Thank you to George Sourou for his expert advice, understanding and support when organising our mortgage agreement in principle and proceeding through to application. We are both self-employed and buy... See more
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Review summary
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What people talk about most
Reviews shaping this summary
New Wave were great from start to finish and managed to source a mortgage with a lender when others could not help. My wife and I have our own businesses but mine is relatively new and therefore most... See more
Daniel Cosgrove is a first class mortgage advisor helped us through every aspect of the mortgage. Kept us updated with our application & helped us with all the paperwork & sending back especially with... See more
Company replied
After out current mortgage provider refused our remortgage due to my husband only having half of the tax year as self employed we thought we would have to wait another year before our plans for extend... See more
Company replied
Company details
Written by the company
We are the Mortgage Specialists. We provide our clients access to the whole mortgage market and to exclusive products not available on the High Street. Our friendly advisers have a wealth of experience in securing the best mortgages in the market and are motivated to help you from start to finish. Start your mortgage journey with us today!
We Are The Mortgage Specialists
Written by the company
- When you Need a Professional in your Corner
- We are focused on helping Self Employed & those with Impaired Credit get mortgages when they were often declined with their banks and other brokers. Our existing team of mortgage experts continues to grow and we have a wealth of experienced friendly advisers helping both employed and self employed people throughout the UK remortgage their home. They review your existing mortgage with the rest of the market often savings you thousands of pounds in the process. If you are looking for a mortgage and would prefer someone else does all the hard work for you whilst saving you money then look no further. We are here to help. Speak to our Mortgage Team Today.
Contact info
1st Floor Astra House, Christy Way,, SS15 6TQ, Basildon, United Kingdom
- 02037945455
- info@newwavefs.co.uk
- mortgagesforselfemployed.co.uk
4.9
Excellent
1K reviews
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Replied to 100% of negative reviews
Typically replies within 2 weeks
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Big thanks to Kirsty and kye for making…
Big thanks to Kirsty and kye for making everything go through hassle free great first mortgage experience would highly recommend new wave brilliant company
September 11, 2025
Reply from New Wave Financial Services
Thank you so much for your kind words!
We are thrilled to hear that Kirsty and Kye made your first mortgage experience smooth and stress-free. It means a lot to us that you'd recommend New Wave—we're proud to have been part of such an important milestone in your life.
Wishing you all the best in your new home! We hope to work with you again in the future.
The New Wave Team
Amazing Service
Dylan and Freya made the mortgage experience extremely easy and straightforward. Would recommend to anyone.
Thanks both
September 4, 2025
Unprompted review
Reply from New Wave Financial Services
Thank you for your great review!
It sounds like Dylan and Freya truly went above and beyond to make the process smooth for you. Mortgage journeys can be stressful, so having a team that makes it feel easy is priceless. I will pass your kind words on to them and the rest of the team.
We look forward to working with you again in the future.
The New Wave Team
Great service from Debbie
Debbie is on the ball, friendly yet professional and in our best interests with the mortgage rate renewal!
September 9, 2025
Reply from New Wave Financial Services
Thanks so much for your kind words!
We're thrilled to hear that Debbie delivered such a smooth and thoughtful experience with your mortgage renewal. She truly prides herself on balancing professionalism with genuine care and securing you the best possible deal for your circumstances, and it's wonderful to see that reflected in your review. We will pass this on to her and the wider team!
We appreciate you being part of the New Wave Family and look forward to working with you again in the future.
The New Wave Team.
Fast and friendly service
Fantastic experience dealing with Debbie Brooks and Rachel Wilcox.
Debbie was friendly, informative and supportive throughout. Happily answered the phone whenever we needed her.
Thank you Debbie.
September 9, 2025
Reply from New Wave Financial Services
Hi Emma,
Thank you so much for your kind words!
We're thrilled to hear that Debbie Brooks and Rachel Wilcox made your experience a fantastic one. Debbie truly goes above and beyond to support our clients, and it's wonderful to see her dedication recognized. We'll be sure to pass along your appreciation—she’ll be delighted to hear it!
If there's anything else we can help with, we're just a call away and we look forward to you picking up the keys to your dream home in the near future.
The New Wave Team
Thank you!
Freya and Dylan were fantastic in gathering all our information and confirming a brilliant agreement in principle for our house purchase. Freya then supported us to submit the application to the lender which was approved and offered within 24 hours of submission. A fantastic service, we would not recommend them enough.
September 9, 2025
Unprompted review
Reply from New Wave Financial Services
Thank you so much for your kind words!
We're thrilled to hear that Freya and Dylan provided such outstanding support throughout your home-buying journey. Securing an agreement in principle and getting your offer approved within 24 hours is fantastic news, and we're so pleased everything went smoothly. Your recommendation means the world to us—wishing you all the best in your new home!
Team New Wave
I cannot recommend New Wave based on my experience with Dylan Bassi
I initially had a good discussion with advisor Dylan Bassi. However, after submitting my documents, the service deteriorated significantly. There was no acknowledgment for days, and my follow-up calls were ignored despite promises of a callback.
Dylan then asked for information I had already provided, indicating my documents weren't reviewed properly. When I followed up again, his response was rude and dismissive, telling me he had "other clients to see" and couldn't "speed up the process."
The lack of basic communication and professionalism has been incredibly frustrating. I cannot recommend New Wave based on this experience.
September 4, 2025
Unprompted review
Reply from New Wave Financial Services
Thank you for your comments Muhammad.
Dylan requested initial documentation from you on 24th July and followed up with you weekly to understand when you could provide the documentation required to assess your file and find you a suitable lender to meet with your requirements.
Dylan received the documents from you on 28th August and responded on 1st May to seek clarity on various aspects; aspects significantly pertinent to obtaining the level of finance sought and placing your deal with a lender that would be supportive of your circumstances. At this stage, we were also still waiting on your credit file. You provided an explanation by return email to Dylan on 3rd September yet did not provide the credit file that remained outstanding.
It was on 4th September that you had a conversation with Dylan raising concerns around the service and timescales and it was explained that as a company we have a process to follow (to ensure satisfactory due diligence of files) and to ensure placement to the right lender offering the best level of finance.
I am sorry that the timeline for completing our placement and due diligence did not meet your expectations.
New Wave Team
Top service
Had a great experience using new wave. They took the time to explain things simply and make it possible where I didn’t think it would be. thanks to Freya for being really helpful and getting our mortgage sorted out.
September 3, 2025
Unprompted review
Reply from New Wave Financial Services
Thank you so much for your kind words! We’re delighted to hear that Freya was able to make the process clear and straightforward for you. It’s wonderful to know we could help get everything sorted smoothly. Wishing you all the best in your new chapter!
New Wave Team
Debbie was faultless
Debbie was faultless. Absolutely incredible.
Every step of the way I was informed. Kept included and felt at ease about getting my first mortgage.
Highly recommend.
September 3, 2025
Reply from New Wave Financial Services
Thank you for taking the time to share your feedback. We are delighted to hear that Debbie provided such excellent support throughout your mortgage journey. Ensuring our clients feel informed, included, and at ease is always our priority, and it is wonderful to know this was your experience.
Congratulations on securing your first mortgage, and please don’t hesitate to reach out should you need any further assistance in the future.
New Wave Team
Good communication & very helpful
Good communication & very helpful
September 1, 2025
Unprompted review
Reply from New Wave Financial Services
Thank you so much for your kind words! We’re glad to hear you found our communication clear and our support helpful. Your feedback means a lot to us, and we look forward to assisting you again in the future.
New Wave Team
Perfect service start to finish!!
Well, what can I say?! The team at NewWave have been incredible from start to finish!
They answer every call, correspondence is immediate and all information is so clear.
The patience and empathy shown from the team here is invaluable, never making you feel like your questions are too small or you're wasting their time.
Using a mortgage broker isn't the easy way out. You pay for security and world class service. It's quick, clear and they take care of most everything for you, telling your story and taking the stress away.
Debbie and Freya, have worked tirelessly, every single day making us feel like we're all that matter. Even Dan their solicitor has been super speedy and on it!
My partner and I put an offer in on a house on July 12th and received our formal mortgage offer on August 22nd!! Of course we won't receive the keys for a few weeks but I couldn't hold back on this review. We couldn't have asked for better support.
Thank you so much, we won't hesitate to recommend this service, to use it again and I already feel like the remortgage will be a walk in the park.
August 22, 2025
Reply from New Wave Financial Services
Wow – thank you so much for taking the time to leave such a thoughtful review! 🌟 We’re absolutely delighted to hear that you felt supported every step of the way. Debbie, Freya, and Dan will be over the moon to know their hard work made such a difference for you and your partner.
It means the world to us that you found the process clear, stress-free, and reassuring. Your kind words capture exactly what we strive to provide for every client – patience, empathy, and top-class service.
Congratulations on your mortgage offer 🎉 We can’t wait for you to get the keys and start the next exciting chapter in your new home. Thank you again for your trust and recommendation – we’ll be here whenever you need us, whether it’s your re mortgage or anything else in the future.
The NewWave Team
I am a Gas plumbing engineer
I am a Gas plumbing engineer, and I have just bought my flat. My mortgage broker was the fantastic New Wave Financial Services. Firstly, when I called them a real person answered. No automaton machine or anything like that. I was speaking to the sharp, crisp and switched on Mr Callum Smith. Just what I needed. Callum took me through all the preliminaries. Once they were all in place, I was then passed over to the lovely Ms. Debbie Brooks who is also sharp and switched on. Debbie smoothly took me through the rest of the process. Debbie and Callum were with me from start to finish, right down to the congratulations card I received from them for the purchase of my new home. New Wave Financial Services is a real company, with real genuine people and offer a first class service. I highly recommend them. My rating is 5 stars out of 5.
August 25, 2025
Unprompted review
Reply from New Wave Financial Services
Hi Gary,
Thank you for your wonderful review! We’re so pleased Callum and Debbie were able to guide you smoothly through the process and make buying your new property a positive experience.
Congratulations on your new home, and we truly appreciate your recommendation!
New Wave Team
Callum was exceptionally hands-on
Callum was exceptionally hands-on, helpful, and professional in addressing my queries and finding effective solutions. He was always willing to assist, going above and beyond to ensure everything was handled smoothly. I’m truly grateful for his outstanding work and excellent customer service. Although there was a fee involved, in my case it was absolutely worth it.
August 8, 2025
Reply from New Wave Financial Services
Hi Joanne,
Thank you so much for your kind words and thoughtful feedback. We’re delighted to hear that Callum was able to provide you with the support and solutions you needed, and that his efforts made the process smooth and stress-free.
Your appreciation means a lot to us, and we’ll be sure to share your feedback with him. We’re glad you felt the service was worth the investment, and we look forward to assisting you again whenever you need us.
New Wave Team
We’re very happy with the service we…
We’re very happy with the service we have had so far 🤩
Callum and Freya have both been super helpful and answered any queries promptly.
They have always remained very professional and I’d have no hesitation in recommending them to any prospective future clients
Thanks so much for all your help 🙏
August 11, 2025
Unprompted review
Reply from New Wave Financial Services
Hi Samantha,
Thank you so much for your kind words! We're thrilled to hear that Callum and Freya have been so helpful and professional. I will be sure to pass on your kind comments.
We really appreciate your recommendation and look forward to continuing to support you.
New Wave Team
Callum and Freya have been amazingly…
Callum and Freya have been amazingly helpful with our mortgage application.
We are both self employed and with changes to the tax system our scenario didn’t seem normal. A local mortgage broker gave up on us but these guys pushed through with ease and competency.
They did cost a lot more than the original broker quoted, but that broker didn’t get the job done. Callum and Freya so actually worth it!
August 8, 2025
Unprompted review
Reply from New Wave Financial Services
Hi Nathan,
Thank you so much for taking the time to share your experience!
We’re thrilled to hear that Callum and Freya were able to guide you through your mortgage application, especially with the added complexity of being self-employed.
We understand that every situation is unique, and it means a lot that you felt supported and confident throughout the process. While costs can vary, our goal is always to deliver results and make the process as smooth as possible, so we’re glad you feel it was worth it.
Wishing you all the best in your new chapter!
New Wave Team
Speak to New Wave first
I spoke to two credible mortgage brokers before New Wave and hit a dead end, almost giving up hope. Within a week of contacting New Wave I had a mortgage offer with a great rate. If you’re self employed, save yourself the pain and speak to New Wave first and, if you can, speak to Callum. Thank you New Wave!
August 7, 2025
Unprompted review
Reply from New Wave Financial Services
Hi Wayne,
Thank you so much for sharing your experience! We’re thrilled to hear that Callum and the team were able to help you secure a mortgage so quickly, especially after such a frustrating experience elsewhere.
We pride ourselves on making the process smoother for self-employed clients, and it’s wonderful to know we delivered. We really appreciate your recommendation and kind words!
New Wave Team
Great service
Dan and Freya are always on hand to answer any questions we had. Quick responses and always friendly. Would highly recommend!
August 7, 2025
Reply from New Wave Financial Services
“Thanks so much for the kind words! Dan and Freya will be thrilled to hear this 😊 We really appreciate your recommendation!
All the best for the future.
Team New Wave
The Team at New Wave Financial are the…
The Team at New Wave Financial are the best of the best. Their knowledge of mortgages is exceptional.
We had a complicated remortgage situation and they were with us every step of the way, keeping things moving and working out a solution. Always available on the end of the phone or email with relevant updates.
I cannot recommend them highly enough - especially Rachel and Debbie for their stellar support and work. Thank YOU!
August 5, 2025
Reply from New Wave Financial Services
Hi Mary,
Thank you so much for your kind words! We’re thrilled to hear that Rachel, Debbie, and the rest of the team were able to support you through your re-mortgage process and make it as smooth as possible.
Your recommendation means a lot to us, and we’re delighted that our knowledge and guidance made a difference. We truly appreciate you taking the time to share your experience!
Team New Wave
Amazing service from start to finish! ⭐️⭐️⭐️⭐️⭐️
Amazing service from start to finish !
It was so so easy to get our mortgage with New wave. We searched the internet for mortgage advisors who help self employed clients like us, who didn’t have the full three years earnings- this was easy for New wave to sort for us! No task too big for them.
Communication was 100% from start to finish. They are a personable company, absolutely amazing! Thank you so much, especially to Dylan Basi and Rachel Wilcox - 5 stars all the way! If you’re struggling to gain a mortgage and you’re self employed, you’ve ended up in the right place and you don’t need to look any further.⭐️⭐️⭐️⭐️⭐️
August 5, 2025
Reply from New Wave Financial Services
Hi Natasha,
Thank you so much for your amazing review! 🌟 We’re thrilled to hear that your experience with New Wave was smooth from start to finish. It was our pleasure to help you secure your mortgage, especially navigating the challenges of being self-employed.
Dylan and Rachel will be delighted to hear your kind words—they’re truly part of what makes our team so special.
We’re so glad we could make the process easy for you, and your recommendation means the world. Wishing you all the best in your new chapter!
The New Wave Team
Reply from New Wave Financial Services
Hi Ulfat,
Thank you so much for your kind words! We’re thrilled to hear you had a positive experience and appreciate your feedback.
We hope to assist you again in the future.
All the best.
New Wave Team
I wouldn’t use anyone else! Highly recommended!!!
I have been using New Wave Financial Services since April 2023. Most recently they helped me obtain a small secured loan alongside my existing mortgage (which was arranged through them in March 2024!). They are so easy to deal with, keep in contact with regular updates, and explain everything so well. Debbie has been wonderful to deal with, and I’ll be using them again for my remortgage next year!
July 23, 2025
Reply from New Wave Financial Services
Hi Daniel,
Thank you so much for taking the time to share your experience with New Wave Financial Services!
We’re delighted to hear that Debbie and the team have made the process smooth and straightforward for you. It’s always our goal to keep clients informed and supported every step of the way, and your kind words mean a lot to us.
We look forward to assisting you again with your re-mortgage next time!
Best regards,
New Wave Team
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