Hartville Pet Insurance Reviews 

346
TrustScore 2.5 out of 5

2.7

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Rated 1 out of 5 stars

Awful company. Downgraded my policy without my consent, screwing my dog over near the end of her life. I don’t know how these people sleep at night, knowing that they hurt people and their Innocent pe... See more

Rated 5 out of 5 stars

I am pleasantly surprised at how great Hartsville has been. I've heard plenty of horror stories about pet insurance not paying out. Our experience has been quite opposite. They have covered all exp... See more

Rated 1 out of 5 stars

it takes for ever to process a claim. they have mine now for two weeks in queue , no update or information

Rated 1 out of 5 stars

They denied claim for an injury my dog received at end of Jan 2024. They said a previous vet clinic showed a document stating my dog was limping in July 2023. That Vet clinic only has records from S... See more

Company replied

Company details

  1. Money & Insurance

Information provided by various external sources

Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company.C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.


Contact info

2.7

Poor

TrustScore 2.5 out of 5

346 reviews

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No recent history of asking for reviews

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2.7

All reviews

(346)

5 reviews in the last 12 months

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Rated 2 out of 5 stars

Can’t get anyone to take a call.Always…

Can’t get anyone to take a call.Always have to wait for a call back.Takes to long to be reimbursed

January 27, 2022
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hi, Benjamin, we're sorry to hear you're unhappy with your coverage. In addition to calling us at 1-800-799-5852 you can also email to cservice@hartvillepetinsurance.com.

Rated 4 out of 5 stars

It was an overall great experience

It was an overall great experience. I jad some issues with the amount of time to reach out to me after my initial contact. Not bad by any means just wish it had been sooner. I enjoy my agent, he's a great guy! I also wish there was a actual paper copy of my policy detailing what it covers since I am still unsure of what is covered and what isn't.

January 25, 2022
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hi Briana, thank you for providing this feedback! We are happy to hear about your positive experience with us.

Rated 1 out of 5 stars

Waste of money and time! Absolutely worst pet insurance I have…

Absolutely worst pet insurance I have ever purchased! I have filed two claims and it’s been months of no response. Tried contacting via phone and email and have yet to receive a response. Complete WASTE of MONEY!

January 24, 2022
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hi, Domenica, we are sending this over to our customer service team for review now.

Rated 5 out of 5 stars

Everything plus more from great…

Everything plus more from great customer service to timely payments. Thank you.

December 14, 2021
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hi, Linda. Thank you providing this feedback. We are happy to hear about your positive experience with us.

Rated 3 out of 5 stars

You'll never reach them when you need to.

I've updated my review. My cancellation was processed, just took some time. And they did process my claims quickly although for this cat I had the most expensive policy. I can't upgrade my other cat to the same policy, so he's stuck with one where they can basically reimburse according to "prevailing rates," which I've learned in the past always seem to be significantly below whatever you're billed even though they're supposed to be based on an "average of vets in your neighborhood." In any case, I've bumped up stars here for the quick turnaround of claims and also because they did eventually leave messages offering condolences for my cat which I appreciated.

Old review: They've been billing me for months after my cat passed away and there's simply no way to reach them to stop them. Now I have to go through the hassle of protesting with my credit card company. Before you ever consider using this company why not go ahead and just try to reach them by phone for ANY issue besides buying a policy. Go ahead, try to navigate their automated system for a claim, a billling issue, even a vet call. After dozens of hangups, if you're lucky enough to be sent to the holding queue, you'll likely give up after 2 hours on hold like I did for 3 days before writing this being forced to listen to their message "We value your time, please continue to hold..."

December 1, 2021
Unprompted review
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hello. We're very sorry to hear your cat has passed. Feel free to email us at cservice@hartvillepetinsurance.com and we'll process the request to cancel.

Rated 5 out of 5 stars

Easy-to-navigate website

Easy-to-navigate website, quick quotes, good rates! And a call to check in after I signed up from a friendly rep.

November 9, 2021
Hartville Pet Insurance logo

Reply from Hartville Pet Insurance

Hi, JW! Thank you for the positive review, we'll share your feedback with our team.

Rated 5 out of 5 stars

Thank you, Brianna B!

Brianna B. was swift and helpful providing pet insurance. Great customer service. I felt like I wanted to be her friend at the end of it!!! 5 stars.

October 9, 2021
Rated 4 out of 5 stars

No issues so far!!

My first claim processed fast but since then they have been slower being approved. All my claims have been for wellness for a new puppy so nothing huge yet. Otherwise nothing to complain about!

September 7, 2021
Rated 5 out of 5 stars

I am new to the insurance and have not…

I am new to the insurance and have not used as of yet. I was somewhat disappointed that the Wellness section did not include Complementary Medicines and procedures~ When I was searching online, I thought it did have it included.
Blessings
Debra Ann Del sardo

August 10, 2021
Rated 5 out of 5 stars

I love the company and my insurance

I love the company and my insurance! It is by far the best decision that I have ever made. My little furbaby seems to be the Queen of anything that is rare and falls into a less than 1% of things seen. All of the people that I have spoken to have been especially kind and caring, even checking back on her and wishing her well on procedures. I have always had a great experience with submitting and getting reimbursed for claims, never having had any claim denied. But I am also very diligent and aware that when a recheck for any diagnosed issue is recommended by the veterinarian, then it should be done. If an issue is not rechecked by the vet and declared resolved in the record, then it is not resolved and considered pre-existing. They have been wonderful and never question anything that my baby requires, even covering her accupuncture. She got very sick recently and had to have multiple hospital stays and eventually an adrenalectomy and they were wonderful. And believe me, my little girl has many issues, I think her vet records are over 200 pages by now. I am also soooo happy I chose to pay the extra for no annual claim maximum, cause she is a little money pit.

July 2, 2021
Unprompted review
Rated 1 out of 5 stars

Bought and paid this insurance for my…

Bought and paid this insurance for my frenchies. Called last month January 2021 a requested that the insurance stop and i be refunded the January payment as it was the day withdrawing and guess what got another payment taken out Feb 2021 and when emailed them they so CALLED have no frkn record of me calling after the agent told me it was cancelled and would be receiving the Jan 2021 premium would be refunded. Do NOT USE THIS COMPANY HORRIBLE BUSINESS PRACTICES! S6907587

March 1, 2021
Unprompted review

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