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GBI Direct (Formerly Hard Assets Alliance) Reviews 364

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their knowledge, helpfulness, and the time they dedicate to assisting with inquiries. The overall service is frequently described as excellent, with many appreciating the simplicity and efficiency of processes like purchasing and selling. Reviewers also highlight the positive user experience, noting the ease of navigating the website and managing accounts. However, some customers expressed dissatisfaction with aspects of the payment process. A few people mentioned issues with funds not being applied immediately or experiencing delays in transfers, leading to frustration. There were also occasional concerns about the waiting period for funds to clear.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the platform's ease of use and intuitive... See more

Staff

Customers consistently note positive experiences with staff, highlighting their courtesy, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting its ease of use and efficiency. Many... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professionalism, efficiency,... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers found transactions simple,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Navigating the site is easy. Idid have a problem in that I had funds available that were not used to pay my storage fees. I was informed my fees were unpaid so I quickly had funds transferred to my ac... See more

Rated 5 out of 5 stars

Prices on silver coins are consistently cheaper than other large dealers like APMEX or JM Buillon. Usually $1-2.5 cheaper retail price even when these dealer offer lower prices when one is buying larg... See more

Company replied

Rated 5 out of 5 stars

Samantha was fantastic and furthered my education on what the words on line during market closed hours really mean regarding what can reasonably be expected for the price when markets open. I Greatly... See more

Rated 5 out of 5 stars

Samantha was incredible today. She not only answered all my questions on how storage fees are billed and calculated but she also educated me on related topics such as options for taking any RMDs from... See more


Company details

  1. Gold and Silver Trading Company

About GBI Direct (Formerly Hard Assets Alliance)

Written by the company

GBI Direct, formerly Hard Assets Alliance – Precious Metals Investing Made Simple

Whether your goal is to preserve wealth, protect against currency risk, or build long-term stability, GBI Direct delivers a secure and convenient way to invest in physical metals—backed by technology, transparency, and a customer-first approach. Our leading online platform is used by some of the world's largest financial institutions and is available to individual investors aiming to diversify their portfolios with tangible assets like gold, silver, platinum, and palladium.

We understand the critical role that precious metals play in investment strategies as a hedge against inflation and economic uncertainty. That's why our platform allows investors to easily browse, compare, and purchase a wide selection of bullion products from reputable global dealers who bid against each other to give you the best price.

Through our trusted vaulting partners, we offer secure storage options in multiple international locations, giving you peace of mind that your assets are safe.

Transparency and trust are at the core of everything we do. With real-time pricing and a straightforward fee structure, investors can make informed decisions without worrying about hidden costs or surprises.

GBI Direct is committed to educating and empowering investors through expert research, market insights, and in-depth educational content. Our team regularly publishes articles, guides, and reports to help you navigate the precious metals market with confidence.

We strive to make your precious metals investing experience the best it can be and welcome your feedback—leave a review at GBIDirect.com and let us know about your experience.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

364 reviews

5-star
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1-star

Replied to 66% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Best choice

Best choice to have precious metals account with Hard Assets Alliance, a trustworthy company. Their website is easy to navigate and transactions are quick and straightforward

January 16, 2026
Unprompted review
Rated 3 out of 5 stars

Charges

So for buying gold or silver on the site I can transfer money to it for free from my bank account but when I want to sell and take some money out, you charge $25.00.

January 14, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thanks for this feedback - it's helpful.
The $25 wire fee covers the bank's cost for next-business-day processing. However, check withdrawals are completely free, and we're developing ACH withdrawals as another free alternative (though not as fast as wires).
Your point about making these options clearer is well taken.

Customer Success Team
Hard Assets Alliance

Rated 2 out of 5 stars

First time liquidating any product

First time liquidating any product. HAA representative sent dated contact information for my IRA administrator and incorrect information on the process. The HAA rep had no idea what they were doing.

January 9, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for this feedback, and we apologize for the confusion.
Your grandfathered account operates differently from our current IRA system, but our team should have provided accurate information regardless.
If you need support with future transactions, please reach out directly - we want to ensure a smooth experience going forward.

Customer Success Team
Hard Assets Alliance

Rated 5 out of 5 stars

Hard Assets Alliance

I have been with Hard Assets Alliance for years - buying and selling. It is an easy process, and I have never had any issues. I recommend this company 100%!

January 20, 2026
Unprompted review
Rated 4 out of 5 stars

The Pros

HAA are the consummate professionals at providing precious metals to investors and the necessary management thereafter.

January 19, 2026
Unprompted review
Rated 5 out of 5 stars

I'am brazilian

I'am brazilian. Sorry for the english. I love HAA. But to transfer the money sometimes is very hard and to withdrawall too. Is the only negative point. I'm secure with HAA.
Best regards

January 19, 2026
Unprompted review
Rated 1 out of 5 stars

False advertisement

I got a delivery of my gold maple coin. Their website bragged about that the maple coin is one of the most popular products because of its.9999 purity. I received a.999 instead of .9999! There was absolutely nothing about we are receiving.999 on their advertisement. I called the company but a customer representative said it’s the same value. I think not. Then if I wanted exchange I have to pay the shipping. My husband called and got a supervisor and back and forth with this issue several times finally the supervisor “sort of admitted their flawed excuses and pay for the shipping fee. But at the same time the supervisor also said “I don’t know what they (meaning the storage facility warehouse) are going to send you”. So the HAA doesn’t have any control over the metals are send out at all. I didn’t want to deal with even more inferior gold male to be sent to me so I decided not go through with the exchange. I think it’s a false advertisement on their part and I will not trust this company anymore.

October 20, 2025
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Please contact Support team so we may investigate this further. Thank you!

Rated 4 out of 5 stars

Excellent way to invest in precious…

Excellent way to invest in precious metals. Metalstream makes it so easy.
Need to shorten time ACH deposits take to post to account for purchases and deposits.

January 15, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for the kind words about Metalstream - and for the constructive feedback!

ACH deposit timing is governed largely by the banking network (usually 3-5 business days), but we're always looking at ways to optimize on our end to get your funds available faster. Your input helps us understand where to focus our improvement efforts.

We appreciate clients like you who take the time to share both what's working and what could be better.
Samantha
Director of Customer Success, Hard Assets Alliance

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