InsureandGo Australia Reviews 1,339

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,080 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the pricing to be very reasonable and competitive, especially when compared to other providers, and appreciate the ability to customize their coverage options to suit their specific needs. The website is frequently praised for being easy to navigate, professional, and user-friendly, making the purchasing process streamlined and simple to understand. Many people have used the company multiple times, highlighting the excellent service, helpful staff, and the ease with which claims are handled, often being settled quickly and efficiently. However, some customers also noted issues with the claims process, experiencing delays in payment or having claims denied due to specific conditions not being clearly communicated. A few other people also felt that the premium could increase unexpectedly or that the online account login was problematic.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the costs very affordable and... See more

User experience

Customers report positive experiences with the user experience, often describing it as easy to navigate,... See more

Service

Reviewers mention positive feedback about service, consistently describing it as excellent, helpful, and... See more

Website

People report positive experiences with the website, finding it very easy to use and navigate. Customers... See more

Claim

Customers consistently note ambiguous experiences with claim, with some reviewers reporting quick and easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Always a fair price and easy to arrange cover. As we navigate maturing, occasionally a new medical problem presents. Insure and Go make it seamless to add these medical situations to any policy and... See more

Rated 5 out of 5 stars

Easy straight forward application. Coverage good with great optional extras. Price very reasonable and insure older people without extra payment. Choose your excess is a great feature. Never made a... See more

Rated 5 out of 5 stars

Stress free experience with sensible step by step process and reasonable premiums. We feel the risk assessment they do for seniors is in line with today’s wellness & capabilities for older folks. Ot... See more

Rated 5 out of 5 stars

I like to feel as free and comfortable when I travel as when I'm home and riding my motorbike is one of those freedoms I enjoy. There are not that many motorbikers who travel the world and run in... See more


Company details

  1. Travel Insurance Company

Written by the company

Award-winning travel insurance provider with over 2 million Aussie travellers covered so far. Quick Online Purchase — 3 Tiers Of Cover Available, Quick & Easy Online Claims Process, 24 hr Emergency Assistance. 3 Cover Levels Available. Cover up to Age of 100. Easy Claims Process!


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Very slow payment of claim

Submitted claim online.Straightforward claim for onboard medical expenses.Claim approved pretty quickly Was told money to be paid into our bank account within 5 to 10 working days.Nothing received after 10 working days.Rang them.Was told they would contact their accounts dept and claims handler would ring me back.Another two days passed so emailed them that I would be making a complaint.Claims handler then rang me to say problem was in accounts dept and I would receive payment within another 5 working days.Only 1 day left of those 5 days and still nothing.Looks like an official complaint.For a supposed online company things take longer than old fashioned mail where paying out money is concerned.It is only for about $80.

February 20, 2026
Unprompted review
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Darrell,

I'm sorry to hear about your experience. I've sent a request for some additional information. Could you please respond to it so I can confirm your details and look into this further?

Kind regards,
Rachael

Rated 5 out of 5 stars

Travel insurance for an overseas trip

We required travel insurance for an overseas trip. Insure & Go was recommended by neighbours, so we included this company as an option. Our full review of their PDS made their provisions clear and they were competitive against other online quotes.

February 23, 2026
Rated 5 out of 5 stars

Easy to purchase

Easy to purchase

February 18, 2026
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Sharon,

Thank you for your 5-star feedback!

Wishing you all the best as you explore beyond!

Safe travels,
Rachael

Rated 1 out of 5 stars

I would not purchase insurance from…

I would not purchase insurance from this company ever again. After our bags were stolen during a trip to South Africa, I made a claim as we had over $2k worth of valuable and sentimental items stolen. But because the items were not in the boot of the car, they were stolen from the middle sear (despite the car still being lock), they refused our claim. Absolutely ridiculous.
Update: I have provided my details and policy number to confirm this is a legitimate review. I have also already made an official complaint with the company.
After using this company since 2017, it is incredibly disappointing.

February 22, 2026
Unprompted review
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Maryanne,

I’m sorry to hear about your experience. I understand our team has been in contact with you regarding your claim.

As outlined in Section E1 of our Product Disclosure Statement (PDS), “We will only pay if the property was kept in a locked boot, a locked and covered luggage compartment or a locked glove compartment and there is evidence of forced and violent entry.”

As you stated that these items were stored in the middle seat of the car, and not one of these compartments, we were unable to provide cover under this section.

Our PDS and Target Market Determinations (TMDs) are always available on our website and throughout the quote journey for easy reference: https://www.insureandgo.com.au/policy-wordings/

Kind regards,

Rachael

Rated 5 out of 5 stars

Great service

Great service, nice and easy

February 16, 2026
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Jas,

Thank you for your 5-star feedback!

Wishing you all the best as you explore beyond!

Safe travels,
Rachael

Rated 5 out of 5 stars

Stress free experience

Stress free experience with sensible step by step process and reasonable premiums.
We feel the risk assessment they do for seniors is in line with today’s wellness & capabilities for older folks. Other insurers make you feel like you should stay home & not have a life!

February 12, 2026
Rated 5 out of 5 stars

Great Value Travel Insurance

My daughter travels a lot and always buys her travel insurance with you so she got me a quote and I wa very happy with the result , I think the staff are very nice especially Sandy such a lovely lady we had a few laughs on the phone and talked about a family member we lost that meant the world to us . Such a down to earth person, it was a very good experience dealing with your Company and because I do a lot of cruising I will be happy to do business with you again.

February 15, 2026
Rated 1 out of 5 stars

not good travel insurance company

Insured for travel in July and had a medical condition since 2015. Rang in January and mentioned had treatment for this condition. It is not life threatening, but they cancelled travel insurance. They advertise that they insure people up to 100 years old with pre existing conditions. would not recommend at this time

February 2, 2026
Unprompted review
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi John,

I'm sorry to hear about your experience. I've sent a request for some additional information, including a quote number. Could you please respond to it so I can confirm your details and look into this further?

Kind regards,
Rachael

Rated 1 out of 5 stars

Useless insurance

Had gold cover that included personal effects, had a personal effect stolen, coverage was denied. Policy was a scam!

February 16, 2026
Unprompted review
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Paul,

I'm sorry to hear about your experience. I've sent a request for some additional information, including a policy number. Could you please respond to it so I can confirm your details and look into this further?

Kind regards,
Rachael

Rated 5 out of 5 stars

Great pricing and cover

Easy to follow cover options, pricing was good and easy to process.
I compared the same cover with other companies and couldn't go past InsureandGo Australia. Very easy to organise and peace of mind knowing that our holiday will be covered for any type of emergency.

February 13, 2026
Rated 4 out of 5 stars

Easy and fairly simple to follow…

Easy and fairly simple to follow direction, best price when I compared it to other insurances.

February 15, 2026
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Annemarie,

Thank you for your positive feedback!

Wishing you all the best as you explore beyond!

Safe travels,
Rachael

Rated 5 out of 5 stars

Reliable

I purchased this travel insurance last Europe trip and purchased it again. One of the most affordable insurances, easy to understand and provides plenty of discounts

February 5, 2026
Rated 4 out of 5 stars

Affordable and easy to get cover

Consultant was helpful and friendly and the process was simple and easy. Cheapest travel insurance of all the quotes I requested. I have a pre existing condition and insure and go covered it without any problems.

February 10, 2026
Rated 5 out of 5 stars

Trusted Insurance

I always use Insure and Go, they always suit my needs.

February 13, 2026
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Leanne,

Thank you for your 5-star feedback!

Wishing you all the best as you explore beyond!

Safe travels,
Rachael

Rated 1 out of 5 stars

Natural Disaster cover doesn't cover natural disaster events according to InsureandGo

My family and I recently completed an overseas trip, we had purchased a travel insurance policy with added Natural Disaster coverage from InsureandGo a few weeks before departure. Our trip was impacted by a natural disaster, so we claimed for the accommodation expenses incurred due to this event, our claim was denied as we were "not covered for a travel delay".

Why provide coverage for a natural disaster at all if you then deny claims attributed to a natural disaster.

Update: InsureandGo contacted me via phone to discuss my review. They stuck to the narrative that Natural Disaster coverage is only applicable to your level of cover.....weasal words. If that's the case, clearly define on the "add-on" page what is covered and not covered with each option, as the current wording does not sufficiently broadcast the limitations. As things stand, the Natural Disaster add-on coverage seems to be nothing more than a way to extract extra money from people.

When an event occurs and you need support, don't count on InsureandGo to be there for you.

January 16, 2026
Unprompted review
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi J. Baltoski,

I’m sorry to hear about your recent experience. I understand that our team has contacted you regarding your review.

Your policy included Bare Essentials cover with the Natural Disaster add‑on, which does not include Sections C1 or D for accommodation or delay‑related costs. With Bare Essentials, the Natural Disaster add‑on only extends cover under Section C2, which applies to additional travel expenses needed to continue your itinerary. As your claim is related to accommodation costs, it falls outside policy coverage.

Our Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) are available at all times on our website and throughout the quotation journey for your convenience: https://www.insureandgo.com.au/policy-wordings/

We appreciate your feedback regarding how we present this information online to make it clearer for customers.

Kind regards,
Rachael

Rated 5 out of 5 stars

Lovely lady with a uk accent

Lovely lady with a uk accent. Very patient and polite

February 12, 2026
InsureandGo Australia logo

Reply from InsureandGo Australia

Hi Darren,

Thank you for your 5-star feedback!

Wishing you all the best as you explore beyond!

Safe travels,
Rachael

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