Banner for Mercury Insurance

Mercury Insurance Reviews 

391
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

391 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(391)

349 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Quick and easy

Thank you for making my insurance purchase quick and easy. Filled everything out online, made appt for a phone call to complete. An absolute pleasure

June 27, 2026
Rated 5 out of 5 stars

Had just Liability but Now, Comprehensive!

Mark and Sandra really helped me find the best price on the best coverage. I am very grateful that they found me comprehensive coverage! Skillful and fair

June 27, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so happy to hear that our team was able to assist you in finding the best coverage and price. We appreciate your kind words!

Rated 3 out of 5 stars

I've not had enough time to properly…

I've not had enough time to properly evaluate my service. Though, the app is an intuitive help.

June 23, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate your honest feedback. We're glad to hear our app is intuitive and helpful, and we hope you'll have more time to evaluate our service soon.

Rated 5 out of 5 stars

I forgot why I loved this company in…

I forgot why I loved this company in the past - years ago I had Mercury Insurance but then sold car. When I was ready for ownership again I got sucked up into Triple A because I was a member…, but I hated their access to customer service for any and everything- so now I have come back home to Mercury again

June 26, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad to welcome you back! It's wonderful to know that you've returned to us after your previous experience. We appreciate you sharing your journey and are happy to have you as part of our community once more.

Rated 1 out of 5 stars

Too many issues to count with Mercury Insurance

Too many issues to count. I sent a payment through my online banking, then got a letter saying they were returning the check with no explanation, even though the bank had already taken the funds. I paid again using Mercury’s online payment from my bank, but they’re still charging me for a vehicle that was totaled three weeks before the date—so I’m paying for two cars instead of one. I tried to add an umbrella policy, but the letter went to my junk mail. They supposedly called my wife, but had the wrong number and left a message with someone else. When I checked the policy online, I found they have my wife listed as three years older than she actually is.
They reimbursed me based on two of three cars that were a base model not my. Model the base model sold for about $11000 less new. The other car they based it on was same model but with about 21000 miles. I emailed my claims adjuster a few time with facts. He completely ignored them and would not change reimbursement. I finally just gave up.

Mercury has some serious problems. There are some nice people who try is help. I think they finally took the totaled car yesterday after over three weeks and the same day of the end of the policy. I think they corrected my wife's age, I think they corrected her phone number. Also they have been charging me for 15000 miles a year on both vehicles. We only drive less than 5000 miles as we are long retired.

I really don't know why I stay with them.

June 23, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your detailed feedback regarding your recent experiences. We are truly sorry to hear about the numerous difficulties you've encountered with payments, the totaled vehicle, policy updates, and the claims process. We are actively reviewing your account to address these complex issues and ensure all discrepancies are resolved.

Rated 3 out of 5 stars

Premium increased every 6 month

Although, one of the lower cost Insurance, I can't get my head wrapped around their reasoning to increase the premium every time I renew. I have been claim free for at least 40 years, my car sits mostly in the driveway (less than 3000 mi per year) , yet I see on average a $50 increase every 6 month.
Am I getting punished for someone else's claim?

June 25, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your concerns regarding your premium increases. We understand how frustrating it can be to see your rates rise, especially with a clean claims history and low mileage. We advise you to reach out to your Agent to correct the annual mileage.

Rated 4 out of 5 stars

Talked with real people got to ask…

Talked with real people got to ask questions and when I pointed out a discrepancy it was changed immediately

June 20, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're glad we could assist you and resolve your concern promptly. Thank you for your feedback!

Rated 5 out of 5 stars

Affordability was a major reason I…

Affordability was a major reason I chose this insurance. The person who helped me switch from AAA was personable, helpful, and made the process simple. They guided me through everything, and the pricing was much better than AAA.

June 20, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad to hear we could offer you a simple and affordable switch. Thank you for your kind words!

Rated 5 out of 5 stars

I can only comment on the cost of my…

I can only comment on the cost of my insurance and the service provided by the Mercury representative.
I was surprised by the cost of insurance compared to many others. The sales person was kind and very understanding of my need.

June 23, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so glad to hear about your positive experience with us. It is wonderful to know our representative was kind and understanding of your needs. Thank you for your feedback!

Rated 5 out of 5 stars

Absolutely awesome from start to…

Absolutely awesome from start to finish. I felt heard and taken care of. I. The end I saved a ton of money and felt like this is the next company I'll be referring to anybody that asks.

June 19, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad to hear you had such a positive experience and felt well taken care of! Thank you for your kind words and for considering us for referrals.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look