Thank you to George Sourou for his expert advice, understanding and support when organising our mortgage agreement in principle and proceeding through to application. We are both self-employed and buy... See more
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Review summary
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What people talk about most
Reviews shaping this summary
New Wave were great from start to finish and managed to source a mortgage with a lender when others could not help. My wife and I have our own businesses but mine is relatively new and therefore most... See more
Daniel Cosgrove is a first class mortgage advisor helped us through every aspect of the mortgage. Kept us updated with our application & helped us with all the paperwork & sending back especially with... See more
Company replied
After out current mortgage provider refused our remortgage due to my husband only having half of the tax year as self employed we thought we would have to wait another year before our plans for extend... See more
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Company details
Written by the company
We are the Mortgage Specialists. We provide our clients access to the whole mortgage market and to exclusive products not available on the High Street. Our friendly advisers have a wealth of experience in securing the best mortgages in the market and are motivated to help you from start to finish. Start your mortgage journey with us today!
We Are The Mortgage Specialists
Written by the company
- When you Need a Professional in your Corner
- We are focused on helping Self Employed & those with Impaired Credit get mortgages when they were often declined with their banks and other brokers. Our existing team of mortgage experts continues to grow and we have a wealth of experienced friendly advisers helping both employed and self employed people throughout the UK remortgage their home. They review your existing mortgage with the rest of the market often savings you thousands of pounds in the process. If you are looking for a mortgage and would prefer someone else does all the hard work for you whilst saving you money then look no further. We are here to help. Speak to our Mortgage Team Today.
Contact info
1st Floor Astra House, Christy Way,, SS15 6TQ, Basildon, United Kingdom
- 02037945455
- info@newwavefs.co.uk
- mortgagesforselfemployed.co.uk
4.9
Excellent
1K reviews
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This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 2 weeks
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Excellent advice as a new Director of a Ltd Company
As a new Director of a Limited Company, I had no idea who I should approach about trying to get a mortgage. I read some really positive reviews about New Wave on a contractor website, that highly recommended New Wave. So I gave them a call and right from the very first call, I felt supported, informed, and well looked after. Dan and Rachel made the mortgage application so straight forward for me. They took all the stress and strain out of the whole process. Excellent communication, excellent advice, and clearly outlined all our options. The whole process was incredibly smooth and whenever I needed anything from them, Even if urgent, both Rachel and Dan, were always available to help me out. I can't recommend them highly enough!!! Thank you so much for your excellent support and advice!
May 22, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Richard,
Thank you so much for your kind words and recommendation. We're delighted to hear that Dan and Rachel made the mortgage process smooth, straightforward, and stress-free for you.
Providing clear advice, excellent communication, and ongoing support is what we strive for, so it's wonderful to know you felt well looked after throughout.
Thank you for choosing New Wave, and we wish you all the best in your new home!
Best wishes
New Wave Team
Great company Debbie Rachel thank you…
Great company Debbie Rachel thank you for all of you assistance.
Jazz cheema
June 9, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Jazz,
Thank you for your kind review! We're so pleased Debbie and Rachel were able to assist you. We truly appreciate your support and look forward to helping you again.
Best Wishes
Team New Wave
Wow.....my partner and I are both self…
Wow.....my partner and I are both self employed, we were getting knocked back by local finance advisors or being given ridiculous figures for a mortgage that would not buy a shed......then we found Daniel and Rachel at New Wave, they made everything so easy, much less stress and got us the mortgage we needed and at a good rate too! 10/10 all round
June 5, 2026
Reply from New Wave Financial Services
Hi Martin,
Thank you so much for taking the time to leave such a wonderful review.
We're delighted to hear that Daniel and Rachel were able to make the mortgage process straightforward and stress-free for you both. We understand that being self-employed can sometimes make securing a mortgage more challenging, so it's fantastic to know we were able to help find the right solution and secure a mortgage that met your needs at a great rate.
We wish you all the very best.
New Wave Team
New Wave Financial Services have been…
New Wave Financial Services have been brilliant getting me a mortgage. I'm self employed, and had struggled to get a mortgage in the past.
Molly was my main contact there, and she was incredibly helpful, and friendly in the process. I would definitely recommend them to anyone else in my situation.
May 27, 2026
Reply from New Wave Financial Services
Hi Mark,
Thank you so much for your wonderful review. We're delighted to hear that we were able to help you secure your mortgage, especially after the challenges you've faced as a self-employed applicant.
Molly will be thrilled to hear your kind words. Providing friendly, supportive, and expert guidance throughout the process is exactly what we strive for, and we're pleased that she made such a positive difference to your experience.
Thank you for placing your trust in New Wave Financial Services. We truly appreciate your recommendation and wish you all the very best in your new home.
Kind regards,
New Wave Team
Second time I’ve dealt with Dan and…
Second time I’ve dealt with Dan and Rachel, both amazing from start to finish. Keep the process simple as it should be.
June 4, 2026
Reply from New Wave Financial Services
Hi Jackson,
Thank you so much for your continued support! We're delighted to hear that both Dan and Rachel provided another great experience for you. Keeping the process simple, straightforward, and stress-free is exactly what we aim for, so it's fantastic to know we delivered. We really appreciate your kind words and look forward to helping you again in the future.
Best Wishes
New Wave Team
Mortgage offer
Dan and Rachel were really helpful during the whole mortgage process. They always responded quickly and answered any queries.
Would recommend!
May 6, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Sarah,
Thank you for your kind review! We're delighted to hear that Dan and Rachel were able to support you throughout your mortgage journey. Providing prompt communication and clear answers is something we pride ourselves on, so it's wonderful to know this made a positive difference to your experience.
We really appreciate your recommendation and wish you all the best in your new home!
Kind regards
New Wave Team
New Wave have been fab in helping my…
New Wave have been fab in helping my husband and I secure our mortgage - we’re both self employed and had some complications using our previous broker so reached out to New Wave. George/Rachel have been really helpful in moving the process along speedily and keeping us informed. Really recommend their services.
May 18, 2026
Reply from New Wave Financial Services
Hi Abi,
Thank you for your lovely review! We're so pleased George and Rachel could help you and your husband secure your mortgage and make the process as smooth as possible.
We really appreciate your recommendation and wish you both all the best in your new home!
Best Wishes
New Wave Team
Absolutely outstanding!
Absolutely outstanding!
Dan and Kim went above and beyond to help us secure a mortgage when it seemed the odds were stacked highly against us.
I cannot recommend enough! Thank you both once again, truly wonderful.
May 26, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Danielle,
Thank you for your wonderful review! We're delighted that Dan and Kim were able to help you secure your mortgage and support you through a challenging situation.
Your kind words and recommendation mean a great deal to us. Wishing you all the very best for the future!
Best Wishes
New Wave Team
Great service, would recommend
Rachel and Kirsty were supporting us through the entire process brilliantly.
We felt that we could always contact them if we needed to.They were very approachable and made stressful process run this bit smoother.
Thank you so much for all your help and support.
With best wishes Edyta and Arek
May 22, 2026
Reply from New Wave Financial Services
Hi there,
Thank you, Edyta and Arek, for your lovely review. We're delighted to hear that Rachel and Kirsty were able to support you throughout the process and help make what can be a stressful experience a little smoother.
Your kind words mean a lot and we wish you both all the very best for the future!
Team New Wave
Dylan and Kye provided a swift and…
Dylan and Kye provided a swift and efficient service, excellent service by a fine, professional pair of gentlemen 5*
May 21, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Jat,
Thank you for your fantastic review! We're delighted to hear that Dylan and Kye provided such a swift and efficient service. Your kind words and 5-star rating are greatly appreciated, and we'll be sure to pass your feedback on to them.
Wishing you all the best for the future!
Team New Wave
⭐⭐⭐⭐⭐ outstanding service
⭐⭐⭐⭐⭐
We cannot thank New Wave enough for the amazing service we received throughout our mortgage journey. A huge shout-out to Daniel and Rachel, who were incredibly professional from start to finish. Their communication was excellent, and nothing was ever too much trouble. They always responded promptly to our questions and kept us updated every step of the way.
Thanks to their hard work and support, we have now received our mortgage offer and are well on our way to getting our new home. Any concerns or worries we had from the very beginning were met with honest advice and clear guidance, which gave us confidence throughout the process.
Daniel and Rachel truly went above and beyond, and we couldn’t have asked for better support. We would highly recommend New Wave to anyone looking for a mortgage broker. Brilliant service from start to finish! Thank you again. ⭐⭐⭐⭐⭐
May 21, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Chrystal,
Thank you so much for your fantastic review. We're delighted to hear that Daniel and Rachel were able to support you throughout your mortgage journey and provide the communication and guidance you needed every step of the way.
Congratulations on receiving your mortgage offer! We truly appreciate your recommendation and wish you all the very best in your new home.
Kind regards
New Wave Team
Would like to say thanks to the team at…
Would like to say thanks to the team at new wave for all there hard work.
With a special thanks to Dylan, kye, and Kim for all their support and making finding our mortgage less stressful.
May 18, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Mark,
Thank you so much for your kind words and for taking the time to leave us a review. We're delighted to hear that Dylan, Kye, and Kim were able to support you throughout your mortgage journey and help make the process less stressful.
Your feedback means a great deal to the whole team at New Wave, and we’ll be sure to pass on your special thanks. We wish you all the best in your new home and are here if you ever need any assistance in the future.
Kind regards,
The New Wave Team
My Experience with New Wave: Result in the end, but costly and I needed to be pushing to move things forward
The Good: Secured the mortgage: They successfully found a lender for our complex limited company application.
The Bad:
- Terrible recommendations: They introduced us to Ackroyd solicitors, who provided an awful service. I imagine they took a cut for the recommendation.
High maintenance: I had to continually push to keep the application moving forward as certain things had got stuck in a holding pattern. eg I had to contact the lender, Newcastle Intermediaries, myself to fix a critical error because they had the wrong email address for my accountant and contact the lender directly for critical emails for the sale.
Quite expensive: Although certain people in the company were responsive, I felt the broker fee was quite expensive and that they were constantly trying to upsell us services.
Verdict: While they ultimately achieved the main goal, the high cost, administrative stress, and very poor third-party recommendations made for a frustrating experience.
April 21, 2026
Reply from New Wave Financial Services
Hi Laura,
Thank you for your feedback. We're pleased we were able to secure a mortgage for your complex limited company application, but we're sorry to hear about the frustrations you experienced during the process.
We understand your concerns regarding communication, administration, and the service you received from the solicitors. We will pass your feedback and frustrations on to the solicitors you used so they are aware of your experience.
Thank you for taking the time to share your experience, and we wish you all the best in your new property.
All the best
Team New Wave
5 Stars Every Time
New Wave have looked after our mortgage applications twice now, and both times we have felt in such safe hands, and nothing is too much hassle. Thank you to Debbie and to Rachel for taking such good care of our application and for working so hard to keep us updated and informed. Thank you, Andy and Kathryn x
May 8, 2026
Reply from New Wave Financial Services
Hi Kathryn,
Thank you so much, Andy and Kathryn, for your lovely review. We're delighted to hear you felt supported throughout the process. Debbie and Rachel will be thrilled to receive your kind feedback.
Thank you for trusting New Wave with your mortgage applications, and we wish you all the best for the future!
Best Wishes
Team New Wave
Thank you to Debbie and Rachel for…
Thank you to Debbie and Rachel for helping me through the process again, and answering my many questions!
May 6, 2026
Reply from New Wave Financial Services
Hi Isabella,
Thank you for your kind words! Debbie and Rachel are delighted to have helped you again and to answer all your questions. We really appreciate your continued trust and support.
Kind regards
Team New Wave
had a great experience with New wave…
had a great experience with New wave financial.the mortgage process can be very stressful, but they made it simple and straightforward
May 11, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Hong,
Thank you for your lovely review. We're so pleased to hear you had a great experience with New Wave Financial and that we were able to make the mortgage process simple and straightforward for you.
We appreciate your feedback and wish you all the best for the future!
Kind regards
New Wave Team
Dylan and Rachel have been outstanding
Dylan and Rachel have been outstanding, keeping us updated, taking our calls, advising us, and fighting our corner. Thanks so much for making what is a difficult process for us self employed a painless rollercoaster and help us secure our new home! 🙏
May 7, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Adam,
Thank you for your kind review.
We’re delighted to hear that Dylan and Rachel provided such strong support and kept you well informed throughout. It’s especially great to know they were able to make the process smoother for you and help secure your new home, particularly with the added complexities of being self-employed.
We really appreciate your feedback and will be sure to pass your comments on to them both.
Best Wishes
New Wave Team
5 Star Service
5 Star Service !
Cannot fault New Wave. Kim and Debbie are absolutely fantastic.
They are efficient, professional and extremely helpful. I would highly recommend using them.
April 13, 2026
Reply from New Wave Financial Services
Hi Ellie,
Thank you for your lovely feedback.
We’re really pleased to hear you had such a positive experience with Kim and Debbie. It’s great to know you found them efficient, professional, and helpful throughout.
We really appreciate your recommendation and will make sure your kind words are shared with them both.
Kind regards
New Wave Team
A great experience......
After my first enquiry, I received a call from George, who from the start was very clear, explained everything really well, listened and was patient.
Throughout the whole process, I was kept informed, had regular contact at every stage, by email and telephone but more importantly I had someone dealing with the application that I could call. The communication sets this company apart from any I've dealt with recently... George particularly was FANTASTIC. Thanks George... from initial enquiry to confirmed mortgage offer was a little over 2 weeks...
Could not be happier...!
April 11, 2026
Unprompted review
Reply from New Wave Financial Services
Hi Karen,
Thank you for your kind review.
We’re delighted to hear that George provided clear, patient support and kept you well informed throughout the process. It’s great that everything went smoothly and you achieved your mortgage offer so quickly.
We’ll make sure George sees your feedback—he’ll really appreciate it.
Best wishes
New Wave Team
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