HomeprotectReviews 

22,897
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,154 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, praising the helpfulness and friendly demeanor of the staff, who are often described as knowledgeable and efficient in resolving queries. Many people appreciate the straightforward and easy-to-use website, making the application and renewal processes simple and quick. The pricing is consistently noted as very competitive and affordable, with many reviewers saving money compared to previous providers. However, some customers experienced issues with customer service, citing unreturned calls and a lack of follow-through, leading to stressful and time-consuming interactions. There were also instances where the website was found to be unhelpful or misleading regarding property coverage, and some felt that loyal customers were not rewarded with competitive renewal prices.

What people talk about most

Price

Users describe positive interactions with price, often finding quotes to be very reasonable and competitive... See more

User experience

Reviewers highlight positive aspects of user experience, finding the process straightforward, clear, and easy... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use for obtaining quotes and... See more

Service

Clients share positive opinions on service, with many reviewers highlighting the efficiency and helpfulness... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting helpful and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Extremely helpful customer service member, Amanda, sorted a new policy quickly even though my needs were not completely standard. She called me back when she had ironed out all wrinkles. Only grumb... See more

Company replied

Rated 5 out of 5 stars

I have insured my house through Homeprotect for many years now. They use well respected insurance companies to provide cover and I have found over the years that they do not impose large premium incre... See more

Company replied

Rated 5 out of 5 stars

Applying for Home insurance is a lengthy task but once we got through all the questions Homeprotect offered a very reasonably priced quote. Once we accepted it everything was done very efficiently by... See more

Company replied

Rated 5 out of 5 stars

I cannot recommend the service any higher, the website works well and is easy to use ( i am 70), the staff that i spoke to with regards to the quote were friendly and helpful. I then rang a second t... See more

Company replied


Company details

  1. Insurance Agency
  2. Home Insurance Agency

About Homeprotect

Written by the company



We’ll protect your property, inside and out… in minutes
Our customers have saved money and set up their home insurance online, even if they've had insurance problems in the past.

Specialist home insurance for a wide range of circumstances
We're experts at insuring people who want to build or buy a unique property, renovate, rent a home or leave it unoccupied. We can cover people who travel a lot, run a business from home or even collect rare treasures. We protect people who love living in a listed building, having a view of a river or sunbathing on a flat roof. We cover listed, non-standard construction, second and holiday homes, homes rented on airbnb, customers with lodgers, landlords, customers with past convictions or financial difficulties, larger homes with more than 6 bedrooms, childminders and many more!

Immediate online quote in most cases, even for very complex circumstances
We quote for a wider set of circumstances online than any other insurance provider in the UK.

Get your home insurance quote now

Useful extra cover included
Benefit from Basic Legal Expenses and Home Emergency cover included in your policy, included in your policy as standard.

Speak to our call centre team if you have questions
We understand that you are bound to have some questions, especially if your property or the way you use the property is classed as a bit unusual. Please call our team, we’re here to help. We're available on the phones until 8pm on weekdays and on Saturday mornings.

5 Star rated policies
Homeprotect home insurance policies are 5-star rated by Moneyfacts.

24hr Home Emergency line
If the worst should happen, call our dedicated team anytime. We’ll explain what information we need from you and we'll explain what happens next.


What we don’t cover
We also think it’s important to be clear on. Please note that we don't cover homes outside of the UK, damage caused gradually, or by wear and tear, or by failure to fix a known issue, faulty design or poor workmanship or theft, vandalism or accidental damage caused by a paying guest. Find out more details of what is and isn’t covered in our policy booklet


To find out more, please visit: www.homeprotect.co.uk


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

23K reviews

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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.5

All reviews

(22,897)

2,854 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Awful dishonest company - avoid

My bag was stolen from the bus - all on CCTV and currently in court as they got the theif using facial recognition technology.
Anyway - my claim for an old laptop that was in the bag was initially denied as I wasn't clutching the bag - rather had it directly above me where you put your bag on the train (there was nowhere else to put it).
When I reviewed, they reopened the case, dragging me through months (literally 3 months) of stressful interrogations once again, employing a deceiptful company called Sedgwick which did everything in its power to prevent me from getting my claim processed (even though it was already denied). I never asked them to reopen the case - they just did it - noone told me it was going to be this stressful. Then all these months later I get an email saying the claim remains denied. This is all over a few hundred pounds I guess. Anyway - I wish I'd never left my previous insurer - don't be fooled by Home Protects cheap plans! They'll screw you for every last cent and don't care about their customers.

June 26, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

Thank you for taking the time to share your feedback, and we’re sorry to hear you are dissatisfied with your experience, Jesse. We understand how important this matter is to you. Please send your policy details through a private message here, and we’ll investigate this right away. Thanks, The Homeprotect Team.

Rated 4 out of 5 stars

Just straight forward no hassle

Just straight forward no hassle

June 26, 2026
Unprompted review
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Reply from Homeprotect

Thank you for the positive feedback,Jay! We’re glad you had a good experience with us. Thank you, The Homeprotect Team.

Rated 5 out of 5 stars

I did an online chat with someone

I did an online chat with someone called Shivam. They were absolutely amazing, so helpful, knowledge and gave the most fantastic customer service. I had spent time chatting with other companies prior to my chat with Shivam. But the service I received from Shivam was outstanding which is something you don't receive much these days. I have taken this policy out because of this. Please pass on my gratitude.

June 26, 2026
Unprompted review
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Reply from Homeprotect

We’re delighted to see your 5-star review! It's wonderful to know that you enjoyed our service. Thank you, The Homeprotect Team.

Rated 5 out of 5 stars

Smooth.

Smoothly conducted call that did everything I needed it to do. Very clear and quick. Very happy.

June 25, 2026
Unprompted review
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Reply from Homeprotect

Thank you so much for your amazing review! We're thrilled to hear that you had a great experience with us. The Homeprotect Team.

Rated 5 out of 5 stars

Great experience

June 25, 2026
Unprompted review
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Reply from Homeprotect

That's what we like to hear, Pollard! Thank you for your 5 Star review. The Homeprotect Team.

Rated 5 out of 5 stars

Everything I made easy

June 25, 2026
Unprompted review
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Reply from Homeprotect

We’re delighted to see your 5-star review, Chris! It's wonderful to know that you enjoyed our service. Thank you, The Homeprotect Team.

Rated 1 out of 5 stars

Avoid. Impossible to get claim damage repaired.

Our home was damaged by the storm on around 27th May. This resulted in damage to the patio which was caused by flood water and to our mower which was caused by the lightning. We reported this to Home Protect the following day who took down the details and who said they would arrange the next steps. I then received a call from Helen who claimed that despite the mower being valued at less than £1500 (the policy specifies items above this have to be listed separately) it wasn't actually covered because the cost was over this amount. The policy wording very specifically uses the term "worth" not cost on numerous occasions. We are raising a separate complaint with the FCA regarding this.
Helen then finally arranged the assessors to view the patio damage after numerous chasing calls. They clearly saw and photographed the damage and reported back to Home Protect. Helen then emailed to say "the patio has gone back down and the claim closed". When I called regarding this she said she could see the damage and would need to speak to her supervisor, which concerns me as her email.said there was no damage. Clearly Helen is incompetent and I am worried this is reflected across the whole company.

We are now almost a month from the damage being caused and seemingly no closer to getting this repaired. What should be a simple repair is proving difficult to get done due to Helen. There is no reason whatsoever for the delay.

Whilst many people are giving higher ratings due to the ease of using the website, it is important to know that when it does come to the unfortunate need to claim, Home Protect seem to instruct their employees to do everything in their power to avoid rectifying.

Avoid.

May 27, 2026
Unprompted review
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Reply from Homeprotect

Thank you Adam, I'm sorry to read this. I have looked into this and have raised a case with our complaints team who will be in touch with your shortly. Thanks, The Homeprotect Team.

Rated 3 out of 5 stars

On the day my policy was due to automatically renew 8/6/26

On the day my policy was due to auto renew you contacted me by e-mail to state that you were unable to take the money from my credit card. At the time I was on holiday in California (8 hours behind UK), so I used your online chat to re-register the same card successfully. The following day I received another e-mail stating you could not take payment. Eventually I had to telephone one of your agents to make the payment. The card used was the same in all cases. This was hugely inconvenient and expensive (international mobile calling), and suggests a fault in your systems.

June 9, 2026
Unprompted review
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Reply from Homeprotect

Sorry to hear this Edward, that's not the level of service we would expect you to receive. I have looked into this for you and I have shared the feedback with the concerned team so that such kind of issues can be avoided in the future. Thanks, The Homeprotect Team.

Rated 5 out of 5 stars

I cannot recommend the service any…

I cannot recommend the service any higher, the website works well and is easy to use ( i am 70), the staff that i spoke to with regards to the quote were friendly and helpful. I then rang a second time to make a payment and set up the direct debit again staff were helpful and friendly, nothing was too much trouble.

I would definitely recommend them.

June 23, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

We’re delighted to see your 5-star review! It's wonderful to know that you enjoyed our service. Thank you, The Homeprotect Team.

Rated 1 out of 5 stars

I cancelled insurance as house had been…

I cancelled insurance as house had been sold, informed them and cancelled direct debit. 2 months later I found they had taken addition payt from my bank account without my permission. I got the payt back via bank. They are still insisting I owe them this money (£11) but I don't. Have sent emails, but keeps coming back as 'un monitored'. Wouldn't recommend them at all.

June 23, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

Thank you for taking the time to share your feedback, Sarah, and we’re sorry to hear you are dissatisfied with your experience. We understand how important this matter is to you. I’ve already raised this with our complaints team. They will contact you shortly. Please be assured that we are fully committed to a fair and impartial process. Thank you for giving us the chance to resolve this. The Homeprotect Team.

Rated 5 out of 5 stars

Simple and easy

Very pleasant and easy to purchase the insurance

June 23, 2026
Unprompted review
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Reply from Homeprotect

Thank you so much for your amazing review, Mr Robert! We're thrilled to hear that you had a great experience with us. The Homeprotect Team.

Rated 5 out of 5 stars

Charlie was a amazing person to deal…

Charlie was a amazing person to deal with . Donna Porter was also great. if you are lucky enough to have Charlie as your loss adjuster he is very informative and genuinely helpful. i would like to express a personal thankyou to him . John O

June 3, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

We’re delighted to see your 5-star review! It's wonderful to know that you enjoyed our service. Thank you, The Homeprotect Team.

Rated 1 out of 5 stars

Terrible company

Terrible company. Find a way out of paying out then try charge you a fortune to cancel after you realise they are useless.

June 23, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

Sorry to hear this, Sam, that's not let the level of service we would expect you receive. Please can you respond to the further information request so we can escalate. Thanks, The Homeprotect Team.

Rated 4 out of 5 stars

Good online experience yesterday…

Good online experience yesterday although my pricing changed during the signing up process/

June 22, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

Thank you for your positive feedback! We are sorry to hear that the price changed during the sign-up process. We are continually working hard to improve the portal. Thank you, The Homeprotect Team.

Rated 5 out of 5 stars

Excellent service

Chloe was very polite and helpful

June 23, 2026
Unprompted review
Homeprotect logo

Reply from Homeprotect

We’re delighted to see your 5-star review, Boomie! It's wonderful to know that you enjoyed our service. Thank you, The Homeprotect Team.

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