Life Credit Company Reviews 

223
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

The last thing we wanted to do was have to sell my husband's life insurance. My husband was diagnosed with Stage 4 cancer a year ago. He was no longer able to work and we were going to have to reduce... See more

Rated 5 out of 5 stars

I cant express how thankful I am for the help Life Credit Company has given me David Curiel was so helpful, patient and kind during the process and application of my needs. He answered every que... See more

Rated 5 out of 5 stars

I would like take this opportunity to commend the life credit staff members for their outstanding customer service that was provided during the entire time period. Special Thanks to Mr. David Curiel... See more

Rated 5 out of 5 stars

Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it. When we found out my cancer had spread to... See more

Company details

  1. Money & Insurance

Information provided by various external sources

Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Life Credit Company

Written by the company

Financial Assistance for Cancer Patients
Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Contact info

4.9

Excellent

TrustScore 5 out of 5

223 reviews

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4.9

All reviews

(223)

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Rated 3 out of 5 stars

Taxable Income

While the fine print mentioned that they were not tax experts and I should have a tax lawyer answer any questions along those lines, I would have appreciated a heads up that the proceeds from the sale were going to be considered taxable income by the IRS.

November 18, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit was a wonderful idea.

I srongly recommend Life Credit. This was a wonderful idea. By selling my life insurance i was able to pay my medical expenses and it gave me some finacial freedom. I had an opportunity to take a trip and visit my family. Living with cancer is not easy, but Life Credit gave me peace, peace of mind and i felt secured. My agent Mr. Curiel was very professional and he helped me through the whole process step by step. I am very happy with my decision. Thank you Mr. Curiel for all your help.

November 17, 2017
Unprompted review
Rated 5 out of 5 stars

I would like take this opportunity to …

I would like take this opportunity to commend the life credit staff members for their outstanding customer service that was provided during the entire time period. Special Thanks to Mr. David Curiel for his untiring efforts to insure a smooth transition during this process....Thank you all once again. GOD BLESS!!.....D.M. Gibson

November 14, 2017
Unprompted review
Rated 5 out of 5 stars

Excellent Service,

Excellent Service,
From Cody to David all questions and concerns was explained and answered to our satisfaction. David kept us updated from start to finish on the process. Would highly recommend Team Cody, David and Life Credit Company to anyone. Thanks for all your help making Life for this Family a little more joyful. Remember, you can't take Life for granted and you sure can't take anything with you. Enjoy Life Blessings!!!

May God Keep Blessing The Life Team
V/R
Real customer in AL

November 14, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit Company definitely change …

Life Credit Company definitely change our lives. Since the very first call they have been nothing but helpful and supportive. We have a second chance to restart our life with financial stability and with more hope towards the future.
We can not thank them enough for the support and been there for us.

November 10, 2017
Unprompted review
Rated 5 out of 5 stars

Absolutely Great Experience With Life Credit

I recently finished up my dealings with Life Credit Company. Initially I started talking with David and Brendan finished up the process. They do an outstanding job communicating with you about the whole process and keeping you up to date. Every time I called or had a question they were always on top of it. It is awesome when you deal with companies that are so helpful and nice. A lot of companies could learn from how this company treats its customers. Knowing now that a lot of my bills are paid off, just takes stress off of me. Cancer is a roller coaster ride and it always helps to take various equations out of this. Thank You, David, Michael, Brendan and all other staff that I talked with making this a pleasurable experience.

November 1, 2017
Unprompted review
Rated 5 out of 5 stars

A reputable company with caring employees

I am very grateful for Life Credit Company, David C, and Brendan F. All other companies said my policy could not be sold and Life Credit came through for me in a time of need.

David and Brendan were a pleasure to work with and each time we spoke I sensed that they really cared about me and my situation. They kept in touch with status of our transaction and did everything they could to keep the process moving.

Thank you David and Brendan. I do really appreciate your time and efforts.

October 28, 2017
Unprompted review
Rated 5 out of 5 stars

Dreams do come true

Five years ago, my husband of then 22 years, was given 6 months to live with a diagnosis of multiple myeloma. The journey has been difficult and financially draining. I took 2 years off from work while my husband underwent stem cell surgery. I returned to work 3 years ago. We have lived nominally and wanted to have a fantasy vacation, pay off bills and live comfortably. Then I found Credit Life. The staff that I’ve dealt with Cody, David, & Brendan made the entire process painless and efficient! Their professionalism and compassion made a difficult experience quite easy.
I recommend this company to anyone attempt to live out dream vacations, catch up on finances and set a nest egg up now. We’ve been blessed by this company and hope others will be as well.

October 27, 2017
Unprompted review
Rated 5 out of 5 stars

As complicated as some transactions …

As complicated as some transactions can be, I can say, and my wife will concur that this transaction, because of the competent, patient, and clear assistance of Brenden and Cody who were always available and there for us, was clear and not overwhelming. The time it took from the day we first spoke, to the day we received our funds, was remarkably fast. The courteous manner of your entire company made the entire experience one of the most pleasant financial transactions, and quite possibly the most pleasant we have experienced in our 47 years of marriage. We are totally delighted with what you have accomplished for us.

Sincerely,
Raul and Linda Balderas

October 26, 2017
Unprompted review
Rated 5 out of 5 stars

Very helpful in a professional way at this time of need

I was very impressed on how fast your company in response to any questions I had the timely manner that everything was settled in the professional manner that your employees held. Going through a sad time in my life as this it was a pleasure to have comfort on the other end.

October 24, 2017
Unprompted review
Rated 5 out of 5 stars

I had a very position experience from …

I had a very position experience from start to finish. Nobody wants to talk about mortality and how it will impact your loved ones. The people at Life Credit were understanding and patient with answering numerous questions and concerns throughout the process.

October 24, 2017
Unprompted review

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