NewDay Reviews 11,309

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 1,187 reviews, reviewers had a great experience with this company. Customers frequently highlight the excellent service and positive user experience, finding the application process straightforward and the tools provided helpful for credit management. Many appreciate the ability to set up installment plans and the regular credit limit increases for responsible payments. However, some people were dissatisfied with aspects of payment and customer service. There were mentions of unexpected changes to statement dates and issues with how payments were allocated to different plans. Additionally, a few customers reported difficulties with resolving disputes and concerns about the responsiveness and effectiveness of customer support in certain situations.

What people talk about most

Payment

Consumers find payment processes to be ambiguous, with many reporting issues after a system switch. Some... See more

Service

People report positive experiences with service. Many customers praise the excellent service, finding the app... See more

Customer service

Customers consistently note ambiguous experiences with customer service. While some reviewers praise helpful,... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the app easy to install, use,... See more

Product

Users describe positive interactions with the product. Many customers consider it one of the best cards they... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Overall, this is a strong credit card with generous credit limits, which makes it very useful for managing larger purchases and maintaining flexibility. However, the APR is on the higher side compared... See more

Company replied

Rated 4 out of 5 stars

I have found Aqua very helpful in guiding me towards better credit management. The rating calculator helps me clarify how small changes can make great changes for my personal credit rating. What I d... See more

Company replied

Rated 5 out of 5 stars

Excellent card and services very handy and app easy too use. Interest rates high however you can pay amounts you wish. Before date due .Excellent highly recommended.

Company replied

Rated 5 out of 5 stars

I love my Aqua Credit Card. It's pain free to apply and the customer service is faultless. I particularly like the fact that they don't just keep upping your credit limit, which can be tempting for so... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

11K reviews

5-star
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Rated 1 out of 5 stars

Gave up trying to speak with someone

I tried to contact to speak about an issue with their new Argos pay- 30 mins on phone - with send around in circles with their answering system unable to speak to someone- chat similar experience hanging on and no agent - extremely poor experience for someone new to this company- already missing the easy of the Argos system.

May 1, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Brendan, We’re sorry you’re having issues getting through to customer support teams. Please be assured that we have added significant additional resource to help the high volume of customers registering. Thank you for your patience. best, Elan

Rated 5 out of 5 stars

Thorough but easy to follow

Thorough but easy to follow. The response was timely too.

April 17, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi, Thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 4 out of 5 stars

Good costumer services handled in…

Good costumer services handled in question a professional manner very straightforward answer

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Misty, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Jane E

I telephoned and got straight through. I explained my queries, and it was dealt with efficiently and with these I would definitely recommend a credit card company to perspective public.

May 1, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Jane, thank you for taking the time to leave us a kind review, we appreciate it! 😊 Thanks, Michelle.

Rated 1 out of 5 stars

Reporting to the Financial Conduct Authority & Ombudsman.

Sorry to say that I will be reporting both Newday & Argos to the Financial Conduct Authority for the manner at which they transferred the Argos accounts. I specifically took out 12 month plans because I had the ability to pay chucks off those plans whenever I felt like it in a manner that avoided all interest. Since Argos sold their credit arm to Newday Newday have removed this ability & broken the terms that I entered in to.
It is disgraceful behaviour by both Argos & Newday.
The original credit agreements with Argos needs to be honoured, as does the ability to pay them off as & when chosen within the length of time entered in to.
Absolutely shocking & there is no excuse for it other than a money grab.

April 30, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi, thank you for sharing your review. I’m sorry to hear you’ve had difficulty with this. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed. Thanks, Michelle.

Rated 5 out of 5 stars

The follow up communiction and easy of …

The follow up communiction and easy of interaction with customer service team
Feel my online transations are quicly processed and app give me full control.From application to service payment very clean transitions

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Damian, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

It was easy to contact newday with…

It was easy to contact newday with regards to my credit card. Chas was polite, friendly & resolved my query promptly & efficiently.

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Dawn, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

The card is simple to use and the…

The card is simple to use and the customer service behind the card is excellent

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi John, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

I'm a new customer but it's looking good.

I'm a new customer but everything is looking good, I've taken advantage of the current 0% promotion on balance transfers, and hopefully enhance my credit status, and progress with Marble in the future. The customer advisors are amongst the best I've come across in my considerable experience! Namedrop: 'Miah' and 'David' 👍

April 28, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Dave,

We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊

Best,

Stephanie.

Rated 5 out of 5 stars

Very good and helpful staff there with…

Very good and helpful staff there with genuine payment holidays for who needs it the most and want to pay off balance with some interest. The interest rate is too high though. Credit Limit is high. I would have IG Trading (officially) as not a gambling and stock brokerage and should be a purchase please but that is at NewDays discretion. Application, payment and service has been outstanding. Thank you

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Martin,

Thank you for taking the time to leave us a positive review, we appreciate it! 😊

Best,

Stephanie.

Rated 1 out of 5 stars

Absolute tripe

Why on earth Argos have left us with this company is beyond me. I have three payment plans at present which until this week I have managed very well, I like to pay, usually weekly to whichever plan I choose to. I’ve always paid my BNPL plans early to avoid paying interest. I can’t do this now as NewDay have removed this facility. It’s not a big deal but I liked the old Argos app and the way I paid plans. The live chat is also crap! I hate this company already. I’m going to pay my balance off as quickly as possible and close my account, it’s a shame really because my first port of call for expensive electricals has always been Argos but not anymore and I’ve been an Argos customer for a lot of years.

April 28, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Kerry, thank you for sharing your review. I am very sorry to read that you have not had the experience that you expected with us. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed. Thanks, Michelle.

Rated 1 out of 5 stars

after installing the new argos pay app…

after installing the new argos pay app im bombarded with text messages and mail to my private adress, bearing in mind i have not registered on this app or provided it with any personal details, still awaiting reply to the 2 emails sent to newday as to how they can presume to, know my emails and phone number,Exactly what information is this app extracting from my phone without consent,eh no il be calling nobody you seem already to have my email without consent so i suggest you use it to explain how an app that i have never given any personal details knows my number and personal email and in fact has communicated it to your company

April 28, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi there,

Thank you for sharing your review. I’m sorry to hear you've not had the experience that you expected with us on this occasion regarding communications. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed.

Kind regards,
Josh

Rated 1 out of 5 stars

Argos Pay - awful new service from Argps

Despite repeated attempts to register on new Argos Pay, transferring from the excellent Argos Card app, have still not received an ORN. Requested multiple times now but no email received. Phone lines at capacity so no chance of resolving. Disaster of a launch.

April 28, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Chris,

We’re sorry you’re experiencing issues receiving your ORN. Due to the high volume of online registrations, we have phased sending ORNs to customers between 27th and 28th April. We are aware that some customers have experienced a delay, but rest assured your ORN is on its way. Thank you for your patience.

Best,

Stephanie.

Rated 1 out of 5 stars

Total shambles

When argos closes for good ( the way they are going probably this time next year )The frank spencer inspired idea to scrap the popular and smooth running argos card system will quite likely be up there among the worst and stupidest ideas in history if not at the very top of the list. Theres always one clown sat in an office somewhere that thinks he /she knows what they are doing isnt there?.Received the letter with the orn code its useless - details not recognised - tried resetting it on the app - it says email sent - (it hasnt ) . Im not even going to attempt to ring them up i dont have 2 days to spare. Really glad i paid off my bill in full several months ago because i had a feeling something like this might happen.I have been an argos customer for nearly twenty years but will take my custom elsewhere now, Adios!

April 29, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Adam,

We’re sorry you’re having issues accessing the app. We’re currently experiencing very high demand following launch, which may impact registration for some users. Please ensure your details match your letter/email exactly and try again. If you still need help, please get in touch. We appreciate your patience.

Best,

Stephanie.

Rated 4 out of 5 stars

Excellent service with a good…

Excellent service with a good communication network for customer feedback.

April 26, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi,

Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊

Best,

Stephanie.

Rated 5 out of 5 stars

Excellent service from New Day/Marbles

Excellent service from New Day/Marbles. Great customer service. They were a great help when I had a dispute with an item purchased that was totally unacceptable, New Day were brilliant and I received the help within 48 hours. I have had this card for a number of years, never had any issues with them. Highly recommend.

April 26, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Karen,

Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊
We hope you continue to enjoy our services.

Regards, Julie.

Rated 2 out of 5 stars

Argos Pay - so far not good

Had my Argos Card for around 15 years. Not the best app but functional and was able to pay when needed. Day one of New Day taking over and I'm unable to register. It says I should have had an online registration number by email, and if not, to click to resend. Did this twice, still no ORN to enable me to register, to enable me to pay - unless I take time out of my day to call them. I recall having a Dorothy Perkins card for more than a decade, and writing to New Day to close the account after they took over, because the customer service turned out to be dire. Looks like my Argos card will be going the same way.

EDIT - Thank you for the reply. My two online registration number emails came through, after around 20 hours, so clearly a massive delay (as these things are usually automated / instant?). So I've been able to register. Can't say I'm a fan of the app now that I'm in it, it doesn't appear very user friendly and is very basic, but I'll wait and see how it goes.

April 27, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Deborah,

We’re sorry you’re having issues accessing the app. We’re currently experiencing very high demand following launch, which may impact registration for some users. Please ensure your details match your letter/email exactly and try again. If you still need help, please get in touch. We appreciate your patience.

Regards, Julie.

Rated 1 out of 5 stars

Day one of Newday taking over Argos pay…

Day one of Newday taking over Argos pay ,I have been trying to contact them re setting up an argos pay app its a nightmare . My details are coming up as not recognised, yet when I got through by an automated call with the same details my payment went through. Soon after I get an email from newday on my email that they didnt previously recognise saying I was in arrears . This is only day one !!! Nightmare

April 27, 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Wendy,

We’re sorry you’re having issues accessing the app. We’re currently experiencing very high demand following launch, which may impact registration for some users. Please ensure your details match your letter/email exactly and try again. If you still need help, please get in touch. We appreciate your patience.

Regards, Julie.

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