Max Insurance  Reviews 692

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and dedication, making the entire process smooth and understandable. Many highlight the exceptional customer service, noting that agents are responsive, communicative, and genuinely care about their clients. The claim process is frequently described as quick, efficient, and easy to initiate, with many people appreciating the clear explanations and timely updates provided by the team. However, some customers also noted issues with response times, mentioning delays in communication from case managers and adjusters. A few people experienced dissatisfaction with the initial handling of their claims or with the efficiency of repair companies partnered with the insurer, leading to prolonged processes and some frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Claim

Reviewers mention positive feedback about their claim experiences. Many customers found the claim process... See more

Service

Clients share positive opinions on service, highlighting efficiency, clear communication, and... See more

Customer service

Customers generally report positive experiences with customer service, highlighting that representatives... See more

Response time

Users describe positive interactions with response times. Many customers praise the prompt and clear... See more

Based on these reviews

Rated 5 out of 5 stars

I had a flood at my home and what followed was a very long and difficult eight-month restoration and rebuild process. It wasn’t easy, but I can honestly say the team at Max Insurance made a... See more

Company replied

Rated 5 out of 5 stars

I recently submitted two missing items related to hail damage from over a year ago. I just sent photos—no questions, no arguments. Everything was handled quickly and efficiently. In recent years, I h... See more

Company replied

Rated 5 out of 5 stars

the first few days that we submitted the claim was not good but afterwards our insurance adjuster Nathan was super helpful and nice. although at beginning was confused if we are covered or not which c... See more

Company replied

Rated 5 out of 5 stars

Mr. Wesley D was very patient, resourceful and kind in listening to our concerns and paid full attention to details along the process. I highly appreciate Mr. Wesley for handling the case in a... See more

Company replied


Company details

  1. #5 of 7 best companies in Insurance Company
  2. #1 of 1 best companies in Liability Insurance Company
  3. #1 of 2 best companies in Personal Insurance Company

About Max Insurance

Written by the company

Max Insurance comes from humble community-based roots, dating back to 1866. Our belief has always been, comprehensive coverage at a fair price.

At Max Insurance, we price each home based on its own unique merits and attributes rather than the merits of the homes within the collective community. From there, we use a very scientific approach, simulating over 10,000 years of potential weather events against your home to ensure you are always paying your fair price for the exposures that you and your home could face.

Our pricing models balance the severity and frequency of risk in so many dimensions than a traditional rate table from an insurer. As a result, Max quotes tend to be far more affordable or highly competitive for many properties in Canada.

The core belief of comprehensive coverage at a fair price here at Max remains unchanged, however the method of pricing insurance has gone through a revolutionary shift, ensuring policyholders get excellent coverage, while paying for insurance that truly represents their own true risk profile.

To ensure you have the coverage you need, Max Insurance partners with best in class Insurance Brokers to provide you the very best, unbiased professional advice.

Contact sales@maxinsurance.ca for a broker in your area.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

692 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 52% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

wonderful coverage & service

i had a flood claim in my new home & the max insurance coverage was amazing, and so was the service provided by Kelly B. she was attentive, proactive, checked in regularly & was all around very sweet & easy to deal with. claim is closed & i couldn't be happier! max insurance is the best!

August 13, 2025
Unprompted review
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Reply from Max Insurance

Hi Megan,

So glad we could be of help - both in getting you great coverage and great service for your claim! We'll make sure to tell Kelly what an awesome experience you had. Thank you for leaving a review.

Sincerely,

Max Insurance

Rated 1 out of 5 stars

DISGUSTING PEOPLE

If you are thinking about doing business with these people don't walk away, RUN!!!!!!!!!
They overcharge people and treat their customers like garbage.
For my policy renewal for home insurance they tried to charge me $28000 and took $2400 for a months fee and then ripped me off again on the return of my money
STAY FAR FROM THESE PEOPLE

January 20, 2026
Unprompted review
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Reply from Max Insurance

Hi Bob,

Thank you for sharing your feedback. We’re very sorry to hear that your experience left you feeling this way. This isn't the experience we want any of our customers to have.

Insurance premiums can change significantly at renewal depending on factors such as changes in underwriting guidelines, property details, claims history, or market conditions. Right now, there's been a considerable amount of changes in the industry resulting in large price fluctuations. In some cases, when a policy cannot be renewed under the same terms, the available options may look very different from the previous year’s premium.

We advise reaching out to your broker to discuss alternative options.

Sincerely,

Max Insurance

Rated 1 out of 5 stars

Very disappointed. Stay away

Its too bad you have to give a full star. First after one year ower payments have jumped over $60 a month. We have never han an insurance claim and are 45 and 46 yrs old. We had a wind storm beginning of December and just got called about ower claim now Feb 19. We had the roof inspected due to the damage from a 5 star roofer of 50 yrs say the garage and house would need to be replaced. Max insurance sent there own guy then nothing then a second which at that time the damaged side was under snow inspect it without touching a single snowflake on the roof and came back the good side needed $1000 in repairs which is our deductible but good news the bad damaged side we had to get our roofer to nail flaps of roof down now under the undisturbed snow is fine. We even took dated pictures of the snow after he left. When I argued it I was basically told ya sorry its what were going to go off of. Not the 5 star roofer who's been doing this for 50 years. Said I guess ill have to come up with the money and redo it my self and switch companies. Response was ya that's too bad sorry.

February 19, 2026
Unprompted review
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Reply from Max Insurance

Hi Ben,

We are truly sorry to hear about your experience. This is not the kind of feedback we hope to receive from our valued clients.

With respect to your claim, we take concerns about inspections very seriously. Storm damage assessments can sometimes involve differing professional opinions, but we never want you to feel unheard or dismissed.

Thank you for taking the time to share your feedback. We know how important your home is, and we’re sorry this situation has added stress during what was already a difficult time.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Excellent service from start to finish!

I had a great experience with Max Insurance throughout my claim process. They handled everything in a meaningful and reasonable time, which really helped reduce the stress of the situation. Communication was consistent from start to finish, and I always felt informed about what was happening.

A special thank you to Alexandro E., who was professional, helpful, and very polite the entire time. He made the process smooth and easy to understand.

Overall, I’m very satisfied with the service I received and would definitely recommend Max Insurance to others.

-Crawford Family

February 19, 2026
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Reply from Max Insurance

Hi Crawford Fam,

We're so happy to hear that your experience was great! Claims are never fun, so we're glad that Alexandro could straighten things out. Thank you for taking the time to leave such an awesome review.

Sincerely,

Max Insurance

Rated 4 out of 5 stars

Responded to correspondence quickly

Responded to correspondence quickly and mostly had all of our answers on the first try. The only issue that we had was pushing us to get our inventory list done too quickly. No issues getting our payout.

February 17, 2026
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Reply from Max Insurance

Hi MJ,

We're pleased to hear that you were overall satisfied with your experience. Regarding your feedback on feeling pressured to deliver your inventory list, we understand your frustrations. We'll take your feedback into account as we're constantly revising our processes! Thank you for the review.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Nathan was very helpful and attentive

Nathan was very helpful and attentive. He would often follow up on all of the documents I needed to provide and would ask for updates on the repairs needed. He filled out all the forms we needed and made the experience as easy as possible, I would definitely recommend him

February 17, 2026
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Reply from Max Insurance

Hi Patrick & William,

We are very pleased that Nathan was so helpful throughout your claim process. We will make sure he hears of your kind words! Thank you for your review; these kinds of comments really make our day!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Excellent

The company respond well to my claim. I am very satisfied with it

February 2, 2026
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Reply from Max Insurance

Hi there,

We are happy to hear you were satisfied with your claim service! We work hard to meet our clients' expectations. Thank you for leaving a review.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Alex's communication is clear and…

Alex's communication is clear and patient, and always keep me posted for each of the step.

February 17, 2026
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Reply from Max Insurance

Hi He Hu,

We're so glad to hear it. Thank you for letting us know that you were satisfied with Alex's communication throughout your claim. We appreciate the 5-star review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Nathan did the great job to support

Nathan did the great job to support, response and help me to deal the case quickly.
I felt grateful.

February 10, 2026
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Reply from Max Insurance

Hi Chi Ying,

We are pleased to hear that you found Nathan's support throughout your claim so helpful. Thank you for taking the time to leave a review - we'll make sure to let Nathan know you were grateful for his help!

Sincerely,

Max Insurance

Rated 3 out of 5 stars

Help- I’m currently a Max customer with…

Help- I’m currently a Max customer with insurance for 2 houses. ( expires Feb 13)
My broker, Liebel, does not deal with Max anymore.
I’m unable to contact Max to renew my policy’s. I’ve tried calling, they only talk to brokers. I’ve tried a new broker, and broker said they wouldn’t accept the letter of broker transfer.
Max please call me- I just want to renew and pay.
Steve @ 403-715-3897

February 3, 2026
Unprompted review
Rated 1 out of 5 stars

⭐ 1 Star

⭐ 1 Star – Very Disappointing Experience with Max Insurance

I had an extremely frustrating experience with Max Insurance and would not recommend them. I was insured with them for one year after they offered me what seemed like a great deal when I purchased my property. Out of nowhere, my policy renewal came up, and they claimed they had contacted me by email. I never received any email or notification.

One day, I received registered mail stating that I owed $7,430.27 for the full balance. When I called to cancel the policy, I was told I could not cancel and that I had to pay the full amount or it would go on my record. This felt completely unfair and unreasonable, especially since I was never properly informed.

The service was very unprofessional. Communication was poor, there was no clear explanation for why my rate increased so drastically, and there was no meaningful support when I tried to resolve the issue. Their claims process and customer service are disconnected, and calls did not feel valued or taken seriously.

Max Insurance seriously needs to revisit how they communicate with their clients if they want to maintain a customer base. Respect and transparency matter. Jacking up prices without explanation feels like taking advantage of customers.

February 2, 2026
Unprompted review
Rated 1 out of 5 stars

MAX tried to auto-renew me at a 700% premium increase even though 0 things about my dwelling information changed.

My home insurance premium with MAX was on automatic renewal, and the premium went up 700% - from $1700 up to $11,000. After the first payment came out, none of the brokers nor MAX could tell me why, offer any information from their underwriters, nor could I speak to a principal broker or an Insurance manager. They kept giving me vague, condescending reasons about the premium increase, even though the dwelling value went up by 20k, and that's the only change from last year's policy. Kept talking about "the rates of the city that I live in", the rating change due to a body of water being more risky than last year, etc. I live in a quiet little neighbourhood and the only body of water close is the city canal lol. If my house backed onto the Pacific Ocean, my premium wouldn't even be 11 grand.

Get quotes from bigger banks or Intaact.

January 20, 2026
Unprompted review
Rated 1 out of 5 stars

DENIED CLAIM BASED ON OPINION AND NOT FACTS

Bought a policy from them since it was the lowest premium. Paid for a year upfront. Had a water tank leak that was unrepairable and had water damage in the basement. They denied the claim stating that based on their "opinion" the water damage was "pre-existing". Typical of insurance companies nowadays to scam people. Whats the point of home insurance when nothing is covered? AVOID MAX INSURANCE AT ALL COSTS! NOT WORTH THE CHEAPER PREMIUM.

January 30, 2026
Unprompted review
Rated 5 out of 5 stars

I had a major issue with my home and…

I had a major issue with my home and was displaced for over a month.
When the Insurance Adjuster, Naesha at Max called she was very polite and helpful. She advised me and let me know how my policy would work for me. She was professional from beginning to end.

January 30, 2026
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Reply from Max Insurance

Hi there,

We're sorry to hear about your situation; such a significant loss must have been stressful! That being said, we're glad Neasha was able to help out with your claim. We hope you get back to normal ASAP!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Specially during the difficult…

Specially during the difficult time,They did the amazing job.
Instructions,Follow up, Assist to get the expert advice.
Awesome!

January 28, 2026
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Reply from Max Insurance

Hi Charles,

So happy to hear! We're pleased you could receive the 5-star service you expected, as well as step-by-step guidance on how to resolve your claim. Thank you for taking the time to leave a review.

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Happy Client.

My claim was a difficult one and the agent worked tirelessly to complete the claim. I’m pleased with the service I received,

January 28, 2026
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Reply from Max Insurance

Hi there,

We're happy to hear that, despite the difficulties of your claim, you were able to receive the service you needed. Thank you for taking the time to leave us a review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Ramona was fantastic

Ramona was fantastic. Made the entire e patience as low stress as possible.

January 27, 2026
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Reply from Max Insurance

Hi Mark,

We're so pleased that Ramona was able to be of help during your claim. These processes are never easy! Thanks for leaving us a review.

Sincerely,

Max Insurance

Rated 4 out of 5 stars

Hail Damage Claim

Even though the process was a bit long (about 4 months), Ramona was courteous, transparent, knowledgeable and responsive throughout the whole process. From the experience, I feel Max Insurance is fair and honest to deal with.

January 26, 2026
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Reply from Max Insurance

Hi there,

We are glad to hear that your claim could be sorted and you felt the process was fair throughout. That being said, we apologize for the delay; resolving claims in an efficient manner is something we strive for. We'll make sure to take your feedback into account. Thank you for leaving us a review!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

Kind helpful and compassionate

Entire claim process was easy. I was met with kindness and compassion, making a stressful situation less so.

January 8, 2026
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Reply from Max Insurance

Hi Theresa,

Claims can definitely be stressful experiences, so we're glad we were able to help out. Thank you for taking the time to leave such kind words!

Sincerely,

Max Insurance

Rated 5 out of 5 stars

We are very happy with the experience

We are very happy with the experience. We just wish for a better price. Our price got off so much that we have to start looking for a different company.

January 22, 2026
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Reply from Max Insurance

Hi Julia,

We are glad to hear you were satisfied with our claims service. We understand that pricing is an important factor, and while rates can change due to a variety of market and underwriting factors, we know that doesn’t make it any less frustrating. If circumstances change in the future, we’d be happy to work with your broker again and see if we’re a fit. Wishing you all the best moving forward.

Sincerely,

Max Insurance

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