Lloyds Bank Reviews 11,205

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,622 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and professional, often going above and beyond to assist with various banking needs. Many highlight the excellent customer service received, noting that employees are patient, understanding, and provide clear explanations, making complex issues feel manageable. The overall service is described as efficient and easy to use, with daily banking operations like card payments and direct debits working seamlessly. However, some people were dissatisfied with customer service, reporting issues like long wait times, unhelpful phone interactions with staff who spoke too quickly or had strong accents, and difficulties resolving problems. A few other people also felt that the company's payment processes were inconvenient, with delays in funds becoming available and unexpected account closures.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers highlighting helpful, knowledgeable, and patient... See more

Service

Clients share positive opinions on service, with many reviewers highlighting helpful, courteous, and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers praising the excellent... See more

Payment

Customers had ambiguous experiences with payment, with some reporting difficulties accessing their own money... See more

User experience

Reviewers mention positive feedback about user experience, particularly praising the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Long-term Lloyds personal banking customer. The current account does the job day to day: card payments, standing orders, Apple Pay, direct debits all work without thinking about it. The mobile app is... See more

Company replied

Rated 5 out of 5 stars

Sarah.M Wellingborough branch- Sarah has been really helpful, I came in to switch my standard saving to something better she helped with updating all my saving account to better rate. Not just that sh... See more

Company replied

Rated 5 out of 5 stars

Lisa W assisted me in the kindest,most empathetic and sincerest way possible. She was warm and friendly and made my problems feel so small as though they were no issue to fix. She went above and be... See more

Company replied

Rated 5 out of 5 stars

My sister and I were both impressed with how Cheryl answered all our questions about our POA clearly and thoroughly. She reassured us with her professional yet calm approach. She assured us that all o... See more

Company replied


Company details


Contact info

4.1

Great

TrustScore 4 out of 5

11K reviews

5-star
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No history of asking for reviews

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Rated 5 out of 5 stars

Customer service

I had a really good experience the Staaf was especially raj or I don’t know I think it was raj he was really cooperate

May 29, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Muskan. I'm pleased to hear you had a good experience with us and that our team provided supportive service. It’s great to hear that Raj made a positive impression. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Pritesh

Rated 5 out of 5 stars

Sarah .M Wellingborough branch

Sarah .M Wellingborough branch
Excellent service thank you

May 29, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Marcus. I'm happy to hear you received excellent service from Sarah at our Wellingborough branch. Thank you for the positive review.

Thanks
Pritesh

Rated 5 out of 5 stars

Sarah.M Wellingborough branch- Sarah…

Sarah.M Wellingborough branch- Sarah has been really helpful, I came in to switch my standard saving to something better she helped with updating all my saving account to better rate. Not just that she has helped me book an appointment with the team who could help me with life changing event/ life insurance as I currently just had a baby. Sarah listened to my needs and change in circumstance and accommodate to provide the right service for me. Very pleased.

May 29, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Anu. I'm delighted to hear that Sarah at our Wellingborough branch was able to support you so effectively. It’s great to know that Sarah helped you review and update your savings to better rates, and also took the extra step to arrange an appointment to support you with life insurance during such an important time. I'm happy to hear that Sarah listened carefully to your needs and changes in your circumstances, and provided a service tailored to you. Thank you for your 5-star rating.

Thanks
Pritesh

Rated 3 out of 5 stars

The have a good service

The have a good service, good and approachable staffs always there to listen and help , friendly and kind hearted.

Especially staff called Edidiong at Above Bar

May 29, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Aristide. I'm pleased to hear that you’ve had a positive experience with our service and that our team have been approachable, friendly, and supportive. It’s great to hear your recognition for Edidiong at Above Bar. Thank you for your kind words.

Thanks
Pritesh

Rated 1 out of 5 stars

You have times when you cannot access…

You have times when you cannot access your own money. You make a complaint and apparently it’s in there terms and conditions- so basically I can access MY money when Lloyds say I can - absolutely ridiculous. I am taking my complaint now to the ombudsman and on there reply looking into legal action as this cannot be right.
I am writing this review AFTER one of your complaints managers looked into it - I am just waiting for the written response so I can take this matter further

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Alan. I’m sorry to hear about the experience you’ve had, and I understand how frustrating it is when you cannot access your funds. We are reviewing your feedback to improve our services.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser. If you have already raised a formal complaint, you can proceed with the next step mentioned in the link: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Pritesh

Rated 1 out of 5 stars

Absolutely disgusting customer service

Absolutely disgusting customer service. Made a complaint Because they made a mistake. Two days later account is closed.
Refused me a data request under article 15.
Didn’t inform me in writing or give an exemption under article 12 GDPR.
Won’t tell me why they’ve closed account but it’s obvious as I made a complaint two days earlier. AVOID LLOYDS they had me on the chat for 14 hours!!! To raise something that they say you can do instantly! AVOID THESE PEOPLE

STILL WAITING FOR THEM TO EXPLAIN WHY I WAS REFUSED MY DATA REQUEST.

😡😡😡😡😡

May 29, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Anthony. Thank you for your feedback. I'm sorry to hear about your experience and the frustration caused by the account closure and data request issues.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser. If you have already raised a formal complaint, you can proceed with the next step mentioned in the link: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Pritesh

Rated 5 out of 5 stars

Excellent customer service from Alex at…

Excellent customer service from Alex at Northfield branch on Thursday 28th May. He explained everything, gave good advice and was very patient as I had a lot of queries.

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Karla. Thank you for your feedback. I’m delighted to hear about the great service you received at our Northfield branch. It’s wonderful to know Alex was able to explain everything clearly and support you with your queries. Thank you for your 5-star rating.

Thanks
Nandu

Rated 1 out of 5 stars

The worst experience with this bank i…

The worst experience with this bank i wont recommend anyone to this
Had an emergency that needed transferring money they said i should call but kept going back and forth repeating same questions and answers now the landlord has terminated my contract
This is the worst bank ever dont use it

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Tinotenda. Thank you for your feedback. I’m really sorry to hear about your experience, especially given the urgency of your situation. I understand how frustrating and distressing this must have been for you.

We do have security checks in place when processing payments or account requests, as these are designed to help protect our customers and prevent fraud. However, I appreciate how this may not have felt helpful in an urgent situation.

This isn’t the level of service we aim to provide, and we’d like the opportunity to look into what happened. Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 1 out of 5 stars

I cannot express my frustration with…

I cannot express my frustration with this bank
They shout down a joint account between me and my partner without any notification because they thought it was being used for business. You cant even setup an account in branch anymore yet they still want to goto branch to prove ID. My partner has been without an account now for 7 days and everything is now caving in thank you Lloyds you complete muppets. I have now setup a solo account just to get hr registered on the system. I'm still having issues getting the join account setup online as the new account has a different layout and the online team are unable to assist and have now advised to go to your nearest branch. And I might add all the branches are shutting down. Absolute chocolate.

May 15, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Hadley. Thank you for your feedback. I’m really sorry to hear about your experience and the disruption caused, particularly with your joint account. I understand how stressful this must be, especially when it affects your day-to-day finances.

This isn’t the level of service we aim to provide, please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

You can also find information about branch services and closures here: www.lloydsbank.com/help-guidance/everyday-banking/banking-near-you/branch-closures.html

Thanks
Nandu

Rated 1 out of 5 stars

Absolutely pathetic service at the…

Absolutely pathetic service at the bank. They wont certify an ID for their own customers and made you run from one branch to another. Absolutely waste of time.

May 28, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Ashish. Thank you for sharing your feedback. I’m sorry to hear about your experience and the inconvenience caused. This isn’t the level of service we aim to provide, and I understand how frustrating this must have been.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks
Nandu

Rated 5 out of 5 stars

Alison j she is excellent helped to me…

Alison j she is excellent helped to me get back on my mobile app.

May 28, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Suhan. Thank you for sharing your feedback. I’m delighted to hear about the great service you received. It’s wonderful to know Alison was able to help you get back onto your mobile app and provide such excellent support. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

A lady called Linzi branch manager at…

A lady called Linzi branch manager at Corby Lloyd branch.

I was very nervous when I came to the branch to set up a business account. Linzi was so helpful and very understanding. She Made me feel very comfortable and was so supportive. Exceptional kindness and support. Especially as I have a MS condition
Thank you for everything

May 28, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Mr David. Thank you for sharing your feedback. I’m delighted to hear about the great service you received at our Corby branch. It’s wonderful to know Linzi was able to support you, make you feel comfortable, and provide such exceptional care during your visit. Thank you for your 5-star rating.

Thanks
Nandu

Rated 1 out of 5 stars

Lloyds Bank Kilburn poor hygiene and service

I visited the Lloyds Bank Kilburn branch to deal with a Court of Protection matter for my mother. I explained my situation clearly when I checked in at around 10:30am and was told there were two customers ahead of me. I waited patiently for an hour.
After the second customer left, a staff member who identified himself as Tony J came out, looked at the list, and announced he would only deal with “short enquiries.” At no point before this was I informed there were separate queues for short and long enquiries. Despite my long wait, I was ignored and another customer was served before me instead.
At around 12:05pm, Tony finally called my name. When I asked why my enquiry could suddenly be handled now, he replied arrogantly that his colleague dealing with “long enquiries” was taking too long, so he would help me instead. There was no apology for the delay or for skipping me earlier, as if he was given me mercy.
He then asked me to sit back down on a dirty customer chair and later returned with only a phone number on a piece of paper, telling me to call instead. This was unacceptable after making me wait for over 90 minutes. If the branch could not handle Court of Protection matters, I should have been told immediately when I logged in, instead of being left waiting unnecessarily.
When I complained about the poor treatment, Tony appeared unwilling to listen and asked me to leave the branch. When I asked why, as my issue had still not been properly handled and no apology had been offered, he threatened to call the police. Both he and the security guard came towards me and raised their voices and told me to leave. I chose to leave because the environment felt hostile, intimidating, and deeply unprofessional. (Most importantly there was no point to continue waste a min in that branch for the rude treatment)
What made this experience worse is that earlier the same morning I received excellent service at HSBC, where my enquiry was handled professionally within 45 minutes. I also visited NatWest afterwards, and despite lunchtime queues, their staff assisted me efficiently and respectfully within another 30 minutes. The contrast in customer service was very clear.
I found the behaviour at Lloyds Bank Kilburn rude, dismissive, and intimidating. As a Chinese female customer, I felt ignored and unfairly treated. I was also concerned by the aggressive attitude shown when I questioned the service I received.
In addition, the seating area in the branch was extremely dirty and unhygienic. The chairs and sofas appeared poorly maintained, and I had no choice but to sit there for a long period while waiting. I have attached photographs of the flee bites on my skin that caused by these chairs…
I would like:
1.A formal apology from branch management.
2.A proper investigation into the conduct of the staff member who identified himself as Tony James.
3.Assurance that customers are treated respectfully and professionally in future.
4. Better staff training on customer service and efficient customer support (such as giving out a piece of paper with the tel number from beginning instead of wasting people's precious time!).
Finally, when I initially asked the staff member for his name, he refused to provide it and only shouted out a name afterwards, so I cannot confirm whether “Tony James” is true or fake. I have attached his photograph for identification purposes.
Customers can request to know the full name of the staff who served them.

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Jia. Thank you for sharing your feedback. I’m really sorry to hear about the experience you had at our Kilburn branch. This is not the level of service we aim to provide, and I understand how frustrating and upsetting this must have been, especially given the nature of your enquiry.

We take your concerns seriously, including the service you received, how your visit was handled, and the condition of the branch. We’d like to make sure this is looked into properly.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: https://www.lloydsbank.com/contact-us/how-to-complain.html. So, we can investigate this further and work towards a resolution for you.

Thanks
Nandu

Rated 5 out of 5 stars

Mo from Leicester Melton Road was…

Mo from Leicester Melton Road was great, brilliant service.
Really need more staff members like him in branch

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Dharmesh. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leicester Melton Road branch. It’s wonderful to know Mo provided such brilliant support and made a positive impression. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

It was amazing mrs jelly was nice to…

It was amazing mrs jelly was nice to me and she helped me open more savings and more benefits in leamington spa branch im satisfied and happy thank you

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi JanetNdamukunda. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leamington Spa branch. It’s wonderful to know Mrs Jelly was able to help you open additional savings and support you with the benefits available. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Himanshu was very helpful in the…

Himanshu was very helpful in the wellingborough branch helping me reset my banking app thank you

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Julie. Thank you for your feedback. I’m delighted to hear about the great service you received at our Wellingborough branch. It’s wonderful to know Himanshu was able to help you reset your banking app and provide such helpful support. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

I went into Loyd Bank at Harrow and was…

I went into Loyd Bank at Harrow and was served by Rama. The service was really really outstanding. I was so pleased as she helped me reset my mobile app as i had been struggling.

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Didier. Thank you for your feedback. I’m delighted to hear about the great service you received at our Harrow branch. It’s wonderful to know Rama was able to help you reset your mobile app and provide such outstanding support. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Got assisted by Himanshu

Got assisted by Himanshu. He was very helpful taught me how to deposit money using banking app which was new to me. Happy with the service.

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Diana. Thank you for your feedback. I’m delighted to hear about the great service you received. It’s wonderful to know Himanshu was able to support you and guide you through using the app. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Lizzy at loyds bank leamington spa…

Lizzy at loyds bank leamington spa branch was fantastic sorting my banking problem, great customer service would deffinately fecomend , many thanks

May 28, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Justin. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leamington Spa branch. It’s wonderful to know Lizzy was able to help resolve your issue and provide such fantastic customer service. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

The attentiveness and professional…

The attentiveness and professional approach taken by the Lloyd’s Manchester team - most of all Toyin

May 27, 2026
Unprompted review
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Reply from Lloyds Bank

Hi Kevin. Thank you for your feedback. I’m delighted to hear about the great service you received from our Manchester team. It’s wonderful to know Toyin’s attentive and professional approach made such a positive impression. Thank you for your 5-star rating.

Thanks
Nandu

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