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Lloyds Business Accounts Reviews 

1,628
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 805 reviews, reviewers had a great experience with this company. Customers frequently praise the staff and relationship managers for being exceptionally helpful and professional, which makes the entire account opening process smooth, straightforward, and efficient. Many people also state that the digital platforms and online systems are very user-friendly, allowing individuals to complete daily tasks quickly and easily without complications. However, some customers also noted frustration regarding slow customer support responses and difficulties reaching the right team when trying to resolve urgent issues. A few reviewers were not happy with online systems experiencing unexpected technical errors or communication delays during their initial application processes.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how the application process and business app... See more

Service

Consumers find service to be exceptionally positive, praising the smooth, speedy, and efficient account... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with some customers praising the polite staff,... See more

Staff

Customers consistently note positive experiences with staff, frequently highlighting the friendly, helpful,... See more

Website

Customers had ambiguous experiences with the website, as many reviewers praised the brilliant online... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more

Company replied

Rated 5 out of 5 stars

I really appreciated Mel's patience and care in helping me set up my business account at Halifax Brighton. He explained everything and supported me well and I've come back to him each time to complete... See more

Company replied

Rated 5 out of 5 stars

Simple process using their business app to open my business account with no issues. The process was simple using their business app to submit my documents for verification and Face ID verifica... See more

Company replied

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied


Company details

  1. Bank
  2. also in
  3. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.1

Great

TrustScore 4 out of 5

2K reviews

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4.1

All reviews

(1,628)

711 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Joining Lloyds for business

Able to talk to someone on the phone

September 26, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Angela,

We are glad you enjoyed your experience speaking directly with our team over the phone. Thank you for your review.

Regards,
Lloyds

Rated 3 out of 5 stars

Re-engage with your customers on a…

Re-engage with your customers on a physical basis and allow those interested to open accounts in branch.

October 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Mr Stephen Johnson,

Thank you for your feedback. We will share your input with our team to improve our services.

Regards,
Lloyds

Rated 5 out of 5 stars

Thank you team

Thank you team

October 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Marina,

You are welcome! Thanks for the positive feedback.

Regards,
Lloyds

Rated 5 out of 5 stars

Exactly.and clear

Quick and happy to help.clearly

October 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

We're happy to hear that we were able to assist you quickly and effectively. We appreciate your positive feedback!

Rated 3 out of 5 stars

It took 18 days to get a card reader

It took 18 days to get a card reader. Couldn’t open bank account

September 10, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mr Michael Dunn,

Thank you for sharing your feedback. We regret the long wait for your card reader that delayed your account setup.

Regards,
Lloyds

Rated 5 out of 5 stars

The application was a simple process…

The application was a simple process and the making tax digital tools offered will be immensely helpful for when I eventually need them.

October 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

We're so happy to hear that you found the application process straightforward and that our digital tax tools will be beneficial for your future needs. Thank you for your positive feedback!

Rated 5 out of 5 stars

Great team right from the beginning

Great team right from the beginning. The process of opening the business account was clear and thorough and everyone was super helpful

October 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

We're pleased to hear that our team provided such a clear and helpful experience for you when opening your business account. Thank you for sharing your positive feedback and choosing us!

Rated 1 out of 5 stars

Don’t use Business Banking

Thankfully, I haven’t needed to call a banking manager or Lloyds for that matter for probably 10 years. Good job I haven’t as it’s impossible to get to speak to one. Once you finally get through! You go through with the handler the reason for the call (you know you need a Manager but can’t get through directly). You are then transferred and an auto message tells you no one is available and the call ends. So I tried online help (told to do this in the message) after waiting 3 minutes for every question to be responded to, I’m told to ring the Call Centre. Explained that I had tried this and what I should do now … no response received. Appalling Customer Service

September 30, 2026
Unprompted review
Rated 1 out of 5 stars

It would be zero stars if possible!

It would be zero stars if possible!! 5.5 months I have been back and forth with Lloyds about opening a simple business account (was told would take roughly 30 days) I own 3 businesses and 3 business accounts with 3 different banks god knows why I chose to apply for Lloyds but I warn you not to waste your time. The lies and incompetence by staff is absolutely staggering! Refuse to respond to emails refuse to answer questions. Send the same emails 3 weeks after the questions required have been answered. Constantly lied to and passed from department to department! Iv “supposedly” been in the outboarding stage for 6 weeks now ! Was told this would take 3-5 days !!! Loss of id documents, wrong names provided on emails, wrong details requested, asking the same spurious questions no matter how many times you will answer them correctly. This little exercise has currently cost me 30 thousands pounds in lost investment due to my investors loosing faith in the company’s ability to be able to obtain even a simple bank account! I have just told them to cancel my application as I simply cannot explain once again what a precious metal refinery business will be doing, baring in mind iv explained the whole process six times already but now they want to know what a precious metal refinery will be producing (the clue is in the name!!!!!) I could go on and on about their incompetence but I feel iv already wasted more than enough time, money and energy dealing with this absolute incompetence!!!!!

September 25, 2026
Unprompted review
Rated 5 out of 5 stars

Great Bank!!!

Amazing service totally recommend

September 25, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Meteor,

We're glad you enjoyed our service. We appreciate your recommendation!

Regards,
Lloyds

Rated 5 out of 5 stars

Systems are user friendly and easy to…

Systems are user friendly and easy to understand as I have little to no knowledge in the computer world

August 6, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Tajerab Khan,

We're happy to hear that our systems are user-friendly and easy to understand, especially for those new to the computer world. We truly appreciate your positive feedback!

Regards,
Lloyds

Rated 4 out of 5 stars

Good bank

Good bank, great customer service

September 21, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Ebenezer,

We're glad to hear you appreciate our customer service. Your positive feedback is appreciated.

Regards,
Lloyds

Rated 5 out of 5 stars

Lloyds Business Account ✅

Simple process using their business app to open my business account with no issues.

The process was simple using their business app to submit my documents for verification and Face ID verification to open my business account.

All done on the LLOYDS Business App.

Thank You

September 24, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks VMG Auto Group,

We're pleased to hear that you found the process of opening your business account through our app to be simple and straightforward. Your positive feedback about our business app is greatly appreciated, and we thank you for sharing your experience!

Regards,
Lloyds

Rated 5 out of 5 stars

Smooth sailing with Llyods Bank

I was happy with the way the account opening process went with Llyods bank.

September 24, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks BB International Investments,

We're happy to hear that our account opening process met your expectations. We appreciate you sharing your positive experience with us!

Regards,
Lloyds

Rated 5 out of 5 stars

I really appreciated Mel's patience and…

I really appreciated Mel's patience and care in helping me set up my business account at Halifax Brighton. He explained everything and supported me well and I've come back to him each time to complete and understand the process.

September 24, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Thanks Pakistanian Limited,

We are pleased to hear about your positive experience setting up your business account. We are glad our team was able to provide clear explanations and consistent support throughout the process.

Regards,
Lloyds

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