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Lloyds Cardnet Reviews 

530
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 374 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently highlight the exceptional support provided by the team, noting that advisors are knowledgeable, polite, and always available to assist with any questions. People find the transition process straightforward and appreciate the clear guidance given when selecting the best payment solutions for their businesses. Though some customers experienced issues, noting unexpected bills for old terminals, held payments, or technical difficulties during installation. A small number of users also mentioned that certain system features felt underwhelming or that transaction commissions were slightly high for small groups.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting that team members are professional, responsive,... See more

Service

People report positive experiences with service, highlighting a professional and responsive team. Reviewers... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting responsive and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting smooth transitions and reliable... See more

Payment

Users describe ambiguous interactions with payment solutions, reflecting a mix of appreciation and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

530 reviews

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4.6

All reviews

(530)

340 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Kian has been very helpful

Kian has been very helpful with our issues, Has understood the issues and dealt with them to fullest of his capabilities.

May 18, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Brilliant Customer Service!

We have just moved our business banking to Lloyds from another high street bank. We had received awful customer service with our previous bank. I have dealt with Lloyds a lot over the past week to set up a complicated set of accounts. I have received excellent customer service from Lloyds. You can always speak to someone quickly over the phone and we Webchat is great at answering queries too! Particular thanks to Corrina on the Card Payments Team and Harry in Business Banking. Well Done Lloyds - really impressed so far :)

May 15, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Does what it says on the tin

Does what it says on the tin and addresses perfectly the needs of a small charitable group. Process and service from Lloyds from in branch advice to online application through delivery and implementation was faultless.

April 23, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Donald,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Cardnet great, Lloyds policy re charities poor.

Ordering and setting up the Cardnet machine was easy and very satisfactory. However, I run a voluntary group that puts on an annual performing arts festival in my town. The card reader paid for itself over the weekend but charging a voluntary group, that relies on grants and donations to keep going, an albeit small, commission on every transaction is a bit much, particularly when we get charged service fees as well. Does Lloyds Bank not make enough money already without charging small not-for-profit voluntary groups?

May 8, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Dear Malcolm,

Thank you for your review.

We’re pleased to hear that you found the ordering process and card to work well for you.

We appreciate you taking the time to share your feedback regarding fees, and we understand this may be a concern, particularly for voluntary organisations.

I’d also like to share a link to our Community Account—please feel free to take a look and see if your organisation may be eligible or could benefit:

https://www.lloydsbank.com/business/business-accounts/community-account.html#avascript:void(0)

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Spoke with Cleo ref updating my card…

Spoke with Cleo ref updating my card machine and it was simple and straight forward - she knew what was doing and made it easy and was a pleasure to talk too .

May 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Martin,

Thank you for your review and positive feedback. I will share this with Cleo.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

nice and easy

May 12, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mohammed,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Lorraine has been perfect!

Lorraine has been amazing getting our new card machine agreements set up. we had 3 businesses to move over to lloyds and the whole process has been simple.
She has been great at assisting us with any questions and was really prompt at responding.
Thank you!

May 11, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Cody,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Customer Service

The customer service provided by Lauren has been outstanding, timeliness of responses (despite my own delays), knowledge, support and going the extra mile to make everything easier is exactly what you want to grow your customer base!

Thanks

May 12, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

It's so easy to use

It's so easy to use, & up and running as soon as I fired it up!

May 9, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello John,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent service

Excellent service. Kian was very helpful, professional, and courteous, and successfully resolved all of my issues during the call.

May 12, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Vivienne,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 3 out of 5 stars

Cardnet is fine, machine supplier is NOT

Cardnet is fine, and so is Deepak, brilliant guy. But their third party machine supplier support has been absolutely terrible (NON EXISTENT!). Their support number is a premium-rate number, which is honestly unbelievable. I’m paying to ask for help connecting the machine you supplied THAT I ALSO PAY FOR MONTHLY! What an irony…
(And no, they never called to help with the machine or anything)

I still haven’t managed to connect the terminal to Wi-Fi because nobody ever called me back. I genuinely don’t understand how a great bank like Lloyds partners with a company offering this level of support.

At this point I honestly wish I had stayed with Barclaycard.

Also there’s no option on the POS machine to add extra details to a payment.

May 8, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello

Thank you for taking the time to share your feedback. We’re really pleased to hear the positive elements of your experience and we genuinely appreciate you also calling out where we can do better.
We’re treating your constructive feedback seriously and are already looking into the root cause so we can understand what happened and how we improve. A member of the team will be back in touch with you directly.
Thanks again for helping us improve the service we provide to our merchants.

Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic Support

Having worked with previous suppliers in other roles and been underwhelmed, what has stood out for the last few years having worked with Lloyds Cardnet is the fantastic support from Kelly Merritt, our Client Services Manager. Kelly is professional, manages expectations, proactive and an absolute pleasure to work with. This all means a great service, even when issues are encountered as you have a confidence they will be resolved promptly and to a high level.

May 8, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kelly Merritt.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Have purchased a new business

Have purchased a new business , I have received best help from Remee Thakrar.
All send at right time, then took 5 minutes to start to use card machine
Really appreciated
Bruno

April 30, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Reemee.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Merchant Terminal

To sort out merchant services, Rehana was very Proactive. They have given Excellent customer service.

May 5, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Rehana.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

I had a great experience dealing with…

I had a great experience dealing with Serhat regarding our merchant services. The communication was clear, professional, and efficient throughout the process. Everything was explained in a straightforward way, making it easy to understand the changes to our account.

Overall, very good service and support — much appreciated.

May 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Sanjay,

Thank you for your review and positive feedback. I will share this with Serhat.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

My request for my cardnet terminal was…

My request for my cardnet terminal was swift. Hannah was really helpful the entire process! She is an incredible professional with great communication skills. Her responses were always prompt and positive! She is a breathe of fresh air! Thank you Hannah

May 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Hannah.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Professional, friendly and informative service

Professional, friendly and informative service.
Explained the options clearly which made choosing a suitable replacement POS card terminal straightforward.
Good communication and processing of new contract.
Thank you!

April 27, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Dear Mr. Atkinson,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Dulcie was excellent

Dulcie was excellent, she helped me with a variety of issues, and even saved me some money...... that can't be bad !!

April 30, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Sam,

Thank you for your review and positive feedback. I will share this with Dulcie.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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