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Lloyds Business Accounts Reviews 

1,526
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 883 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful staff members and note that the process of opening a new business account is remarkably quick and straightforward. Consumers genuinely appreciate receiving clear instructions and benefit from supportive teams guiding them smoothly through each important step of the journey. Some reviewers were not happy with communication issues encountered during their applications, noting frustrating delays and a disappointing lack of prompt responses. Additionally, a few other people also felt that navigating the online platforms could be tricky, mentioning technical difficulties when trying to log into the system.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, noting that opening an account is generally a... See more

Service

Reviewers mention positive feedback about service, highlighting smooth, speedy, and efficient account opening... See more

Customer service

People report ambiguous experiences with customer_service. While some customers praised the friendly and... See more

Staff

Users describe positive interactions with staff, highlighting their professional and extremely helpful... See more

Website

Consumers find website experiences to be mixed, with some reporting that the online application process is... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more

Company replied

Rated 5 out of 5 stars

Very good, I am already a Halifax bank customer on my personal account and having Lloyds Bank on my new business account recently is much better being part of the same family. I am glad that I cho... See more

Company replied

Rated 5 out of 5 stars

Easy to setup, apart from few questions what I didn't really understand, but I've got help from my accountant. Overall the online banking is simple and clear and hope it's gonna staying the same.

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.1

Great

TrustScore 4 out of 5

2K reviews

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4.1

All reviews

(1,526)

812 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It was easy to open and close the…

It was easy to open and close the business account.

August 3, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Martha Davies,

We're delighted to hear that managing your business account was a straightforward experience for you. Thank you for your positive feedback.

Regards,
Lloyds

Rated 2 out of 5 stars

Be much more prepared to open Trust…

Be much more prepared to open Trust Bank Accounts

August 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Elizabeth Allen,

We appreciate your feedback regarding the account opening process. We are always working to improve our services and your comments help us do so.

Regards,
Lloyds

Rated 5 out of 5 stars

Great bank for Business !!

Great bank for Business !!! I recommended this bank for business . many thanks

July 24, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mahreen International LTD,

We're so glad to hear you recommend us for business! Your positive feedback means a lot to us. Thank you for sharing your experience.

Regards,
Lloyds

Rated 5 out of 5 stars

Business acoount

Quick aplication process!

July 15, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Ovidiu Daniel Ferent,

Thanks for the great feedback - glad to hear our application process was quick and easy for you to use.

Regards,
Lloyds

Rated 5 out of 5 stars

Excellent service delivery

Excellent service delivery, seamless app usage.

July 30, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Motunrayo Afolabi,

We are delighted to hear that you experienced excellent service and found our app seamless to use. Your positive feedback is truly appreciated!

Regards,
Lloyds

Rated 5 out of 5 stars

Great experience opening account with…

Great experience opening account with lloyds loads of advice and very easy to get started

July 6, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi David Munro,

We're delighted to hear that you had a great experience opening your account with us and found our advice helpful. Thank you for your positive feedback!

Regards,
Lloyds

Rated 5 out of 5 stars

Easy process

Easy process

July 10, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Derek May,

Thank you for taking the time to leave a review. We're delighted to hear that you found the process easy and straightforward. We appreciate your feedback and look forward to supporting you in the future.

Regards,
Lloyds

Rated 4 out of 5 stars

Local bank

Local bank walked me through steps of getting the account up and running

July 4, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Paul,

We're happy to hear that our team was able to assist you with setting up your account.

We appreciate your positive feedback!

Regards
LLoyds

Rated 4 out of 5 stars

Buisness Banking

Easy to set up with clear instructions. The login security checks are thorough, making the process feel secure

July 24, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Sanchez,

We're so glad to hear you found the setup easy and appreciate our thorough security measures.

Thank you for your positive feedback!

Regards
LLoyds

Rated 5 out of 5 stars

Excellent telephone support

The customer support lady I spoke to yesterday was absolutely magnificent and extremely helpful. Could not be faulted or improved

July 23, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Chris,

Thank you for taking the time to leave such wonderful feedback.

We're delighted to hear that the colleague you spoke with provided such excellent support and made a positive difference to your experience.

Thank you for choosing us.

Regards
Lloyds

Rated 5 out of 5 stars

Beyond expectations

I wasted my time going to NatWest for their award-winning business account, which they dragged their feet on for nearly two weeks, but Lloyds was swift and had my account set up in three days. I couldn't ask for more

July 23, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi MG,

We're glad to hear that you had such a positive experience with your account setup and that it was completed so quickly. We appreciate you sharing your feedback.

Regards,
Lloyds

Rated 5 out of 5 stars

Easy to apply with all the correct…

Easy to apply with all the correct documents and a nice integrated system waiting for the bonus now also thanks

July 10, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Cheryl Robinson,

We're delighted to hear that you found the application process easy and the system integrated well. We appreciate your positive feedback!

Regards,
Lloyds

Rated 5 out of 5 stars

Good service

I am very happy all staff very helpful full

July 23, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Skegness Kebab and Grill,

We are so happy to hear that our staff was very helpful. We appreciate your feedback and look forward to supporting you with all your banking needs.

Regards,
Lloyds

Rated 4 out of 5 stars

Unnecessary Information Request

The application took a little longer than I expected. Probably requested more details and insight about the business than it should normally have.

July 6, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Steepy Mountain Limited,

We appreciate your feedback regarding the application process. We understand that the level of detail requested can sometimes feel extensive, and we are always looking for ways to streamline our procedures while still gathering the necessary insights.

Regards,
Lloyds

Rated 1 out of 5 stars

Sets the benchmark for incompetence

My tiny charity has been a customer of Lloyds for many years. Nine months ago we started receiving demands for information to support their anti money laundering drive. Fair enough but each demand came with a threat to close the account. Then the demands were repeated. They'd admit to having received the information but demand it again under the pretence that as I'd already submitted it, it's probably outdated (!?). I have submitted each set of information twice and been told by three reps that no further demands would be made. Then today I get another demand for information already supplied twice, with a two day deadline before account closure!
There is no way to speak to a person either on the phone or by Email. You ring the number provided and they ask you to press the number on your letter or Email, and there is no number provided in their communication. I have also had erroneous return addresses printed on documentation, incorrect case numbers, and demands with threats for information but the "required information" field is blank!
I have contacted the ombudsman and our solicitor will be pressing for compensation for harassment and maladministration. I have had to open an account with Virgin (took less than an hour) to safeguard my charity.
Lloyds failed to address my complaint, using the excuse that they were inundated with complaints. I can understand this not only because they are incompetent, but because before they changed their phone options so that you couldn't get through, my accountant and I managed to speak to one of the poor customer service ladies and she sounded like she was crying when she answered the phone. Must be an awful place to work.

July 22, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi David George,

We appreciate you taking the time to share your detailed feedback regarding your charity's experience. We understand your frustration with the repeated requests for information and the challenges you faced in communicating with us, especially given the critical nature of these demands for your organization.

We acknowledge the difficulties caused by the lack of clear communication channels and the inconsistencies in the information provided. We are reviewing the processes and communication methods related to anti-money laundering compliance to prevent similar situations for our customers. Your experience highlights areas where we need to improve our support and clarity. We are committed to ensuring our customers receive the respectful and efficient service they deserve.

Regards,
Lloyds

Rated 1 out of 5 stars

My partner has just tried to add me to…

My partner has just tried to add me to her business account with an additional card..

What an utter farce.

Card issued to business address in my name, but not added to internet banking account, cannot be controlled or managed by my business partner for levels and spend, apparently all my responsibility and yet PIN sent to business address.

My partner has been a Lloyds customer for over eleven years and has just received the worst customer service in Branch on a booked appointment and equally when escalating the matter as a complaint.

The bank staff were just not interested in finding solutions or taking ownership of a genuine problem and my partners business pays their wages!

Which is why will go elsewhere and take to media everywhere to let everyone know.



July 22, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Simon,

We are sorry to hear about the frustrating experience you and your partner have had with adding an additional cardholder to her business account. We have tried to reach out support you further with our trained business advisers.

We understand your disappointment regarding the card's functionality, the lack of control, and the poor customer service received both in the branch and when escalating the complaint.

We regret that our staff did not meet your expectations in finding solutions. We take your feedback very seriously and are committed to reviewing the issues you've highlighted to improve our services.

We appreciate you bringing this to our attention.

Regards
Lloyds

Rated 5 out of 5 stars

Good communications and information…

Good communications and information about the progress.

July 21, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mrs Mary Joyce Cooper,

Thank you for your wonderful review! We're delighted to hear that our communication and updates on your progress were helpful. Your positive feedback is greatly appreciated.

Regards,
Lloyds

Rated 5 out of 5 stars

Opening Buisness Account

It's very comprehensive way of communication. Filling online forms were bit confusing however managed everything after studying them carefully.

July 20, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Jeeva Arambegedara.

We are so glad to hear you found our communication comprehensive! We understand that online forms can sometimes be a bit challenging, and we appreciate your patience in navigating them. Your feedback helps us improve.

Thanks,
Lloyds

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