1 out of 5 stars

I escalated a complaint to Frost regarding an unresolved issue related to nsave. It has now been 3 days since I sent my complaint email, and I have received no acknowledgment and no response. After... See more

Rated 5 out of 5 stars

Opening an account without stepping your foot inside a physical branch? Easy with Frost. I was up and running with my new account within hours. I like the app easy and intuitive design, which for... See more

Company replied

Rated 5 out of 5 stars

I have used the Frost card several times during my holidays, and I have found it to be very easy to use. The card is widely accepted at most places, which is convenient. The app is fantastic - it's ea... See more

Company replied

Rated 5 out of 5 stars

I've been using the Frost app for a couple of months now. The app itself is incredibly visually appealing, with a clean and fresh look, that's pretty straight forward to navigate. When I was initia... See more

Company replied

Company details

  1. Bank

Written by the company

Meet Frost the smart digital account that lives on your smartphone.


Contact info

You should know

2.6

Poor

TrustScore 2.5 out of 5

67 reviews

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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

No Acknowledgment After Complaint Escalation

I escalated a complaint to Frost regarding an unresolved issue related to nsave. It has now been 3 days since I sent my complaint email, and I have received no acknowledgment and no response.

After weeks of delays and unclear communication elsewhere, I expected at least a basic confirmation of receipt. The complete lack of response is disappointing and raises concerns about the complaint-handling process.

March 25, 2026
Unprompted review
Rated 2 out of 5 stars

Ok bank, but why is it that this…

Good bank but why is it that this weekend the money is taking a whole day or two to arrive. I’ve sent £450 something out of the bank since yesterday night at 8pm and it’s the next day and there’s nothing . This bank is taking two days for a small amount of money to be sent out , also had £6.99 taking two days to land , still pending , what the hell is going on . I got direct debits to pay for man

January 27, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible bank

Terrible bank. So many time I try to send for example 100 on Friday and it’s pending till Monday. Plus has no Apple Pay. But it’s closing soon so doesn’t matter.

December 14, 2023
Unprompted review
Rated 1 out of 5 stars

I went into the store on ackland…

I went into the store on acland Street, I asked the girl what size do you go up too? She responded Large and then giggled at me because I'm an extra large. I found it so rude, how dare you laugh at me you skinny runt

December 15, 2023
Unprompted review
Rated 1 out of 5 stars

Complete thieves stay clear proof of SCAM company

Well well well I wish I would have read these reviews before trusting them as I believe 90% of the positive ines are fake as there is no way these lot are a genuine place I had a payment come in of £300 they held the payment froze my account really bad attitude on the chat with them didn't want to help at all sent all documents in still wasn't good enough no reason just we need more thats it and then hours later replies we need more then hours later etc they only have £35 of my money but its the principle if people put a lot of money in there these guys are juat going to take it really bad if non existence customer service don't care no reason why nothing ita unbelievable how they have done this to soooo many people on here and yet still allowed to be trading business all that will happen is like all the rest of them they will steal so much money until they close up shop or put a different name on the business and start all over again my bank at barclays has told me how bad these type of accounts are there robbing money then trading under different names and all they will reply is we have to go by law on these ways of business but there is no law there not a bank tour moneys not covered with them as there not a bank Zero protection but they make out like there going by the guidelines when they don't trade by guidelines these pre pay accounts are literally the wild wild West I have the proof for anyone that this is a scam company

Update!!!!!

Firat of all yes I did provide the details you asked I have the messages which I'm happy to show anyone who wants to see them of your customer care team asking for the details I sent them and you just replied back your closing the account how disgusting is it to lie and also you still have £30 of mine which is funny how you can lie on here and reply but yet when I ask to send me my £30 back your nowhere to be seen so hopefully people will see this before falling in to the trap you setup for new members and old members

November 30, 2023
Unprompted review
Frost logo

Reply from Frost

Hi Marcel,

We’re sorry to hear you see things this way. Please read our response for further clarification.

From time to time, our internal teams may conduct additional checks to ensure customer safety and regulatory compliance. On this occasion, we sent a request for you to confirm the source of the funds that entered your account. This information wasn’t provided to us, and following this, you asked us to close your account.

Kind regards,
Frost

Rated 1 out of 5 stars

They are real scammers

They are real scammers, I have never seen such online banks before. I used transfers and online card payments. One day they closed my account, like many who write reviews on the Internet, they like to close accounts simply at their own discretion. For a very long time they could not send the rest of my money. I gave them the bank details, they constantly wrote that the money would go, wait, I waited, in the end they said that they had sent it, but the money did not reach my bank, they sent a screenshot that they allegedly sent the money. A week or two passed, no money I tell them about this, but they ask me to send them a statement from the bank where the money was sent. Silence again, I write to them and they say that they called there and there is no bank account in my name. Okay, I tell them that there is no money, look It’s better at home. I wrote again after 3 months that where is the money? There is no money in my account, the girl operator answered me and asked for new details, since I did not have fresh details at that time, I left this matter, they appeared after 2 months, I send them new details, to which another operator, most likely their main one, said that I won’t give any information, the money has been sent, look for it in your bank. I say that the bank closed the account and there were no receipts, to which he simply said I don’t know anything they have the money. I contacted the aggregator of my bank where the payment was supposed to arrive, they said that if Frost sent the money, they should return it back. I wrote to Frost again and the main operator told me in the affirmative, you are confirming that your bank has the money and We won’t return anything, I explained to him for a long time that I didn’t give any approval, I just wrote to the aggregator. I also asked why another operator asked for my details, you can get the money, to which the main one said, she got confused. I started reading on the Internet reviews and they do this often. I also found a friend who almost found himself in the same situation. Frost did not send the money for a long time, but they said that they had sent it, he wrote to support for a long time within two weeks, and the money still arrived. Now you understand who are Frost.

November 22, 2023
Unprompted review
Frost logo

Reply from Frost

Hi,

We’re sorry to hear you see things this way. Please read our response for further clarification.

From time to time, our internal teams may conduct additional checks to ensure customer safety and regulatory compliance. On this occasion we requested external account details to which any remaining funds can be sent. In your case, after you provided us with a bank statement displaying your account details and personal information, we sent the funds remaining on your Frost account to the account details provided by you.

Shortly after, you informed us that you had not received the funds. At this point, we raised the issue with the account provider listed on your statement. Unfortunately, whilst they were able to locate the funds we sent to the account details you provided, they were unable to associate your personal details with the account information you provided. As discussed, this matter now sits with them.

Kind regards,
Frost

Rated 1 out of 5 stars

Waiting on refund ASDA said should be…

Waiting on refund ASDA said should be in my now bank has not help my at all with they say they care with people with mental health illness but cleanly not at all they have my refund and not putting in my account soon I get refund will be joining other bank ally so unless and now so is James do not bank with them I'm disabled and pregnant with bad mental health condition they do not even care about you other bank have more respect and they keep delete my comments on Facebook but it's okay been reported to new papers and BBC now they are now looking into this

October 9, 2023
Unprompted review
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Reply from Frost

Hi Courtney,

As a loyal customer who left us a 5* Trustpilot in August, we’re sad to hear you feel this way!

Our customer service team has advised that your funds have been returned. Please be aware that processing these types of transactions can take 3-5 working days and, in your case, the funds were returned to you in 4 working days. That said, we do understand that waiting to access your money can be frustrating. Most importantly, we want you to know that we absolutely do respect you and that you are a valued customer. While it’s sad to hear this, thank you for taking the time to share your views. A member of our customer care team will reach out shortly.

Kind regards,
Frost

Rated 4 out of 5 stars

Case successfully solved With Frost.

The issue was finally solved, it took almost 2 months though, it's a new company i think they still have certain things to figure out to be fully functional, i will give it a 4 star for now.

September 5, 2023
Unprompted review
Rated 5 out of 5 stars

Great bank

Great bank. Really easy to set up account. Easy to transfer or send money. Never had any issues. Would highly recommend.

October 10, 2023
Unprompted review
Frost logo

Reply from Frost

That’s wonderful to hear – we know how important simplicity of set-up and ease of use is to our customers, so thanks for taking the time to leave a review about it!

Rated 5 out of 5 stars

Frost is by far the greatest bank to…

Frost is by far the greatest bank to ever exist there customer service advisors are absolutely brilliant I would recommend thus bank to absolutely everyone

October 9, 2023
Unprompted review
Frost logo

Reply from Frost

Thank you, Ross! Our Help & Support team works hard to respond to queries as efficiently and effectively as possible, so this is great to hear.

Rated 1 out of 5 stars

Do not trust this company they will…

Do not trust this company they will steal your funds they quote it will take a few hours but now been over 24 hours account use to be good but now they have gone downhill big style I highly recommend do not put your money in a account with them

September 22, 2023
Unprompted review
Frost logo

Reply from Frost

We're sorry to hear this! Please rest assured that our compliance team monitor all transactions as part of our regulatory responsibilities and only hold transactions for review if they identify potential fraud or financial crime risks to our customers or the wider public.

Please remember that you can reach out to our customer service team by hitting the 'Contact Support' button in our app, and typically receive a human response within 1 minute.

Rated 1 out of 5 stars

Scam Enablers

Was contacted by a scammer today who wanted money transferred to their Frost account. I have their name and details but unfortunately I can't contact Frost customer service to report this activity and hopefully stop this person from stealing money from other people in future. Their phoneline cuts me off, and their chat is all automated, so no way to speak to a real person. Feel sorry for anyone who uses Frost and needs to sort out a problem, as they clearly won't be able to do it.

Looks like this scammer will be able continue to target vulnerable people using Frost to take their money, with no repercussions.

September 15, 2023
Unprompted review
Frost logo

Reply from Frost

Hi Tom,

Whilst we disagree with some of your statements, we thank you for taking the time to leave this review. Fraud is a real risk of doing business in our industry, and we’re always on the lookout for changing scams and fraud trends, so it would be greatly appreciated if you could provide further information on the matter. A member of our team tried to contact you and send an email, but unfortunately, we haven’t received a reply yet. Our fraud team are aware of your comments and will reach out ASAP.

Thanks again,
Frost

Rated 5 out of 5 stars

Great banking app.

August 19, 2023
Unprompted review
Frost logo

Reply from Frost

Cheers, Romek! Glad to hear that you’re enjoying Frost. We have an exciting pipeline of new updates and features coming your way soon, so watch this space!

Rated 5 out of 5 stars

Great money management app

Great money management app, really helped me get my finances in check. Love where the company is going. Highly recommended.

August 13, 2023
Unprompted review
Frost logo

Reply from Frost

Great to hear that Frost has helped you get across your finances, Eric. Thanks for the recommendation, and if you like where we’re going now, then you’ll love what’s coming soon! Watch this space…

Rated 5 out of 5 stars

Amazing App!

I have been using the frost platform for over 5 months now and it’s by far the best broadband speed package I have come across! Incredibly good and reliable company. Highly recommend this app to anyone looking to manage their finances more effectively.

August 12, 2023
Unprompted review
Frost logo

Reply from Frost

Boom! We love that our broadband switching feature has been working just as intended for you.
Cheers for letting us know, and here’s to you having the same joy with the utility switching and other spend management tools! Watch this space for more cool features coming soon…

Rated 5 out of 5 stars

Good basic account

Good basic account. Was pretty simple to sign up and add a card to google pay, and it's easy to find your way round the app

July 9, 2023
Unprompted review
Frost logo

Reply from Frost

Cheers, Paul! Making our customers' lives easier is what we’re all about. If you haven’t had the chance already, check out the spend management features and Save Assist, too – both geared towards saving you more time and money on your everyday finances!

Rated 1 out of 5 stars

Be aware

Be aware. Scam. Not working properly. Demanding all your IDS. NO CUSTOMES SUPPORT. Not recommend.

August 10, 2023
Frost logo

Reply from Frost

Kristina, we can assure you that the ID verification stage of our account setup is standard across the industry, and is in place to protect you and other Frost customers against fake ID users and fraudulent activity.

As stated on-screen during setup, we only require one form of valid ID (Passport, Driving licence or National ID card) which we then compare with face verification in a simple two stage process.

Please refer to the below articles for more information around setting up a Frost account and ID verification:
https://intercom.help/frost-money-ltd/en/articles/6178012-how-to-open-a-frost-account
https://intercom.help/frost-money-ltd/en/articles/6178048-i-m-unable-to-sign-up-because-of-problems-with-my-id

Alternatively, please contact our Help & Support team by clicking the bottom right icon on the link below:
https://intercom.help/frost-money-ltd/en/

Rated 5 out of 5 stars

Absolutely amazing 👏

August 7, 2023
Unprompted review
Frost logo

Reply from Frost

Hey Maram,

Thanks so much for your feedback. It's great to hear you're enjoying Frost!

But remember, there's still MUCH more to come - we're just getting started 🚀

Rated 5 out of 5 stars

Very good

Very good
And usefull app would, highly recommend

August 9, 2023
Unprompted review
Frost logo

Reply from Frost

Cheers, Darren! And there’s plenty more useful features to come, too. Watch this space...

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