Holvi Reviews 2,379

TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

I appreciate 1) the app's neat look & feel, also for invoices generated, 2) clear structure; 3) responsive, real-people customer service and constant improvement; 4) the widget for iPhone Bookkeep... See more

Rated 4 out of 5 stars

Holvi is a life saver for my business, seriously. hands down finally some people made up their mind about what you might actually need. especially the possibility of giving others read-only acces... See more

Rated 5 out of 5 stars

We bought a restaurant last year. All the big banks in Finland: OP, Nordea especially refused to open a bank account for us to operate the restaurant. We don’t have any credit marking - me and my wife... See more

Company replied

Rated 5 out of 5 stars

From the start, Holvi offered a functional banking solution and have added more useful features ever since. Their customer support is real (caring and helpful) and reasonably prompt. I don't say perfe... See more

Company details

  1. Bank
  2. Business to Business Service
  3. Financial Institution

Written by the company

Think of Holvi as the financial home for small and medium-sized businesses. It’s a business account with an integrated VAT calculator plus invoicing, expense management and accounting tools for tax prep – all in one place. Holvi eliminates the time-consuming distractions of financial management, so small business owners can focus on the actual work.

Holvi – Home for your business finances

Written by the company

We 💛 small business
Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 95% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Amazing service

Amazing service. Is a great way to keep the business numbers in place and get economic structure. As a freelancer this is an invaluable tool. Also very easy and fast support in English. Even if they don't have a call line, the chat and email work very very efficiently.

January 9, 2023
Unprompted review
Rated 4 out of 5 stars

Holvi is a life saver for my business

Holvi is a life saver for my business, seriously. hands down finally some people made up their mind about what you might actually need. especially the possibility of giving others read-only access.

What I'm still heavily missing:
- Allow people with read-only-access to prepare payments which I can approve or reject in the UI any time or on my phone in realtime.
- The promised credit card
- A clear statement of whether transfers from/to crypto exchanges are allowed or not

December 20, 2022
Unprompted review
Rated 5 out of 5 stars

I have had a great customer support so…

I have had a great customer support so far and a fast response time. The service is great. Would love to have some more extra features added to the system like a PayPal or Stripe Integration. Something that would make the transactions happen much faster. That would be incredible.

December 19, 2022
Unprompted review
Rated 5 out of 5 stars

Is my second time using Holvi, been very happy in general

Is my second time having a business account with Holvi, and all i can say is fast and accurate service support, very practical Bookkeeping tools to keep track of business transactions, salary maker from the Holvi App itself, e-invoice services, everything in one package.
Thanks to Holvi for making this possible.

December 4, 2022
Unprompted review
Rated 5 out of 5 stars

Excellent service and staff

Excellent service and staff! Very easy to use all services. All requests was resolved fast and easy, everything is online.

October 31, 2022
Unprompted review
Holvi logo

Reply from Holvi

<3

Rated 1 out of 5 stars

Avoid them at all cost

Avoid them at all cost - no reliable business partner. Sudden price changes - last one by 50%!!!!
Holvi has been a nice bank for small businesses - having a free account with just those little functions someone might need for a small business - SEPA-transactions, credit card.
In 2021 they changed the smallest account from free to 6EUR/month, probably calculating that most free users would try to avoid the hassle of setting up an account elsewhere.
For 6 EUR I can get an account at a "normal" bank around here - with empoyees I can talk to, with atm around the corner and not "just online"
Today the they dropped the bomb that they rise their prices from 6EUR/month to 9EUR/month by Jan 1st 2023 - thats a 50 % increase.
I don't need that new "features" - I just need an account with SEPA and creditcard - exactly what there has been in the beginning.

So no, thanks - this is not how a reliable partner acts around its customers. On my way to the trustful bank around the corner again - I'll get an account there for way less than 9EUR/month!

October 31, 2022
Unprompted review
Holvi logo

Reply from Holvi

Of course, we’d love for you to continue using Holvi. But we know that running a business is a numbers game, and our new prices might not work for everyone. Take your time to prepare the next steps. Your current plan is still valid until the end of this year.

If you don’t agree with the new pricing and wish to close your account, please get in touch with our support team for instructions. We’ll do all we can to make this easy for you.

Rated 5 out of 5 stars

Highly recommended

Highly recommended, though the service prices are high for given services, but I prefer it over other banks for ease of use. I have Pro account and I find it easy to use. Several services can be added like LC operations like inbound& outbound, trade insurances but I think it's a long shot for them to go to such extend.

October 20, 2022
Unprompted review
Rated 4 out of 5 stars

Great service

Great service, fast transactions, reasonable fee, prompt and useful assistance when needed. What I would ask to add - the SWIFT transactions.

October 20, 2022
Unprompted review
Rated 5 out of 5 stars

Amazing service

Amazing service. Is a great way to keep the business numbers in place and get economic structure. As a freelancer this is an invaluable tool. Also very easy and fast support in English. Even if they don't have a call line, the chat and email work very very efficiently.

October 1, 2022
Unprompted review
Rated 1 out of 5 stars

Not what they promised

Not what they promised

The holvi account I signed up for was supposed to be free and then they started charging a monthly fee to keep my money with them. Kinda ridiculous given that they don't pay any interest on the cash they hold (clearly keeping interest as well). Mistake to setup a holvi account. Would recommend against it.

August 17, 2022
Unprompted review
Holvi logo

Reply from Holvi

Thank you for sharing your feedback with us. We are sorry to hear that you feel this way about our service. We've stopped our free account in 2021, that's right. But with Holvi you actually get more than just a business account. Starting with 6 EUR/month you get a service that helps you keep business finances effortlessly under control. That’s why Holvi exists. Here’s what you get with us:
Business account for the self-employed
Unlimited free transfers in euros
Holvi Business Mastercard® included
Scan and store receipts
Keep an eye on your business numbers

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