I appreciate 1) the app's neat look & feel, also for invoices generated, 2) clear structure; 3) responsive, real-people customer service and constant improvement; 4) the widget for iPhone Bookkeep... See more
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Holvi is a life saver for my business, seriously. hands down finally some people made up their mind about what you might actually need. especially the possibility of giving others read-only acces... See more
We bought a restaurant last year. All the big banks in Finland: OP, Nordea especially refused to open a bank account for us to operate the restaurant. We don’t have any credit marking - me and my wife... See more
Company replied
From the start, Holvi offered a functional banking solution and have added more useful features ever since. Their customer support is real (caring and helpful) and reasonably prompt. I don't say perfe... See more
Company details
Written by the company
Think of Holvi as the financial home for small and medium-sized businesses. It’s a business account with an integrated VAT calculator plus invoicing, expense management and accounting tools for tax prep – all in one place. Holvi eliminates the time-consuming distractions of financial management, so small business owners can focus on the actual work.
Holvi – Home for your business finances
Written by the company

- We 💛 small business
- Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
Contact info
Berlin, Germany
- holvi.com
Replied to 95% of negative reviews
Typically replies within 1 week
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Lying about the terms and conditions
Lying about the terms and conditions; they claim you can open an account in several countries but they discriminate against customers (cannot live in other EU countries). Extremely rude and incompetent customer service. AVOID; AVOID; AVOID!!

Reply from Holvi
Excellent service
Excellent service, simple and reliable. Do be honest I’m happy to pay for it (I was an earlier adopter that got if for free)
Happy New Customer
I made an urgent request for the customer service, and got excellent service. The service was friendly, professional, patient and quick. They fulfilled all my expectations and gave me a good first impression of Holvi and its services. I am a happy new customer.
I would recommend to stay away from Holvi.
I was using Holvi for my Investment vehicle (UG). I am certain that I filled out all required information when I signed up 3 years ago. They recently sent me an email inquiring about a lot of information about my account, investments, etc. Because I don't use the account very frequently, I didn't read their email immediately. They have now terminated my contract and are closing my account.
No other bank has ever asked me this many questions about the activity of my company or holding.

Reply from Holvi
Simple and elegant solution for…
Simple and elegant solution for banking, invoicing and bookkeeping. Support replies quickly.
major functions are missing
major functions are missing - like datev exports etc.
makes it a nightmare for GmbH to do the bookkeeping.
There are no plans in changing this - we changed to a different bank
It's safe and easy to use! To be ideal, advanced features are required.
It is an agile and user-friendly platform for small businesses. The user interface is simple to use, and the objects are straightforward. If you are just starting your business, rather than dealing with several paper works and bureaucracy for a bank account, I recommend you open a Holvi business account.
The features are advancing, but I personally anticipate many more, such as proforma invoicing, extra detailed bookkeeping features, and so on. Unfortunately, bookkeeping is not automatically provided for Limited-type companies, and third-party Holvi-trusted bookeeping companies mainly offer services in Finnish, not English! I am hopeful that Holvi will be able to resolve these shortages in the near future.
best experience with holvi
Excellent service.
This company stole my money
This company stole my money. Be very carefull, lot's of empty promises.

Reply from Holvi
The customer care service it’s great…
The customer care service it’s great and fast.
Great business banking
Great business banking, missing access to USD, and other normal banking credit services.
Easy to open an account and support…
Easy to open an account and support service supportive😁very pleased.

Reply from Holvi
Bad customer service
Bad customer service. Steady increase in money you have to pay, but therefore the customer get less service in exchange. Price/ service is as far away from good as possible. Use an other bank if possible.
On the front they try to look like they are interested in the customer but the couldn’t care less. Just take a look at the other reviews here. If the review is positive they responde. If you say something critical they ignore you instead of trying to find a solution…

Reply from Holvi
A little rigid in matching invoices
A little rigid in matching invoices, so from now untill forever the app expects money that is overpayed under another invoice number, but other than that, great service!
Great service and superior…
Great service and superior professionalism towards customer care. Cheers guys, you guy rock.
Had a lot of issues with payments…
Had a lot of issues with payments appearing and disappearing. Due to this I payed my taxes twice almost sending me into financial debt. Also a very expensive bank for one that used to be free.

Reply from Holvi
what are some of you complaining...haha…
what are some of you complaining...haha trying verification for a year now with legit docs for one of my companies. never was able to open one account.i give up
Holvi is one of the best options…
Holvi is one of the best Fintech options you can find. This is a cheap and good service if you need an online bank account, they have a very good live chat always ready to help you.
Just works, what else do you need
Phone app and web site just work, and contain the everydays thing I need. Using the account for over 3 years I never thought about contacting support. I wish all banks be like this.
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