Instant Car Finance Reviews 147

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I cannot thank Corey and James enough for all the help they have gave me in finding a car suitable for me and my kids. I was not having the best luck until I came across instancarfinance. I was quite... See more

Rated 5 out of 5 stars

Amazing company helped me out a lot, Iv always dealt with Corey one of a kind sales man but always there to help you with any problems great service 10/10

Rated 5 out of 5 stars

Great company with very helpful staff. Corey found me exactly what I was after and helped get me all sorted so I could drive away a happy man. The company in general are very helpful and will do their... See more

Rated 5 out of 5 stars

I was happy with the deal I got for my new car as I've struggled in the past to get the finance from any other company as I've had was poor credit. They were very helpful on the phone and found me the... See more

Company details

  1. Car Finance and Loan Company
  2. Audi Dealer
  3. BMW Dealer
  4. Finance Broker
  5. Ford Dealer
  6. Land Rover Dealer

About Instant Car Finance

Written by the company

Welcome to Instant Car Finance, where we turn your car dreams into reality in no time!

Our streamlined process unlocks the perfect car from our diverse selection, catering to all financial standings, including car finance under 21.

So you may ask, Why choose Instant Car Finance?

Best Possible Rates - Elevate your journey with leading car finance rates.

Swift Decisions - Accelerate your approval in minutes, because time is precious.

No Deposit Needed - Experience flexible financing tailored to your needs, no strings attached.

All Financial Situations Welcome - Whether your credit is sparkling or telling tales, we've got the key to your dream ride.

Personalised Guidance - Cruise confidently with your dedicated finance sidekick, guiding you every step of the way.

Applying is a breeze! WhatsApp or Call us directly or dive into our easy online application.

Once approved, our expert advisors tailor the best options just for you. We're not just about loans; we're about fair loans. Collaborating with top-notch lenders ensures our commitment to delivering the best car finance solutions.


Credit hiccups in the past? No sweat. From CCJs to missed payments, we're here, even if you're on a debt management plan. For instant decision car finance, turn to us—we've got your back. Don't just take our word for it—check out the Instant Car Finance reviews.

Our promise: Your well-being is our priority. If a loan isn't the right tune now, we'll keep it real. While we're here for everyone, not all road trippers under 21 may qualify.

Choose Instant Car Finance—Dream it, drive it! 🚗✨ APPLY NOW CAR SEARCH FAQ's

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

147 reviews

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Rated 5 out of 5 stars

Great service

Great service, just picked up my Nissan juke! Absolutely love it! From start to finish they have been great! So happy with my new car! Be back soon to grab the mrs a car! Cheers guys!

May 1, 2024
Unprompted review
Rated 1 out of 5 stars

Sold car with knackered Brakes and Discs saying been repaired

Bought a car off this company less than a year ago . It had advisories on MOT for Worn PADS and Discs . Said I’d buy car if PADS and discs where repaired . Company sold me car with a new MOT . No advisories . Discs and pads on the car are badly worn . Have not been changed . Company just argues they have been but obviously not and I should have brought it up earlier . I did before I actually signed for car . I’ll be posting the photos of the condition of the so called replaced pads and car .

Edit
Hi all Thankyou for the reply

As stated the vehicle had done 22000 miles since previous years MOT

The advisories were on the previous MOT for worn discs and Pads. The pads were right down to the discs . The discs were badly worn . I’ve had the car less than a year .

The mechanic struggle to get them off.

When I bought the car the salesman said all the pads and discs would be done .

They weren’t because I’ve just had to have all of the discs and pads replaced

I called to discuss this and straight away was told . Well they must of been done to pass the MOT

The car was sold to me with worn discs and pads

The previous MOT had advisories . So weren’t replaced for that MOT and obviously not in that year . Or at point of purchase .

First words from your office where well it’s tough They were ok we had them done. So yes it is either yourselves or the garage because I’ve just had to replace all the pads and discs on the vehicle and I’ve not even had it a year.

The response below is expected same patronising tone as on the phone .

I’ll take the messages on WhatsApp from the salesman stating the brakes have been replaced . And forward you the state the actual brakes where in .

As for swearing your attitude was ha ha tough you bought it now . From the first phone call.

In own words below . The car has done 22000 miles since a previous MOT and advisories . That’s 11000 a year . Would you expect all 4 pads and discs to be worn down to the discs if they’d been replaced between then ? Come on.

I knew the car had advisories for brakes . When I checked online before purchase . I’d asked for brakes to be done prior to purchasing . I’ve still got the WhatsApp messages stating they would be and I assumed ( my mistake to trust a dealer I suppose) by it having a new MOT and you stating they where done that they where.
And call after sales? . I tried a few times and was told they must of been done so tough .

April 30, 2024
Unprompted review
Instant Car Finance logo

Reply from Instant Car Finance

Alex, I'm sorry you feel you have to write a poor review like this without telling the full facts of exactly what has happened, I will use my factual response to explain. Also, you are fully aware that posting photos of brakes after you travelling over 10,000 miles in 12 months is going to be completely misleading to other reviewers of this site, I’m not a fan of conversing over review sites but it’s only fair we have our right to reply, of course it will have maximum impact as you so desired if I didn't respond and defend ourselves.
You are aware that your vehicle has travelled over 22,000 miles since the July 2022 MOT where there were advisories, however this was a full 12 months prior to you buying the vehicle off us, of course those advisories were done by the previous keeper as the vehicle had done 12,000 miles in the 12 months prior to your purchase, we also did our own service and Pre Delivery work prior to the sale to you on the vehicle and we use a reputable 3rd party garage to do the work who certainly would not jeopardise their MOT licence for a few pounds profit.
We are a very honest business and you can see this reflected from over 500 positive reviews across all platforms and reviews are damaging when they don’t include a full picture of events.
We are also extremely disappointed that you felt the need to shout and swear down the phone to a member of staff and our director.
If you wish to communicate in a calm manor then please feel free to call 01615460400 and ask for aftersales.

Rated 5 out of 5 stars

I couldn't be happier with the service…

I couldn't be happier with the service I received from Charlie at Instant Car Finance. He worked tirelessly to ensure that I got exactly what I wanted and more. The entire team at the company is incredibly efficient and professional. This is the second time I've used them, and once again, they exceeded my expectations. I highly recommend Instant Car Finance to anyone in need of exceptional service and a seamless car buying experience. Five stars all around!

April 12, 2024
Unprompted review
Rated 5 out of 5 stars

Sam for primeminister

I rang and was a bit unsure of my options
My seller was sam who was an absolute legend very patient and always happy to help in anyway he could,infact speaking to a few of the team it was evident that this company has strong customer values,i got a great van great deal i would recommend instant car to anybody

April 13, 2024
Unprompted review
Rated 5 out of 5 stars

Corey

Corey, Corey, Corey you only went and done it again! If this person is not the greatest cars salesman quite frankly don’t know who is! When you buy a car from instant car finance ask for Corey! It’s effortless and he will go above and beyond even after you buy the car! Thank you again! Diamond.

March 19, 2024
Unprompted review
Rated 5 out of 5 stars

from the very start of the process…

from the very start of the process corey took the time to explain everything carefully to me, took his time to make sure the deal was right for me. took a lot of back and forth but he made sure everything went smoothly and got the best possible outcomes. went above and beyond what i had expected and i'm more than happy with the outcome! i am very greatful for all the time and effort corey put into helping me find a car. i was ready to give up was difficulties but corey didn't give up and kept going and made sure that i was happy in the end i got my car!! Thank you 🙏🏽

March 16, 2024
Unprompted review
Rated 5 out of 5 stars

Great company to buy from

Great company to buy from, 100% customer service!
Traveled by train to collect my Ranger Rover Sport and Charlie collected me from the station and went above and beyond!
The company went out of there way to make sure the hand over ran smoothly.
Would highly recommend 5 star ratings!!!

February 7, 2024
Unprompted review
Rated 5 out of 5 stars

The expression is beyond words

The expression is beyond words , it’s worthy coming from Cardiff to Manchester. Am glad to meet these wonderful human beings working tirelessly to their customers . I have been talking to Charlie for while , and everyday you talk to him , I gave you hope and assurance for what you are looking for and upon arrival there,, his colleagues amazing people too , am enjoying my ride now .

January 12, 2024
Unprompted review
Rated 5 out of 5 stars

These guys are brilliant

These guys are brilliant. I got a car from them few years ago and absolutely nothing wrong with it till this day. My sister had car from them and hers is all in working order so I decided to treat myself and upgrade this year so I decided to go with them again and the service is excellent from start to finish. Charles was great in accommodating in finding the right vehicle for me and made the process painless all the way through. I would highly recommend them to all family and friends.

January 4, 2024
Unprompted review
Rated 5 out of 5 stars

Charlie was excellent from start to…wot can I say but excellent from start to finish I told him wot I wanted he listened he got very easy from start to finish will definitely be using Charlie again

Charlie was excellent from start to finish he did everything and I mean everything it was all so easy told him wot I wanted he listened and he delivered I will definitely be using Charlie and the gang again a very easy smooth job well done lads 10 out of 10 👍

December 18, 2023
Unprompted review
Rated 5 out of 5 stars

CAR PURCHASING IS ALL ABOUT TO FIND…

CAR PURCHASING IS ALL ABOUT TO FIND RIGHT PERSON AND I WAS LUCKY TO FIND.. ALEX HE GUIDE ME THROUGH ALL THE TIME AND HE UNDERSTAND ME WHAT WAS I'M LOOKING FOR HE WAS VERY STRAIGHTFORWARD PERSON AND PROVIDE ME ALL THE BEST POSSIBLE KNOWLEDGE REGARDING MY CAR... SO I HIGHLY RECOMMEND HIM TO BELIEVE ALL THE PURCHASER TO TRUST ON HIM... WHAT HE SAYS HE WILL DEFINITELY DELIVER TO YOU... THANK YOU SO MUCH ALEX... AND FINANCE TEAM AS WELL 😇😇

December 28, 2023
Unprompted review
Rated 5 out of 5 stars

First time dealing with "instant car…

First time dealing with "instant car finance" Alex was dealing with me from sourcing a vehicle to sorting the finance. Was so easy and if it wasn't for Alex in how he dealt with myself then I might of gone elsewhere.
Fully recommend.....

December 28, 2023
Unprompted review
Rated 5 out of 5 stars

No challenge too big

Can't rate these guys highly enough. Gave them an almost impossible challenge, but they pulled out all the stops. Alex the aussie guy was relentless, he did not give up, was adamant he wouldn't let me down. Right car, right price, right deal. Guys, a massive thank you to all.

December 14, 2023
Unprompted review
Rated 5 out of 5 stars

Charlie was brilliant from start to…

Charlie was brilliant from start to finish and for all his knowledge and dedication on finding me the car that I've wanted for a long time and
Getting the finance approved and the quick turnaround within the week.
Thank you especially Charlie boy and team Instant Car
Finance
Real friendly and helpful Team.

December 2, 2023
Unprompted review

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