HEY...Less than 1 star BTW,,,,,, So I went thru a lengthy conversation with Representative April, and finally received a quote, although it went to the wrong email address,, I specifically requeste... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Joost Elling was fabulous today! He replied to my voicemail and began the process of getting a preliminary flood insurance quote immediately. We then talked via phone several times to get clarity on o... See more
Company replied
I was shocked to see an email stating that over 1400.00 would be deducted from one of my bank accounts for a policy that does not renew until May 25th. There is no reason for a company to take such pa... See more
Company replied
Connor Gleason is Awesome! I emailed Neptune to issue a policy under special circumstances. I was concerned it would be a day or two before I would hear back, since that is the general response time... See more
Company replied
Company details
Written by the company
Neptune Flood is the largest private flood insurance company in the United States, offering an entirely digital quote-and-bind process. Neptune offers residential, commercial, and RCBAP products with a 2-minute quote-to-bind process, offering greater coverage limits and additional optional coverages. Flood insurance products are available in all 50 states and Washington, D.C. Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers. Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.
Contact info
400 6th St S. Ste 2, 33701, Saint Petersburg, United States
- 727-202-4815
- support@neptuneflood.com
- neptuneflood.com
4.4
Excellent
267 reviews
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Kasey’s Help
Kasey handled my cancellation which was due to the sale of my property, swiftly and efficiently. Thank you Kasey!
May 21, 2025
Unprompted review
Reply from Neptune Flood
Michele, thank you for the review! While we're sad to see you go, we're glad to hear Kasey was able to handle your cancellation quickly.
Received what I needed immediately!
I received what I needed immediately! Quick response.
May 20, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Sue!
Great Service
Professional, helpful, knowledgeable, able to complete the task
May 14, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Tracy!
The fee that is changed is to much
The fee that is charged is too much.
What is the fee for?
May 4, 2025
Unprompted review
Reply from Neptune Flood
Hi Mike. Thank you for your feedback.
Easy to apply for insurance and cost…
Easy to apply for insurance and cost was reasonable.
May 6, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Richard! We're glad to hear you selected Neptune for your coverage.
Excellent Customer Service
I needed to confirm that our flood insurance was renewed and paid in full. Amber was able to help me right away. Excellent customer service!!
May 7, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Donna! We're always here to assist if you have any questions.
Reply from Neptune Flood
Thank you for the review!
Quick and Helpful Response
Kasey provided a response in less than 1 hour to my question of being able to transfer a current Neptune Flood policy to us as the new property owner. I really appreciated the quick response.
April 30, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Martin! We're happy to hear that Kasey answered your question fast and clearly.
fast and kind response!
April 28, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Richard
Connor was outstanding in getting back…
Connor was outstanding in getting back to me quickly and helping me resolve my concerns about possibly being hacked.
April 22, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Bob! We're glad to hear Connor addressed your concerns. Know that Neptune takes customer privacy and security very seriously.
Nadia was very responsive to my…
Nadia was very responsive to my question and quick to update my info.
April 21, 2025
Unprompted review
Reply from Neptune Flood
Linda, thank you for the review! It's great to hear Nadia provided you with stellar service.
forget about fair rates
flood for my residence is 1813.00...my neighbor for the same is 1005...why
April 21, 2025
Unprompted review
Reply from Neptune Flood
Hi Vincent. Neptune policies are priced individually based on many factors such as age, construction type, foundation type, and elevation. Since each property is analyzed individually, pricing will be different.
Eddie is fantastic
Eddie is fantastic! He answered my questions quickly and even followed up to make sure I received the documents I needed.
A+ Client Service Eddie!
Elizabeth
April 8, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Elizabeth. We're happy to hear Eddie provided A+ service and ensured you received everything you were looking for.
Simple straight-forward instructions in…
Simple straight-forward instructions in a logical sequence. Thank you🙌🏻😃
March 31, 2025
Unprompted review
Reply from Neptune Flood
Fred, thank you for the review! Neptune works hard to make your experience simple, and we're happy to hear that obtaining flood coverage was easy.
Great Service
Kasey promptly and efficiently answered all my questions and helped with adjusting my policy.
April 10, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review! Kasey is a great member of our team, and we're glad to hear she assisted in adjusting your policy. All of our licensed customer success team members are ready to help answer any questions you may have about your policy.
Kelseigh Prosser made my experience…AWESOME !!!!
Kelseigh Prosser made my experience great. Friendly knowledgeable & got things done quick. I dont know how you are aying her but please give her a raise and that's the honest truth. It's tough to find a good REAL person to speak to I appreciate her. Thanks for asking & if I need to call again, I will hope it's her.
Have a nice day!!!
April 3, 2025
Unprompted review
Reply from Neptune Flood
Wow, thank you for the glowing feedback! We agree - Kelseigh is an all-star and we're so happy to have her on our team. You'll be happy to know that whether it's Kelseigh or another stellar member of our customer success team, all Neptune team members are fully licensed and ready to answer any questions and assist.
Clear logical website
Clear logical website that was easy to navigate. Reasonable rates and simple to use🙌🏻 Good job; thank you
April 1, 2025
Unprompted review
Reply from Neptune Flood
Fred, thank you for the review. We're glad to hear you found our platform easy to use. That's our goal!
Reply from Neptune Flood
Thank you for the review, Dan!
The ease of interaction with Neptune is…
The ease of interaction with Neptune is great. Very helpful and knowledge personnel. I recommend Neptune!
March 20, 2025
Unprompted review
Reply from Neptune Flood
Thank you for the review, Jay! We're glad to hear our team was able to assist you.
They are incompetent in assisting you
They are incompetent in assisting you. Multiple interactions in regards to obtaining a refund for a duplicate payment obviously they want to use the money for investments.
October 22, 2024
Unprompted review
Reply from Neptune Flood
Hi David, thank you for the review. Duplicate payments are placed on a 14-day hold to ensure no stop payments as a protection to you. This is to avoid both payments being void (for example, for any potential disputes that may be initiated), which could result in your policy being canceled for nonpayment. Rest assured that your refund was being processed at that time, but took longer than expected due to the dispute filed with American Express. Our customer success team can handle all questions, including accounting and payment-related inquiries.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.