Money Management International (MMI) Reviews 

These guys are lifesavers! I may have had a lot of debt because of the alarming amount in CC minimums. I barely made the minimum payments, interest was outta this world. I turned to MMI, my life jacket!

I was referred by a financial institution about Money Management International. I spoke with a representative who didn't judge me didn't question what happened why I was in the situation I was or anything. They asked how they could help, they gave me options, and steps to take. A simple payment solution was setup and check ups regularly about where I was standing in my credit, in my financial payoff and how I am doing since my payoff. Money Management International is a great company to deal with. I would love to say I will definitely look at them again and I would absolutely use them again, but I'm hoping I don't have to :) . But if your in financial distress, or feel like you can't get out of credit debt for whatever reason, you can! And you will.. MMI will get you there, I promise!

4 years ago, I was stressed and wondering what to do. Every time I made a payment on a credit card I was turning around and spending that open credit on gas, groceries etc. I was depressed and super stressed about how my husband and I were going to make it. I'm a skeptic at heart, but I took a chance on MMI and it was the best thing we ever did. It took us 4 years, but it worked! Not only did we spend less money per month than trying to pay them all off individually, but our credit scores shot up around 200 points (doesn't happen overnight). You hear other people say, "You can just call your creditors and do the same thing yourself! Why are you paying them to do what you can do yourself?" I didn't want to call 8 different creditors to do what MMI did for me. I happily paid their small fees, because the stress I was under was immense and dealing with creditors would have stressed me even more. So, choose what's right for you, but MMI was the perfect solution for us!

When I called Money Management International Inc about 4 1/2 years ago I wasn't sure what to expect. The person I talked to was wonderful and in half an hour I had a plan to pay off my credit cards. Any time I called for any reason I received excellent customer support and service. I am now debt free and would not be if it hadn't been for such an outstanding company.

I got involved with Money Management International after losing my job right before COVID. I had over 20k in credit card debt, my monthly income dropped way beyond what it had been before and I was drowning in interest and late fees. I was calling all my credit card providers trying to make deals when one of them suggested MMI, which she said did what I was trying to do anyway but could also consolidate it all into one payment. I couldn't believe it was legit, it seemed too good to be true. Thankfully for me and anyone else with debt, it IS legit and I've never had any problems with them. I started in 2020 and am on track to be totally debt free by 2025 thanks to MMI. It's been a life saver of the highest degree.

MMI has been AMAZING!!! In short - TRUSTWORTHY, EASY, NO BIG FEES, RELIABLE & it WORKS!!!
We had over $100k in debt that was drowning us in finance charges and monthly payments (yes, shame on us....we've learned a valuable lesson). It's taken about 2 years to pay off the debt - it would have been 3 years but we sold our home to access the equity & rid ourselves of this burden. Now, apx. 2 years later we are DEBT FREE!!!
MMI was INCREDIBLE through the whole process - communication with them is EASY & the website is well-done, allowing you to update balances (we chose to often pay off some debts if they got low enough & than that monthly payment gets re-distributed to the other remaining cards). When we paid of a large chunk of the creditors after selling our house, MMI re-adjusted our monthly for us so it didn't remain at the 'max' level.
Throughout the process, MMI (over 2+ years) charges us only about $1000 - monthly fees of about $40 which basically covers their cost to support customers. ALSO - they often have pre-arranged agreements with major creditors which allow your interest rate to go (sometimes) as low as 0% or 2%. It's truly life-saving when you have that "1-year 0%" expire and those interest fees start stacking up!
Throughout the process, we always got mailed statements & updates when a card was paid off - never asked us for more money or added any fees (I diligently checked). Any customer representative we spoke to was ALWAYS so professional, kind and understanding yet realistic.
Keep in mind - a debt repayment program WILL "close" your account (you can still go online & see statements or make added payments). At the end of payoff, the accounts get CLOSED. We tried to get a couple to "re-open" (due to age) to help our credit, but this is almost always a no-go. So prepare & educate yourself to rebuild your credit. Our scores went from low-600's to mid-700's in this 2-yr span & working on credit & paying this debt through MMI.
THANK YOU MMI!!

5 years and I paid off all of my debts my credit score went from 300+ to 700+ Thanks to them. I called them when I was in a really bad place and did not understand the american system. Not only that I lost my job and it was hard to pay bills and my accounts were in the negative. Having them not only consolidate but also decrease the interest % on all of my credit cards and loans was the one thing that was on the bright side for me during that period. My heart was at rest and I was able to organise and prioritize to make the payments which were made affordable to me at the time. Never have I had to pay more than what was agreed. There is no hidden fees and I barely spoke to them during the time I was making payments because there was never nothing that happened that was beyond what was agreed in the contract. Fast forward 5 years, I am scared to use a credit card again lol but at least I have no debts. Thank you MMG for your honesty, consistency and loyalty. I would not have been in this place of my life if it was not for your help.

I have been with MMI for over three years and it has been a wonderful experience! They helped me Overcome my credit debt. I will have them paid off in about six months. This is such a better option than debt relief companies

This is the second time we used MMI and their service is impeccable.

Very easy and simple to work with and follow plan.

MMI really helped me structure an affordable payment and negotiated with the credit card companies to lower the annual percentage rate and monthly payments required. After 5 years I'm happy to say that I've finished paying off all my credit cards. Thanks MMI.

This company help me at a low time. I lost my job and they took all my debt. Gave me low payments that I could make. I got a new job and paid off the debt in half the time. I am so thankful for this company and how there word was true.

Great service. Easy process, good customer support. Excellent tracking and management tools on website

Easy to use. The hardest was admitting my own issue first
And there was no judgment on MMIs part

Great company. They worked with me all the way to help me manage my credit debt. I would recommend this company

All my questions and concerns was addressed with only 1 phone call. I was very satisfied with the service I received.

Fantastic customer service. Easy to use and manage. I had what felt like a tremendous amount of debt and it is now gone. A weight has been listed!

I have been working with MMI and specifically Marla for a couple months now, and found her to be very thorough and clear in all her explanations. Though my end result didn't result in my hiring MMI because they don't do what I need, she helped and advised me how to proceed and what to watch out for. I highly recommend MMI for debt management and counseling.

The experience was amazing! I never would’ve become debt free without MMI. I am so grateful to them for their values and how they treated me. I wasn’t just a number. I was a person struggling hard to get out of debt. And they understood that. From advice to working with me in tough times. I could never have asked for a better debt assistance program. If you are struggling like I was, please give them a call! You won’t regret it!