Max Insurance  Reviews 692

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and dedication, making the entire process smooth and understandable. Many highlight the exceptional customer service, noting that agents are responsive, communicative, and genuinely care about their clients. The claim process is frequently described as quick, efficient, and easy to initiate, with many people appreciating the clear explanations and timely updates provided by the team. However, some customers also noted issues with response times, mentioning delays in communication from case managers and adjusters. A few people experienced dissatisfaction with the initial handling of their claims or with the efficiency of repair companies partnered with the insurer, leading to prolonged processes and some frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Claim

Reviewers mention positive feedback about their claim experiences. Many customers found the claim process... See more

Service

Clients share positive opinions on service, highlighting efficiency, clear communication, and... See more

Customer service

Customers generally report positive experiences with customer service, highlighting that representatives... See more

Response time

Users describe positive interactions with response times. Many customers praise the prompt and clear... See more

Based on these reviews

Rated 5 out of 5 stars

I had a flood at my home and what followed was a very long and difficult eight-month restoration and rebuild process. It wasn’t easy, but I can honestly say the team at Max Insurance made a... See more

Company replied

Rated 5 out of 5 stars

I recently submitted two missing items related to hail damage from over a year ago. I just sent photos—no questions, no arguments. Everything was handled quickly and efficiently. In recent years, I h... See more

Company replied

Rated 5 out of 5 stars

the first few days that we submitted the claim was not good but afterwards our insurance adjuster Nathan was super helpful and nice. although at beginning was confused if we are covered or not which c... See more

Company replied

Rated 5 out of 5 stars

Mr. Wesley D was very patient, resourceful and kind in listening to our concerns and paid full attention to details along the process. I highly appreciate Mr. Wesley for handling the case in a... See more

Company replied


Company details

  1. #5 of 7 best companies in Insurance Company
  2. #1 of 1 best companies in Liability Insurance Company
  3. #1 of 2 best companies in Personal Insurance Company

About Max Insurance

Written by the company

Max Insurance comes from humble community-based roots, dating back to 1866. Our belief has always been, comprehensive coverage at a fair price.

At Max Insurance, we price each home based on its own unique merits and attributes rather than the merits of the homes within the collective community. From there, we use a very scientific approach, simulating over 10,000 years of potential weather events against your home to ensure you are always paying your fair price for the exposures that you and your home could face.

Our pricing models balance the severity and frequency of risk in so many dimensions than a traditional rate table from an insurer. As a result, Max quotes tend to be far more affordable or highly competitive for many properties in Canada.

The core belief of comprehensive coverage at a fair price here at Max remains unchanged, however the method of pricing insurance has gone through a revolutionary shift, ensuring policyholders get excellent coverage, while paying for insurance that truly represents their own true risk profile.

To ensure you have the coverage you need, Max Insurance partners with best in class Insurance Brokers to provide you the very best, unbiased professional advice.

Contact sales@maxinsurance.ca for a broker in your area.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

692 reviews

5-star
4-star
3-star
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1-star

Replied to 52% of negative reviews

Typically replies within 1 month

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Rated 4 out of 5 stars

Claim

Claim: Fence Replacement
Prompt and accessible support, with a clear, straightforward claims process and regular status updates throughout.

January 22, 2026
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Reply from Max Insurance

Hi Purewal,

We are glad to hear you had satisfactory service throughout your claim. We strive to ensure we're always there for you with regular communication and updates. Thanks for the review!

Sincerely,

Max Insurance

Rated 1 out of 5 stars

Up to 100% premium increase on…

up to 100% premium increase on renewals. Offers a low introductory rate and jacks premiums at renewal

January 20, 2026
Unprompted review
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Reply from Max Insurance

Hi there Amar,

We're sorry to hear about your dissatisfaction with your premium increase. Unfortunately, premium increases can happen for any number of reasons, and as we're constantly refining our science there may be adjustments. We wish you luck in your future endeavours and hope you find the best plan fitted to your needs!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

My claim was processed professionally…

My claim was processed professionally by one of your Insurance claim agent and was able to resolved the issue despite the complexity of the situstion. I appreciate all the help.

January 8, 2026
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Reply from Max Insurance

Hi Nestor,

We appreciate you leaving a review! Thank you so much for your kind words; feedback like this makes our day. We'll make sure to pass along your review to our team.

Sincerely,

Max Insurance

Rated 4 out of 5 stars

Positive resolution and process

During the whole process, all involved were very communicative, transparent and helpful with any concerns and with guidance. The only issues we had were delays when awaiting callbacks or responses. This had no impact on resolution, other than the duration of it.

January 15, 2026
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Reply from Max Insurance

Hi Martin & Michelle,

So pleased you could have a positive resolution to your claim. Regarding delays, we'll make sure to look into your case and take your feedback into account. Thank you for taking the time to write a review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

I am happy with the company everyone…

I am happy with the company everyone did the best for me that all I can say

January 14, 2026
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Reply from Max Insurance

Hi Kathy,

So great to hear! We're happy we could help out with your claim. Thank you for leaving a review.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

You guys have the best insurance…

You guys have the best insurance service I ve dealt with , and when it came to my claim , The adjuster is so respectful, and when i filed it online I received a call right away.

January 14, 2026
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Reply from Max Insurance

Hi Abdulla,

We are very happy to hear that you had such a positive experience with Max. We take great pride in our prompt and speedy service, so we're glad you could experience just that. Thank you for your kind words!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Great experience working with Luke M.

Great experience working with Luke M.
Luke followed up on my claim consistently and was always in touch throughout the process. His communication was clear and timely, which made everything much easier. I really appreciate his professionalism and support.

January 13, 2026
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Reply from Max Insurance

Hi Alina & Andrii,

We're so glad to hear that Luke was such an excellent source of support during your claim. Thank you for taking the time to leave us such a kind review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Matthew

Matthew D was very helpful and courteous he was very prompt and professional

January 8, 2026
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Reply from Max Insurance

Hi Rohit,

Thank you for your generous praise! We're glad that Matthew could be of help during your claim. Always happy to help.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Good experience

Good experience

January 8, 2026
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Reply from Max Insurance

Hi all,

We're pleased to hear that your claim experience was positive. Our adjusters work hard to ensure you have all the knowledge and access to resources possible. Thank you for leaving a 5-star review.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Helpful, Courteous and Kind

Helpful, Courteous and Kind, that is what everyone should be, however Brittany takes it up a notch. Brittany Cochrane has always responded quickly to my emails. This interaction was her and I going over different aspects of the business and she makes things so easy and communicates in a way that is friendly and helpful.

January 7, 2026
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Reply from Max Insurance

Hi Barbara,

Thank you so much for your kind words! Pleased to hear that Brittany has been such an excellent help for you in supporting the business connection. We thank you for your continued business and we'll make sure to let Brittany know of your glowing review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Amazing experience working with Max

My adjuster team has been walking us through each step with wording to help our neurodivergent brains understand what is going on and why things are lining up in such a way. They are patient with us to get things back to them and their overall customer service is top notch.

January 7, 2026
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Reply from Max Insurance

Hi Brianna and Scott,

We're so glad that your adjuster team was able to help navigate your claim for you! Claims can be intense for anyone, so we're pleased they could lay it out for you. Thank you for taking the time to leave a review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Good communication skills

The way they communicated was very friendly and helpful

December 16, 2025
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Reply from Max Insurance

Hi Sarai, Tirath, and Mandeep,

Amazing to hear! We are pleased you were satisfied with the communication during your claim experience. Thank you for leaving a review.

Sincerely,

Max Insurance

Rated 4 out of 5 stars

Max Insurance claim review

Responses were prompt from our second adjuster. She would provide great work as a mediator between us and the restoration company to address questions or concerns on our end. Our only suggestion going forward would be to better vet the selected vendor as our experience with them (Paul Davis) fell way below expectations. The project was delayed greatly (close to 9 months on a 3 month estimation) and the scheduled work had huge time gaps. The quality of work was well below par thus contributing to the delay to completion. Contractors were all outsourced and did not speak our language which further made the issues more difficult to address.

December 29, 2025
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Reply from Max Insurance

Hi there,

We're glad to hear that your claim case could be dealt with. Regarding your experience with the selected vendor, we appreciate your feedback and will be following up. Thank you for letting us know, as we are always striving to ensure our clients have the best possible experience!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Max Insurance Company gave me the best… Max Insurance Company gave me the best service, answered the phone, responded to emails for every problem, and had a quick and direct

Max Insurance Company gave me the best service, answered the phone, responded to emails for every problem, and had a quick and direct

December 23, 2025
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Reply from Max Insurance

Hi Shoshana,

So glad to hear it! We work hard to ensure our claims' experience is pristine for our clients. Thank you for taking the time to leave a review.

Sincerely,

Max Insurance

Rated 1 out of 5 stars

Update to my last review

Very disappointing experience with Max Insurance and Bradley
I used an insurance agent to arrange coverage for my home and, to my surprise, I didn’t even realize my policy was with Max Insurance until my basement flooded. Unfortunately, what followed was one of the worst insurance experiences I’ve ever had.
The response from Max Insurance was extremely slow, with constant delays and conflicting explanations. During this time, my young children and I were left for an entire weekend in the middle of a very cold winter without heating or hot water after the flooding. It was an incredibly stressful and unsafe situation.
I tried calling Bradley repeatedly for assistance and guidance, but he was almost always unavailable. When I did manage to reach out, there was absolutely no empathy or sense of urgency shown, despite the seriousness of the situation and the fact that children were involved.
Overall, this experience left me feeling unsupported, unheard, and extremely disappointed. I would not recommend Max Insurance based on the lack of responsiveness, compassion, and effective support during a real emergency.

I want to update this review because after posting it, Mike (or Mark – I apologize if I have the name slightly wrong), who identified himself as the President of Claims at Max Insurance, personally reached out to me after seeing my review. He took the time to listen to my concerns and worked with me to make some changes and address the situation.
I appreciate that someone at a senior level took the initiative to contact me and help resolve the matter. Because of that effort, I’m updating my review to reflect that the company did follow up and make improvements to the situation. Thank you for taking the time to address my concerns

December 18, 2025
Unprompted review
Rated 1 out of 5 stars

Poor service and money sucker

Poor service and money sucker. Don't expect anything back for what you paid

December 22, 2025
Unprompted review
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Reply from Max Insurance

Hi Sabyasachi,

We’re sorry to hear you feel this way! That’s not the experience we aim to provide, and we’d appreciate the opportunity to better understand what happened. Please reach out to sales@maxinsurance.ca for further support.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Stephanie made my claim go through…

Stephanie made my claim go through exactly how I wanted it to go through. She explained everything to help me and guide me through the process. This was a great experience in such a rough time so I thank her dearly.

October 1, 2025
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Reply from Max Insurance

Hi Amy,

Thank you for taking the time to leave such kind words for our superstar, Stephanie! We are glad that she could turn around your claim experience. We'll make sure she hears of your glowing review!

Sincerely,

Max Insurance

Rated 1 out of 5 stars

Six Months On—Claim Still Unresolved and Poorly Managed

The incident occurred at the end of June. As of mid-December, the repair and claim remain incomplete. Communication from the insurer was terrible and has been unresponsive and often unhelpful. Despite an auto-reply promising responses within two business days, replies typically arrived 10+ days later, if at all, and rarely addressed our questions.

Our adjuster appeared overwhelmed and confused: we sometime received emails intended for other claimants, and our concerns and questions were repeatedly ignored or unanswered. The restoration company reflected similar issues. While their coordinator (who just appeared recently) was reasonably responsive, the project manager and field team were disorganized, and essentially missed the agreed commencement date, and failed to meet the promised completion date. Because of these lapses and poor communication, our tenant had to move out again. The adjuster has not kept us informed about payment issuance, amounts, or what to expect next. We’re left uncertain about timelines, approvals, and when funds will be released - very stressful process.

Requested improvements:
• Enforce firm start and completion dates with a written schedule and weekly status updates.
• Hold the adjuster accountable for timely, accurate communication (acknowledge within 2 business days, provide meaningful answers).
• Coordinate the restoration vendor to meet dates and communicate any changes before they impact occupants.
• Provide clear payment updates (issue dates, amounts, and remaining steps).

December 15, 2025
Rated 5 out of 5 stars

From the very first phone call the…

From the very first phone call the representatives at Max Insurance have been courteous and super responsive. They have taken an experience that you would normally expect to be very stressful and made it as hassle free as possible with their professionalism and calm reassurance.

December 15, 2025
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Reply from Max Insurance

Hi Daniel & Claire,

We are so happy to hear that your claim experience was so positive! We strive to ensure all our knowhow and expertise is used to support the experiences of our customers. Thank you for taking the time to leave a review!

Sincerely,

Max Insurance

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