NHS Credit Union Reviews 

421
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 122 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently emphasize that the dedicated team members are exceptionally helpful, polite, and understanding throughout loan applications. Many individuals praise the personalized financial advice received, noting that staff take ample time to explain all available options clearly. Consumers also deeply appreciate the straightforward online platform and timely communication that make managing personal accounts very easy. People regularly mention receiving compassionate assistance during difficult life situations without ever feeling embarrassed or judged. Reviewers consistently recommend this trustworthy and supportive service to their colleagues and friends for various financial needs.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, patience, and... See more

Service

Reviewers highlight positive aspects of service, noting that everything is handled in a professional and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the website is easy... See more

Response time

People report positive experiences with response time, noting that staff members are consistently timely,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Iv been with the nhs credit union for 18years . Iv saved woth then and had several loans . Had new loan for a car which is better interest and terms than hp. Easy application and stress free and don’t... See more

Rated 5 out of 5 stars

My experience with the NHS Credit Union was exceptional from start to finish They were quick to respond and all questions and paperwork sent via text message just goes through so smoothly and easi... See more

Rated 5 out of 5 stars

I’ve used NHS Credit union for a loan on a few occasions now and it’s always been a relatively straight forward experience. It’s a fairly quick process considering how they assess your loan. From app... See more

Rated 5 out of 5 stars

I cannot recommend the NHS Credit Union highly enough. I recently reached out for help consolidating my debts after a very difficult year, and the support I received was exceptional. Paula, in... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Alternative Financial Service
  4. Credit Union
  5. Loan Agency
  6. Savings Bank

Written by the company

The NHS Credit Union is a financial co-operative, owned and controlled by its members. We help care for the financial health of members across Scotland and the North of England and our membership is growing at record rates. Almost 20,000 NHS workers are currently enjoying the benefits of being an NHS Credit Union member.


Contact info

4.9

Excellent

TrustScore 5 out of 5

421 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.9

All reviews

(421)

113 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The NHS Credit Union provides an…

The NHS Credit Union provides an excellent service that is both professional and member-focused. Their staff demonstrate a high level of care, efficiency, and understanding, ensuring that the process of saving and borrowing is straightforward and stress-free. It is reassuring to know that financial services are being delivered with such integrity, while also directly supporting NHS staff and their families. The NHS Credit Union is a trustworthy, reliable, and valuable organisation. Overall I’ve had a great experience with the NHS Credit Union.

September 3, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent financial provider.

The NHS CU have always been there to help when I’ve needed it despite my poor credit score. The application process takes slightly longer than other loan firms but they are a responsible lender and trustworthy. The rates are also sensible. I wouldn’t hesitate to recommend them.

August 29, 2025
Unprompted review
Rated 5 out of 5 stars

I’ve used this service for years and…

I’ve used this service for years and recently Natalie has gone above and beyond to help me. With a lot of changes in the family this was not an easy task but she worked through everything with me patiently and she was so helpful and friendly. She deserves a big pay rise!

August 29, 2025
Unprompted review
Rated 5 out of 5 stars

Loan

I applied for a consolidation loan, the process was smooth and efficient. The contacts were polite and helpful, I’d definitely recommend them and use them in the future

August 25, 2025
Unprompted review
Rated 5 out of 5 stars

Professional

Professional, patient and always trying to get the best result possible.
Always helpful with any questions I had

August 18, 2025
Unprompted review
Rated 5 out of 5 stars

Professional, friendly and kind

Professional, friendly and kind. Even though sometimes decision is not what you want, people have your best interest in hearts. That counts for something! Super grateful for all the help and support received from Natalie and Richard.

August 14, 2025
Unprompted review
Rated 5 out of 5 stars

Only good things to say

Had loans and savings with them for a few years now and recently applied to extend one loan. I have nothing but praise, each contact is kind and helpful, they are reasonable, and it’s clear every loan application is processed by a human.

August 13, 2025
Unprompted review
Rated 5 out of 5 stars

I applied for a loan which is quite a…

I applied for a loan which is quite a in depth process. I had to make a few phone calls on things I was unsure of. The staff couldn't have been more helpful and they never once made me feel I was being a nuisance. They were always extremely polite. They also gave me clear instructions in the process through the app too.

August 7, 2025
Unprompted review
Rated 5 out of 5 stars

The NHS Credit Union has become a part…

The NHS Credit Union has become a part of my family in terms of being there when they are most needed. They're not just another loan company, but an exquisite loan company that has the interest of their customers at heart. They have been very helpful and always there for me whenever I call on their helpful hands. Please, kindly accept my sincere thanks and gratitude from me and my family wholeheartedly.

August 5, 2025
Unprompted review

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