Life Credit Company Reviews 

223
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

The last thing we wanted to do was have to sell my husband's life insurance. My husband was diagnosed with Stage 4 cancer a year ago. He was no longer able to work and we were going to have to reduce... See more

Rated 5 out of 5 stars

I cant express how thankful I am for the help Life Credit Company has given me David Curiel was so helpful, patient and kind during the process and application of my needs. He answered every que... See more

Rated 5 out of 5 stars

I would like take this opportunity to commend the life credit staff members for their outstanding customer service that was provided during the entire time period. Special Thanks to Mr. David Curiel... See more

Rated 5 out of 5 stars

Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it. When we found out my cancer had spread to... See more

Company details

  1. Money & Insurance

Information provided by various external sources

Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Life Credit Company

Written by the company

Financial Assistance for Cancer Patients
Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Contact info

4.9

Excellent

TrustScore 5 out of 5

223 reviews

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4.9

All reviews

(223)

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Rated 5 out of 5 stars

Several years ago my wife Carolyn and I …

Several years ago my wife Carolyn and I bought a life insurance policy on my life .Some years before I had had cancer and then was cancer free at the time I was a Pilot meaning higher price for coverage . I just knew that Carolyn would out live me I was wrong she passed away early 2016 . I still payed premiums but they became a burden and was looking to cancel then I saw the add on TV you can sell the policy so I called and the process started . The personal at Life Credit Company were so helpful holding my hand when needed all though the process . Needless to say the pay out was great and the cash pressure releaved . I will be grateful the rest of my life for the help Life Credit Company gave me .
Sincerely
Charlie Frame

October 23, 2017
Unprompted review
Rated 5 out of 5 stars

A Great experience from beginning to …

A Great experience from beginning to end. High value proposition for people impacted by life ending conditions. The relieve experienced provides comfort in uncertain times. The professional conduct from all the contact points was personable, professional and executed as promised.

October 19, 2017
Unprompted review
Rated 4 out of 5 stars

Good choice for your financial needs

Everyone who works there is nice and always keeps you updated. You can always reach them or they will quickly return your calls if you leave a message. We received more money than we expected. I have read reviews where people received money in a few days or a few weeks. It took us an average of 10 weeks which is not good when you are behind in bills and need this money. But I believe Pennsylvania was the holdup or the insurance company Prudential (which was a nightmare). Overall the Life Credit Company did their job and is an excellent choice if you need the money.

October 18, 2017
Unprompted review
Rated 5 out of 5 stars

It's real and its fast.

I saw ad on tv, I call but not really expecting it was real, they return my call, answers my call, ask for paper works, they are very personal, very fast, quick, easy and most of all they are real. Not scam, no bogus and as long as you have the right paper works they are fast, actually the only reason it took me a while is I was hesitant, the money I got paid off my bills, and give me peace of mind and now it shows significant improvement on my health, I don't worry about anything but get better.

October 18, 2017
Unprompted review
Rated 1 out of 5 stars

Don't waste you time...unless you know when you will die....

If you expect to live longer than 3 to 5 years, don't bother. I didn't know that was a criteria. Nobody explained that before I sent Life Credit Company all my Medical records and insurance information. I was under the Impression that if you were diagnosed with cancer and had at least $75,000 worth of Life insurance that you could take advantage of this program. Not the case!

October 13, 2017
Rated 5 out of 5 stars

I found my experience to be easy and …

I found my experience to be easy and efficient. Staff was a pleasure to work with and everyone went above and beyond to make sure my needs were met. I would recommend this company without a doubt.

October 10, 2017
Unprompted review
Rated 4 out of 5 stars

Generally Good Experience

Very good experience with initial information-gathering approach. Also a good experience for the most part with continuing interactions. Some unnecessary confusion at the outset when we were offered loan and buyout figures that were subsequently rescinded after the third party review. (Offer should have waited until review was complete.) Also some frustration in the interaction between the insurance company and your broker, with each suggesting the other was to blame for not moving things along. We had the negative experience of having to step in to jumpstart the process.

October 6, 2017
Unprompted review
Rated 5 out of 5 stars

Fabulous service, they bring a smile to my face!

My experience was nothing short of phenomenal . All the gentlemen were over the moon courteous and helpful, but I spoke a lot with David so he stands out in my mind the most. What a sincerely, kind and gentle man plus a gentleman he was. If any of those young men are ever looking to do something else, they should start a " how to give and offfer excellent customer service, so you will be remembered!"

October 4, 2017
Unprompted review
Rated 5 out of 5 stars

Life credit changed our lives

Life credit changed our lives, They took away the stress of money when we needed to focus on us,
This company is not a scam like you may think.They work with you all the way through the process.

October 3, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit has given us the …

Life Credit has given us the opportunity to face the future with a little less stress. The financial benefit we received has given us the ability to spend time with family, creating memories and sharing love. Everyone who reached out to us from Life Credit was caring and compassionate. We could not have asked for a better experience.

September 29, 2017
Unprompted review
Rated 4 out of 5 stars

It was a complicated yet honest …

It was a complicated yet honest presentation.
Required a lawyer to uncover the details. Process took longer than I expected. Results were satisfactory & I may recommend them to others.

September 28, 2017
Unprompted review
Rated 5 out of 5 stars

A Five Star Company

I found Life Credit Company personnel to be very attentive to my needs making the process very easy to complete the paper work for my life insurance advance. I would recommend them to anyone.

September 7, 2017
Unprompted review
Rated 5 out of 5 stars

Both Brady and Branden were both …

Both Brady and Branden were both wonderful to me. Brady talked to me with care and concern when my husband past away . they both were in communication with me so that the paperwork was done in a timely manner. they helped me threw the process and answered all my questions.

September 6, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit Helped Take Away My Financial Stress

Going through Stage 4 Kidney Cancer has many challenges. You must make decisions: which treatment, my family, will I have a job, will I have the money I need, bankruptcy, and legal issues. I knew that I was not going to live my last months and years with my wife and boys being financially stressed and depressed because of my cancer. I was going to fight but I needed an emotional boost. LIFE CREDIT was that BOOST that brought me peace so I could get my thoughts together and regain my confidence. I know I have God, Doctors, and Family to make me have a completely new positive look for my future. Thank God for Life Credit. They are legit, solid, and helped save My Life. Thanks Life Credit.

August 29, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit is a wonderful company

Life Credit is a wonderful company that helped our family immensely in our time of need. David, Brendan, and the entire team were honest and very professional through the entire process. I would highly recommend Life Credit Company to anyone!

August 29, 2017
Unprompted review
Rated 5 out of 5 stars

Life Credit Company was a real Blessing!

From start to finish everyone I dealt with at Life Credit Company was helpful, knowledgeable, courteous and professional. They worked to get me the most money for my policy. This has allowed me and my family not to have to worry about bills and enjoy our time together. Thank you so much!

August 23, 2017
Unprompted review

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