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Lloyds Business Accounts Reviews 

1,585
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 828 reviews, reviewers had a great experience with this company. Customers frequently praise the remarkably straightforward account opening process, noting that staff members are exceptionally helpful, professional, and provide clear guidance throughout the entire banking journey. Many people note that online banking tools and setup procedures are fast, efficient, and wonderfully seamless for new users. Some reviewers were not happy with online banking access, mentioning that logging in can sometimes be frustrating, confusing, and prone to unexpected system errors. A few people also felt that reaching the correct support team was quite challenging when trying to resolve specific account problems or technical issues.

What people talk about most

User experience

People report positive experiences with user experience, highlighting how easy, straightforward, and fast the... See more

Service

Reviewers highlight positive aspects of service, noting that account opening and online banking processes are... See more

Customer service

Clients share ambiguous opinions on customer service. Some reviewers praise front line staff as brilliant,... See more

Staff

Users describe positive interactions with staff, highlighting helpful, professional, and friendly service.... See more

Website

Consumers find website experiences to be mixed, with differing views on online platforms. Many reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more

Company replied

Rated 5 out of 5 stars

Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more

Company replied

Rated 5 out of 5 stars

Very good, I am already a Halifax bank customer on my personal account and having Lloyds Bank on my new business account recently is much better being part of the same family. I am glad that I cho... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.1

Great

TrustScore 4 out of 5

2K reviews

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4.1

All reviews

(1,585)

773 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Utterly useless

Utterly useless. Has taken 3 months to set up business account (even though I have been a Lloyds personal customer for 50 years), and now I cannot login to the finance account software which apparerently needs another login.

June 27, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Carl Downing,
Thank you for taking the time to share your feedback. We're sorry to hear about your experience and appreciate how frustrating it must be to experience delays when setting up a new business account.

While you've been a valued personal banking customer for many years, personal and business banking services operate separately, which means products and services require their own application and login credentials.

We're sorry to hear you've had difficulty accessing your accounting software. Once registered, separate login details should be provided, and if you've forgotten your password, there's also an option to reset it from the login page.

You may also find the information and guides available on our existing customers page helpful: www.lloydsbank.com/business/accounting-software/existing-customers.html

We appreciate your feedback and are sorry that your experience hasn't met your expectations.
Regards,
Lloyds

Rated 5 out of 5 stars

Great job

It was great job it has been done by the online banking

May 28, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Akazai Express Ltd,
We're glad you had a positive experience. Thank you for your feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

Perfect service

Extremely happy with the communication throughout the whole process

May 21, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Julius Asiaw,
We are so glad to hear you were happy with your experience. Thank you for your review!
Regards,
Lloyds

Rated 5 out of 5 stars

Good support

Good support, good follow-up and patience in the process of account opening

June 8, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Sheildvox Ltd,
We're happy to hear our support and follow-up made your account opening smooth. We appreciate your feedback!
Regards,
Lloyds

Rated 3 out of 5 stars

The 3 star score is a reflection on the…

The 3 star score is a reflection on the Lloyds KYC team who let our business down badly by closing the original account without due cause and after we had fully cooperated with them. An official compliant was raised several weeks ago and I am still awaiting feedback. It must be said that my Relationship Manager and the account opening staff were excellent in getting the account reopened.

June 25, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Eden Downloads Limited,
Thank you for taking the time to share your feedback. I’m sorry to hear about your experience and I can understand how concerning and frustrating this must have been, particularly given the impact on your business.

We expect our processes to be clear and handled with care, so it’s disappointing to hear that this wasn’t your experience.

I’m pleased to hear that your Relationship Manager and the account opening team were able to support you in getting the account reopened, and thank you for recognising their efforts.

Our complaints team will be in touch with you shortly to provide an update, and we will ensure your Trustpilot feedback is shared with them so they have full visibility of your experience.

Thank you again for your feedback - it helps us understand where we need to improve.
Regards,
Lloyds

Rated 5 out of 5 stars

A quick and easy process.

A quick and easy process.

June 25, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Ellen Parr,
We're so glad you found our process quick and easy. Thank you for your positive feedback!
Regards,
Lloyds

Rated 1 out of 5 stars

Very poor service

Nearly 4 weeks of trying to open a business account with lloyds and i was constantly chasing them rather than the other way round! 1 agent would say 1 thing whilst the other would say something else, I got fobbed off for nearly 4 weeks so I withdrew my application and am going elsewhere.
If this is how they handle business before I have an open account with them then I'm glad we never got over the finish line,
Very poor service from start to finish.

June 19, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Andrew,
Thank you for taking the time to share your feedback. I’m really sorry to hear about your experience - particularly the delays and the inconsistency in communication you encountered while trying to open your business account. I can understand how frustrating that must have been, especially when you expected a smoother process.

This isn’t the standard we aim to deliver, and it’s disappointing to hear that we didn’t get this right for you. Your comments about having to chase and receiving conflicting information are taken seriously. We will pass this feedback over to the relevant teams and look into what happened and learn from your experience.

Thank you again for your feedback - it’s important in helping us improve how we support new business customers.
Regards,
Lloyds

Rated 5 out of 5 stars

I was listened to!!!!

Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks trying to retrieve the money via BT that is for a business entirely unrelated to ours yet they refuse to refund it or engage with me. Big GDPR issue I believe!!!
Adam listened patiently and explained the fact he could deal with this direct debit problem for me and within a few minutes it was back in our account. I wish I had known this 3 weeks ago and I would have saved myself hours of frustration!
Adam is a credit to Lloyds bank!

June 18, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Ann Mintram,
We are truly pleased to hear about the excellent support you received from our team member. It is wonderful to know that we could resolve the issue efficiently for your business, especially after the frustration you experienced. We appreciate you sharing your positive experience.
Regards,
Lloyds

Rated 5 out of 5 stars

Opening account was very easy we will…

Opening account was very easy we will see next how is going to be!

June 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Veselin Grigorov,
We are glad to hear that opening your account was easy. Thank you for taking the time to leave a review.
Regards,
Lloyds

Rated 5 out of 5 stars

Quick set up

I needed my business to start quick, Lloyds help make that possible.

June 11, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi The Fitness Lighthouse Uk,
We're delighted we could help your business start quickly. Your positive feedback is truly appreciated.
Regards,
Lloyds

Rated 4 out of 5 stars

Simple

Simple , straightforward & does what it says on the tin

June 18, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello MG Stock Auditing Ltd,
We're happy to hear you found opening your business account simple and straightforward. We appreciate your positive feedback.
Regards,
Lloyds

Rated 5 out of 5 stars

Stright forward

Online process and communication was fast and smooth.

June 1, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Fa,
We're happy to hear our online process and communication were fast and smooth for you. Thank you for your review.
Regards,
Lloyds

Rated 5 out of 5 stars

Very prompt

Very prompt

June 4, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Luke Rigby,
We really appreciate your review! It's wonderful to know that our services met your expectations.
Regards,
Lloyds

Rated 5 out of 5 stars

New company

New company, try to establish the business

June 18, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Arunava Konar,
We appreciate your positive feedback. Good luck with establishing your business.
Regards,
Lloyds

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