I appreciate 1) the app's neat look & feel, also for invoices generated, 2) clear structure; 3) responsive, real-people customer service and constant improvement; 4) the widget for iPhone Bookkeep... See more
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Holvi is a life saver for my business, seriously. hands down finally some people made up their mind about what you might actually need. especially the possibility of giving others read-only acces... See more
We bought a restaurant last year. All the big banks in Finland: OP, Nordea especially refused to open a bank account for us to operate the restaurant. We don’t have any credit marking - me and my wife... See more
Company replied
From the start, Holvi offered a functional banking solution and have added more useful features ever since. Their customer support is real (caring and helpful) and reasonably prompt. I don't say perfe... See more
Company details
Written by the company
Think of Holvi as the financial home for small and medium-sized businesses. It’s a business account with an integrated VAT calculator plus invoicing, expense management and accounting tools for tax prep – all in one place. Holvi eliminates the time-consuming distractions of financial management, so small business owners can focus on the actual work.
Holvi – Home for your business finances
Written by the company

- We 💛 small business
- Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
Contact info
Berlin, Germany
- holvi.com
Replied to 95% of negative reviews
Typically replies within 1 week
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People also looked at
Holvi's services price is affordable…
Holvi's services price is affordable compare to other invoicing companies. I highly recommend.
Amazing service
Amazing service. Is a great way to keep the business numbers in place and get economic structure. As a freelancer this is an invaluable tool. Also very easy and fast support in English. Even if they don't have a call line, the chat and email work very very efficiently.
Holvi is a life saver for my business
Holvi is a life saver for my business, seriously. hands down finally some people made up their mind about what you might actually need. especially the possibility of giving others read-only access.
What I'm still heavily missing:
- Allow people with read-only-access to prepare payments which I can approve or reject in the UI any time or on my phone in realtime.
- The promised credit card
- A clear statement of whether transfers from/to crypto exchanges are allowed or not
It just works fine while its pricing is…
It just works fine while its pricing is transparent.
I have had a great customer support so…
I have had a great customer support so far and a fast response time. The service is great. Would love to have some more extra features added to the system like a PayPal or Stripe Integration. Something that would make the transactions happen much faster. That would be incredible.
Is my second time using Holvi, been very happy in general
Is my second time having a business account with Holvi, and all i can say is fast and accurate service support, very practical Bookkeeping tools to keep track of business transactions, salary maker from the Holvi App itself, e-invoice services, everything in one package.
Thanks to Holvi for making this possible.
Holvi service is great
Holvi service is great , it is my only account and I am totally satisfied with the quality and service. The service charges also reasonably well.
Excellent service and staff
Excellent service and staff! Very easy to use all services. All requests was resolved fast and easy, everything is online.

Reply from Holvi
Avoid them at all cost
Avoid them at all cost - no reliable business partner. Sudden price changes - last one by 50%!!!!
Holvi has been a nice bank for small businesses - having a free account with just those little functions someone might need for a small business - SEPA-transactions, credit card.
In 2021 they changed the smallest account from free to 6EUR/month, probably calculating that most free users would try to avoid the hassle of setting up an account elsewhere.
For 6 EUR I can get an account at a "normal" bank around here - with empoyees I can talk to, with atm around the corner and not "just online"
Today the they dropped the bomb that they rise their prices from 6EUR/month to 9EUR/month by Jan 1st 2023 - thats a 50 % increase.
I don't need that new "features" - I just need an account with SEPA and creditcard - exactly what there has been in the beginning.
So no, thanks - this is not how a reliable partner acts around its customers. On my way to the trustful bank around the corner again - I'll get an account there for way less than 9EUR/month!

Reply from Holvi
I like using Holvi
Highly recommended
Highly recommended, though the service prices are high for given services, but I prefer it over other banks for ease of use. I have Pro account and I find it easy to use. Several services can be added like LC operations like inbound& outbound, trade insurances but I think it's a long shot for them to go to such extend.
Great service
Great service, fast transactions, reasonable fee, prompt and useful assistance when needed. What I would ask to add - the SWIFT transactions.
Amazing service
Amazing service. Is a great way to keep the business numbers in place and get economic structure. As a freelancer this is an invaluable tool. Also very easy and fast support in English. Even if they don't have a call line, the chat and email work very very efficiently.
Over one year together , I can recommended for all , very good everything
Have used Holvi for several years
Have used Holvi for several years, and really happy with the service and customer service!
Absolutely love it
Absolutely love it! Easy to use and lot's of good features.
Excellent in every respect.
Excellent in every respect.
Only negative is that it’s EUR only and impossible to receive funds from US or other non EU clients
Fast and accurate customer service
Fast and accurate customer service.
Easy to Set up
Not what they promised
Not what they promised
The holvi account I signed up for was supposed to be free and then they started charging a monthly fee to keep my money with them. Kinda ridiculous given that they don't pay any interest on the cash they hold (clearly keeping interest as well). Mistake to setup a holvi account. Would recommend against it.

Reply from Holvi
Trustful Bank
Happy to be a Customer of Finnish bank! trustful and secure!
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