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Lloyds Business Accounts Reviews 

1,584
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 828 reviews, reviewers had a great experience with this company. Customers frequently praise the remarkably straightforward account opening process, noting that staff members are exceptionally helpful, professional, and provide clear guidance throughout the entire banking journey. Many people note that online banking tools and setup procedures are fast, efficient, and wonderfully seamless for new users. Some reviewers were not happy with online banking access, mentioning that logging in can sometimes be frustrating, confusing, and prone to unexpected system errors. A few people also felt that reaching the correct support team was quite challenging when trying to resolve specific account problems or technical issues.

What people talk about most

User experience

People report positive experiences with user experience, highlighting how easy, straightforward, and fast the... See more

Service

Reviewers highlight positive aspects of service, noting that account opening and online banking processes are... See more

Customer service

Clients share ambiguous opinions on customer service. Some reviewers praise front line staff as brilliant,... See more

Staff

Users describe positive interactions with staff, highlighting helpful, professional, and friendly service.... See more

Website

Consumers find website experiences to be mixed, with differing views on online platforms. Many reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more

Company replied

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more

Company replied

Rated 5 out of 5 stars

Very good, I am already a Halifax bank customer on my personal account and having Lloyds Bank on my new business account recently is much better being part of the same family. I am glad that I cho... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.1

Great

TrustScore 4 out of 5

2K reviews

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4.1

All reviews

(1,584)

773 reviews in the last 12 months

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Rated 5 out of 5 stars
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Isaac Urughu,
We are delighted to hear that you found our process to be both fast and easy. Thank you for your positive feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

Very easy and quick to set up

Very easy and quick to set up

June 9, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Vintage Fashion and Crafts,
We are so pleased to hear that you found the setup process to be both easy and quick. Your positive feedback is greatly appreciated, and we're delighted you had such a smooth experience.
Regards,
Lloyds

Rated 5 out of 5 stars

Easy process to follow in setting up a business account

Easy process to follow in setting up a business account. I recommend them to anyone looking to open an account.

July 9, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Andrew,
We're so glad to hear that you found the process of setting up your business account easy and recommend us to others! Your positive feedback truly means a lot to us.
Regards,
Lloyds

Rated 5 out of 5 stars

Excellent service

Excellent service, easy process pretty straight forward, no hicups

July 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Phonetix Ltd,
We're so glad to hear you found our service excellent and the process straightforward! Your positive feedback truly makes our day.
Regards,
Lloyds

Rated 1 out of 5 stars

Very stressful and disappointing business account application

I normally never leave reviews, but after seeing Lloyds Bank business account adverts repeatedly on Facebook, I wanted to share my experience.

I applied for a business account and found the process extremely stressful and frustrating. I understand banks need to carry out checks, and I provided the information requested. However, after being asked how much I planned to deposit into the new account, I was then asked to prove where the money would come from and show the funds in my personal bank account.

I provided a screenshot showing the money available, but this was not accepted. I was told it needs to appear on my next bank statement, which will not be available for a few weeks.

This is only an initial deposit, and the amount may change depending on my business needs once the account is open. The process felt very rigid and made me feel like I was being investigated rather than supported as a genuine business customer.

The communication also felt cold, robotic, and unhelpful. Lloyds Bank should review how its business account application team communicates with potential customers.

Overall, this has been a very disappointing, stressful, and frustrating experience.

July 1, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Lina,
Thank you for taking the time to share your experience. We're sorry to hear that your business account application process has been stressful and has left you feeling unsupported.

We understand that being asked for additional information or documentation can feel frustrating, particularly when you're keen to get your business banking set up. While we need to carry out checks to meet our regulatory responsibilities, we recognise that the process and the way we communicate should be clear, helpful and supportive throughout.

We're disappointed to hear that this wasn't your experience and that our communication felt impersonal. Your feedback is important and will be shared with the relevant teams as we continually look to improve both our processes and the support we provide to customers.

Thank you again for taking the time to leave your review.
Regards,
Lloyds

Rated 5 out of 5 stars

The ease of the online application…

The ease of the online application process from beginning to end.

June 5, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Exquizite Choice,
We're so glad to hear you found our online application process easy from start to finish. We truly appreciate your positive feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

10 gold 🌟 very happy

10 gold 🌟 very happy

July 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello George Catalin Stan,
We are so happy to hear you had such a wonderful experience! Your positive feedback is appreciated.
Regards,
Lloyds

Rated 4 out of 5 stars

All good

All good. Pleased with the progress of the application.

June 18, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Rosemary Davies,
We're delighted to hear that you're pleased with the progress of your application. Thank you for sharing your positive feedback with us!
Regards,
Lloyds

Rated 5 out of 5 stars

Ok, everything was alright

All help was rendered and account was eventually opened

July 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello A Adediran,
We're so glad we could assist you and that your account is now open. We appreciate your positive feedback!
Regards,
Lloyds

Rated 5 out of 5 stars
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Adrian Dochitanu,
We're so happy to hear you had such a positive experience with us! We truly appreciate your review.
Regards,
Lloyds

Rated 5 out of 5 stars

Tried to get a business bank account…

Tried to get a business bank account with another company it was taking ages so gave up. Lloyds had it open with 48 hours

June 9, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Elias Property & Letting Services,
We're happy to hear that opening a business account with us was a swift and positive experience for you. We appreciate your feedback.
Regards,
Lloyds

Rated 5 out of 5 stars

Fantastic bank and fantastic service

Fantastic bank and fantastic service. Happy to refer to others.

June 12, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Glenmore Advisory Limited,
We're so happy to hear you had such a fantastic experience with our service. We truly appreciate your kind words and referral!
Regards,
Lloyds

Rated 5 out of 5 stars
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Paul Koczka,
We really appreciate your review! It's wonderful to know that our services met your expectations.
Regards,
Lloyds

Rated 5 out of 5 stars
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Volodymyr Vorona,
Thanks for your feedback! We’re delighted that your experience of opening your Business Account has been so positive. We're here to help with anything you need.
Regards,
Lloyds

Rated 5 out of 5 stars

Excellent customer service

Helped me put when I needed a business account asap.

June 23, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi A-Z,
We're happy to hear we could assist you quickly with your business account needs!
Regards,
Lloyds

Rated 5 out of 5 stars

Trust Corporation Build.Helpfull Staff…

Trust Corporation Build.Helpfull Staff Accurate Data and Transfer Details .Easy And Simplify Processer .Thanks

July 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Gabriel Eremia,
We're so pleased to hear that you found our staff helpful and our processes easy and simplified. We appreciate your kind words!
Regards,
Lloyds

Rated 1 out of 5 stars

Utterly useless

Utterly useless. Has taken 3 months to set up business account (even though I have been a Lloyds personal customer for 50 years), and now I cannot login to the finance account software which apparerently needs another login.

June 27, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Carl Downing,
Thank you for taking the time to share your feedback. We're sorry to hear about your experience and appreciate how frustrating it must be to experience delays when setting up a new business account.

While you've been a valued personal banking customer for many years, personal and business banking services operate separately, which means products and services require their own application and login credentials.

We're sorry to hear you've had difficulty accessing your accounting software. Once registered, separate login details should be provided, and if you've forgotten your password, there's also an option to reset it from the login page.

You may also find the information and guides available on our existing customers page helpful: www.lloydsbank.com/business/accounting-software/existing-customers.html

We appreciate your feedback and are sorry that your experience hasn't met your expectations.
Regards,
Lloyds

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