HEY...Less than 1 star BTW,,,,,, So I went thru a lengthy conversation with Representative April, and finally received a quote, although it went to the wrong email address,, I specifically requeste... See more
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Joost Elling was fabulous today! He replied to my voicemail and began the process of getting a preliminary flood insurance quote immediately. We then talked via phone several times to get clarity on o... See more
Company replied
I was shocked to see an email stating that over 1400.00 would be deducted from one of my bank accounts for a policy that does not renew until May 25th. There is no reason for a company to take such pa... See more
Company replied
Connor Gleason is Awesome! I emailed Neptune to issue a policy under special circumstances. I was concerned it would be a day or two before I would hear back, since that is the general response time... See more
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Company details
Written by the company
Neptune Flood is the largest private flood insurance company in the United States, offering an entirely digital quote-and-bind process. Neptune offers residential, commercial, and RCBAP products with a 2-minute quote-to-bind process, offering greater coverage limits and additional optional coverages. Flood insurance products are available in all 50 states and Washington, D.C. Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers. Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.
Contact info
400 6th St S. Ste 2, 33701, Saint Petersburg, United States
- 727-202-4815
- support@neptuneflood.com
- neptuneflood.com
Replied to 100% of negative reviews
Typically replies within 1 week
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Quick and Easy
Was easy to determine what kind of policy I needed, to get a proposal, several actually, and come back and pick up where I left off working towards policy purchase. Had one issue, post policy issue that was easily resolved by customer service.

Reply from Neptune Flood
Nicole was absolutely stellar!
Nicole was absolutely stellar!! Not only was she super pleasant, she was informative and resolved my issue within minutes!! Great employee to represent Neptune

Reply from Neptune Flood
Kyle Folland was my Neptune…
Kyle Folland was my Neptune Representative & he was excellent ! He guided me through the whole process & he helped me cancel one of my policies because I actually double booked so I had 2 flood policies & he helped me & he initiated my refund on the canceled one since I had paid twice !

Reply from Neptune Flood
Flood insurance is an optional product…
Flood insurance is an optional product for my location. I tried Neptune Flood and decided not to renew. The company has renewed the policy without payment and will not stop baggering me for payment, citing that it's "the law" and policy. I informed both my agent and Neptune Flood that I would not be renewing. The company states they will cancel the policy (that I did not sign for) after 30 days of "non payment". I don't appreciate being labeled as "non payment" and have a feeling others with outstanding credit histories would feel the same. If I ever need Flood insurance again, this treatment will definately affect who I decide to chose and hopefully help others be informed as well.

Reply from Neptune Flood
Fast Online Service
I was able to get my flood insurance done in a brief website visit. my coverage is great. recommended

Reply from Neptune Flood
I contacted the company due to a double…
I contacted the company due to a double payment for my flood insurance. Conner Gleason responded and after his research confirmed the double payment and told me I would receive the refund in 30 days. I received it in less than 2 weeks. I appreciate the quick response.

Reply from Neptune Flood
This company is a ripoff
This company is a ripoff. They cancel your policy cause the don't ask all the appropriate questions and you have to tell them they missed something during application. Your honest with them and then they cancel cause they messed up and won't give you your money back. I have called a numerous of times and they keep saying it should not be much longer

Reply from Neptune Flood
STAY CLEAR!!
Biggest scam of insurance companies out there. I would stay clear of this company . When they cancel you policy and hold your money not wanting to give it back to you. Bunch of crooks of an insurance company

Reply from Neptune Flood
My success representative
My service representative, Nadia Vera, was knowledgeable and helpful!

Reply from Neptune Flood
Tye Petrotta went above and beyond with…
Tye Petrotta went above and beyond with helping me with flood insurance for one of my rental property. We had to make many back and fort phone calls in order to make it happen. He kept an amazing energy. That’s why I took this time out to recognized amazing work.

Reply from Neptune Flood
Each Insurance options quoted separately
Easy data input, insurance quote came with multiple insurance rider options and the add-on price for each one.
Final quote for my house (not in flood plain) was much lower than the standard FEMA quote.

Reply from Neptune Flood
All my neighbors around me pay less…
All my neighbors around me pay less than I do by a couple of hundred dollars all different companies ,
Allstate, Gambale, to name a few.

Reply from Neptune Flood
Fast, friendly, and helpful
I called in and received the exact answers I needed, to questions I invested some time in trying to resolve on my own. Eddie was very friendly and knowledgable! Thanks again

Reply from Neptune Flood
Fast and efficient
Nadia answered my question quickly and efficiently so that I could get my invoice paid. Thank you Nadia!

Reply from Neptune Flood
Mortgage company caused issues for…
Mortgage company caused issues for me...Neptune helped fix them.

Reply from Neptune Flood
Easy, Friendly, and Efficient!
Recently submitted a request for more information with Neptune Flood Insurance and was impressed by how quickly I was contacted. Kyle was fantastic - he provided three different quotes to compare and responded to all my questions within minutes. The entire process was incredibly easy and efficient. Within the hour, I found the perfect policy and got covered. Overall, a great new customer experience with fast, friendly support and a seamless process. Highly recommended!

Reply from Neptune Flood
Not Sure Yet
It was easy to sign up and the rep answered all my questions. I can't really give an opinion on how responsive the company is because I have never filed a claim. I will say I am disappointed that if I pay by credit card, I am charged a fee. I don't like giving companies access to take money from my checking or savings account. Therefore, I had to pay with a check through snail mail, which took almost 2 weeks to reach Neptune and be posted to my account.

Reply from Neptune Flood
Rachel was awesome
Rachel was awesome. Everytime I call they take care of the problem right away. No going back and fourth between different departments.

Reply from Neptune Flood
Amber is very professional and patient
Amber is very professional and patient. She listened to my question and them made a suggestion that I quickly accepted. I even received the email within 3 minutes after our call. I really appreciate her professionalism and especially in today's business environment.

Reply from Neptune Flood
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