Banner for Lifetime Pet Cover

Lifetime Pet Cover Reviews 1,176

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 195 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent pricing, finding policies to be very competitive and often cheaper than other providers. Many people praise the user experience, describing the process of obtaining a quote and setting up policies as straightforward, quick, and easy to understand. The staff and customer service are consistently commended for being helpful, friendly, knowledgeable, and efficient, making interactions pleasant and resolving issues effectively. However, some customers expressed dissatisfaction with certain aspects of the service. A few people noted issues with policy renewals, finding that direct website quotes were sometimes cheaper than renewal offers, and some felt that loyalty was not rewarded. There were also isolated concerns regarding specific policy coverages, such as the refusal to cover cremation costs, which caused distress for some pet owners.

What people talk about most

Price

Reviewers mention positive feedback about price. Many customers found the pricing to be very competitive and... See more

User experience

Customers had positive experiences with the user experience. Many reviewers found the website easy to use,... See more

Service

Reviewers highlight ambiguous aspects of service. Some customers praise the quick, reliable, and efficient... See more

Staff

People report positive experiences with staff, highlighting their efficiency, politeness, and helpfulness.... See more

Customer service

Users describe positive interactions with customer service. Many customers highlight the helpfulness,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Clear explanation of policy terms with knowledgable staff. Nothing too much trouble and all questions answered with care and concern. A great policy choice with competitive cover for over a decade. Lo... See more

Company replied

Rated 5 out of 5 stars

The call centre was excellent Tom sorted my pet insurance out as I couldn't manage with online. Went through policy with me also sending postal copy ad well as online for ease of reading. Would recomm... See more

Company replied

Rated 5 out of 5 stars

I did a review last year slating the company as they had changed underwriters who treated you as a brand new customer & had to have all pets history from Vets. I went through the complaints procedur... See more

Company replied

Rated 5 out of 5 stars

My dog got really sick and had treatment clocking up to £2700 over the course of 4 days. The claim process was easy with the vets providing all the paperwork directly to lifetime pet cover. The claim... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance Agency

Written by the company

Lifetime Pet Cover began in 2014, inspired by a personal experience when a cherished family pet became seriously ill, and the existing insurance didn’t provide the support that was needed. That experience sparked a commitment to create pet insurance that puts pets and their owners first. We believe in keeping things simple and focused on quality which is why we offer only Lifetime policies, designed to provide lasting protection, with five levels of cover to suit your needs. As a team of dedicated pet lovers, we’re committed to providing reliable service and insurance you can truly count on. Our goal is simple - to be here when you need us, protect your pet and give you peace of mind.


Contact info

Lifetime Cover for Cats & Dogs

Protect your Pet, Protect your Peace

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 86% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great price

Great price. Friendly service. Simple straightforward process

May 19, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found the process simple and straightforward and are happy with the price and service.

Rated 5 out of 5 stars

Clear & easy to understand what is…

Clear & easy to understand what is included in cover. Very reasonable

May 18, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found the cover clear and easy to understand and are happy with the price.

Rated 5 out of 5 stars

cHECK OUT THIS COMPANY

This company offered good lifetime cover at a very reasonable price. I found it easy to get cover started and appreciate being able to pay the premium monthly.

May 14, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found the cover easy to set up.

Rated 5 out of 5 stars

Very easy to set up

Very easy to set up, good prices..happy with outcome

May 14, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found it easy to set up and are happy with the price and outcome.

Rated 5 out of 5 stars

Riley was my first contact and he was…

Riley was my first contact and he was first rate
The second was a lady and I’m sorry I’ve forgotten her name but it may have been Grace . Anyway she was fabulous too . What a refreshing change from an insurance company

May 14, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thanks for your feedback, that’s really nice to hear. I’m glad Riley and the the team were able to help and make things a positive experience for you.

Rated 5 out of 5 stars

It was easy to set up and good value…

It was easy to set up and good value considering the cover offered. Shame about the 25% though.

May 13, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found the setup easy and good value for the cover provided.

Rated 5 out of 5 stars

Easy set up hassle free

Easy set up hassle free

May 17, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we’re glad you found the setup easy and hassle free.

Rated 5 out of 5 stars

Very easy process

Very easy process, excellent value for money and very impressed

May 16, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback, we really appreciate it. We’re glad you found the process easy and are happy with the value, and it’s great to hear you’re impressed.

Rated 5 out of 5 stars

Clear explanation of policy terms with…

Clear explanation of policy terms with knowledgable staff. Nothing too much trouble and all questions answered with care and concern. A great policy choice with competitive cover for over a decade. Longstanding Customer

May 15, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your lovely feedback. It’s great to hear the team were able to answer all your questions and explain everything clearly. We really appreciate your continued support over the years.

Rated 4 out of 5 stars

Easy process and more competitive than…

Easy process and more competitive than my current insurer

May 13, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear you found the process easy and that you were happy with our pricing. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

Cat Insurance 🐈‍⬛

Very good price for my cats insurance 🐈‍⬛

May 8, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear you found a very good price for your cat’s insurance. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re delighted to hear you’re happy with the peace of mind our cover provides and that you found it good value. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

value for money

May 9, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re delighted to hear you found our cover good value for money. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

Prices

Happy with the company and the price, I had to do a lower premium but happy with pricings

May 8, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear you’re happy with the company and pricing options available. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

Everything appeared straightforward and…helpful

Everything appeared straightforward and all the information needed was very clear and easy to comprehend also helpful in answering my queries

May 4, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear our team were helpful in answering your queries and supporting you through the process. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

excelent

excelent

we

May 2, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear you’re happy with our service. Thank you for choosing us to protect your pet 😊

Rated 5 out of 5 stars

Straightforward and enough options on…

Straightforward and enough options on line. Easy to set up payments

May 5, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re pleased to hear you found the process straightforward and easy to set up payments. Thank you for choosing us to protect your pet 😊

Rated 2 out of 5 stars

Hugely expensive of course

Hugely expensive of course, all pet insurance is, haven’t made a claim and it goes up each year so cannot rate them on their service for claims. BUT charged me £25 to change my policy information from non-neutered to neutered. I was simply updating the information to ensure it was up to date and I think this is ridiculous.

May 5, 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback Sue. Although premiums can change because of a customer’s or pet’s details being updated (such as a change of address or a pet’s neutered status), we have never charged a £25 fee to customers to make changes like this.

We’d like to understand more about your experience and investigate further, so please contact us on 020 3750 0022 (lines are open 9am – 5pm Monday – Friday).

Rated 5 out of 5 stars
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really pleased to hear you found the process quick and the pricing reasonable. Thank you for choosing us to protect your pet 😊

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look