Banner for Mercury Insurance

Mercury Insurance Reviews 

391
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

391 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(391)

349 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I have sent 3 emails over this last…

I have sent 3 emails over this last week using 2 different email accounts associated with you asking for my policy information or a log in, but you had no problem taking my money last Thursday and then going dark on actually providing me the policy or service or response.

July 4, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We sincerely apologize for the difficulty you've experienced in obtaining your policy information and the lack of communication. Please call our Customer Relations Department at (714) 671-4785 for further assistance.

Rated 5 out of 5 stars

How quick and easy the process was to…

How quick and easy the process was to get setup. Definitely came in handy when my insurance Geico dropped me for my first time DUI & only had 1 month to get another insurance with SR-22. And the rates are amazing, definitely saving a lot more! Thank you Mercury!

July 1, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad we could assist you quickly with your SR-22 needs and provide great rates during a challenging time. We appreciate you sharing your positive experience!

Rated 5 out of 5 stars

Rebecca made the process easy and…

Rebecca made the process easy and enjoyable. She facilitated the process and was extremely helpful. There was no need to shop around after that. Total pleasure to work with. Thank you so much Rebecca..

July 3, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so pleased to hear that our team member made your experience easy and enjoyable. It's wonderful to know you had such a positive interaction and found their help valuable. Thank you for sharing your kind words!

Rated 5 out of 5 stars

Timely Assistance

Mischa Hassan was very helpful in expediting the homeowner insurance policy and provisions for a quick closing timeline for our new home purchase.

June 27, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so glad to hear our team was helpful in expediting your homeowner insurance policy for your new home purchase. We appreciate you sharing your positive experience!

Rated 1 out of 5 stars

I have had Mercury auto insurance for…6 months

I have had Mercury auto insurance for almost 6 months, they sent me a letter saying my insurance was being terminated on July 31, 2026 because they were unable to verify all vehicle operators/ household members. so I called them at 800-493-7879, told them I didn't understand why my insurance was being terminated, they said because I didn't let them know who was living in my household, gave me 2 names, the one I do not know who this person is, they said because I got mail for this person and they gave me my sons name, told them he has no drivers liesence and does not drive MY car, to exclude him as a driver they wanted to charge me 98.00 more a month!!!! I am on disability and do not have 98.00 more a month to pay on auto insurance, they can let the NON-RENEWL go forward at the end of July, I will be taking my business elsewhere!!!!!!! This place is a scam and rip off~!!!!!

June 29, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We are sorry to hear about the frustration and inconvenience you've experienced regarding your policy and the verification process. We understand your concerns about the termination notice and the additional charges for excluding a household member. We are reviewing your feedback to ensure we address these issues appropriately.

Rated 1 out of 5 stars

Prices go up without notice

I have a salvaged car so I just needed liability which started off about $600 a year. Over the next 4 years it went up to $800 a year, then $1000 a year for 2025 and $1200 for 2026. All without any notice of increase.

June 29, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your concerns regarding the increases in your policy premium. Please reach out to your Agent to discuss your policy and explore some possible discounts you may be eligible for.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look